LOISELET IMMO
ActiveLOISELET IMMO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.30M and a net result of €667k. Equity is growing by ~133% per year across the filed fiscal years. Its solvency ranks better than 20% of 3168 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency12▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.5 in 2024), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
5.1%
Age of the figures
18 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3168 sector peers (2025).
NBB · sector comparisonPosition among 3168 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
1 d early
2022
26 d early
2021
10 d early
2020
8 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€667k▲ 16.8%
2024 · €571k
2019: €-4k
2020: €1k
2021: €210k
2022: €229k
2023: €606k
2024: €571k
2019 → 2025
Working capital
€-763k▼ 3.8%
2024 · €-735k
2019: €-10k
2020: €-75k
2021: €-496k
2022: €-923k
2023: €-995k
2024: €-735k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€455k▲ 102%€1.06M▲ 133%€1.63M▲ 53.8%€2.30M▲ 40.8%
Operating result€9k-€-35k€71k€261k▲ 266%€189k▼ 27.6%
Net result€210k-€229k▲ 9.0%€606k▲ 164%€571k▼ 5.9%€667k▲ 16.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.17M
Fixed assets
€12.30M▲ 26.3%
Current assets
€877k▲ 20.0%
Equity and liabilities €13.17M
Equity
€2.30M▲ 40.8%
Debt
€10.87M▲ 23.1%
The debt ratio falls from 84.4% to 82.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€463k▲
2024 · €401k
Cash flow
€940k▲
2024 · €710k
Solvency
17.5%▲
2024 · 15.6%
Current ratio
0.53▲
2024 · 0.50
Quick ratio
0.53▲
2024 · 0.50
Debt / equity
4.73▼
2024 · 5.41
ROE
29.0%▼
2024 · 35.0%
ROA
5.1%▼
2024 · 5.5%
Interest coverage
2.61▲
2024 · 2.51
Debt
€10.87M▲
2024 · €8.83M
Debt ≤ 1 year
€1.64M▲
2024 · €1.47M
Debt > 1 year
€9.21M▲
2024 · €7.37M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10.47M€13.17M▲
Fixed assets21/28€9.73M€12.30M▲
Tangible fixed assets22/27€3.81M€6.37M▲
Land and buildings22€3.81M€6.37M▲
Financial fixed assets28€5.93M€5.93M=
Current assets29/58€731k€877k▲
Amounts receivable within one year40/41€296k€384k▲
Trade receivables40€212k€169k▼
Other amounts receivable41€85k€216k▲
Cash at bank and in hand54/58€50k€33k▼
Deferred charges and accrued income490/1€385k€460k▲
Equity and liabilities
Total equity and liabilities10/49€10.47M€13.17M▲
Equity10/15€1.63M€2.30M▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€1.61M€2.28M▲
Amounts payable17/49€8.83M€10.87M▲
Amounts payable after more than one year17€7.37M€9.21M▲
Financial debts170/4€5.37M€7.21M▲
Other amounts payable178/9€2.00M€2.00M=
Amounts payable within one year42/48€1.47M€1.64M▲
Current portion of amounts payable after more than one year42€531k€595k▲
Trade debts44€49k€25k▼
Suppliers440/4€49k€25k▼
Taxes, remuneration and social security45€36k€3k▼
Taxes450/3€36k€3k▼
Other amounts payable47/48€850k€1.02M▲
Accrued charges and deferred income492/3-€17k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€139k€273k▲
Other operating charges640/8€30k€54k▲
Gross operating margin9900€431k€517k▲
Operating profit (loss)9901€261k€189k▼
Financial income75/76B€469k€655k▲
Recurring financial income75€469k€655k▲
Financial charges65/66B€159k€177k▲
Recurring financial charges65€159k€177k▲
Profit (loss) for the period before taxes9903€571k€667k▲
Profit (loss) for the period9904€571k€667k▲
Profit (loss) for the period to be appropriated9905€571k€667k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.61M€2.28M▲
Profit (loss) brought forward from the previous period14P€1.04M€1.61M▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
State Gazette act
General meeting · Director appointment
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2019net €667k ▲16.8%
Net result €667k, the highest in the series.
31-03
Financial
Equity above €2MEq €2.30M ▲40.8%
6 profitable years in a row build equity to €2.30M.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Equity above €1MEq €1.06M ▲133%
4 profitable years in a row build equity to €1.06M.
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €226k ▲1360%
2 profitable years in a row build equity to €226k.
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cavée 51480 TubizeGround area
1,480 m²
Building footprint
160 m²
Volume, LiDAR
472 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LOISELET IMMO
since 20182.335.012.605
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25097C0214/00F002 | Wallonia | 1,216 m² | 1 · 107 m² | - |
| 51004B0807/00S073 | Wallonia | 263 m² | 1 · 53 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyLOISELET IMMOBE 0690.872.206
controls
Where this company holds controlthis company sits on their board1
2 locations
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 18,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2018
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:steve@loiselet.be
Phone:+3268264643