THE PROFILE GROUP
ActiveTHE PROFILE GROUP has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-126k) and a net result of €-1.10M. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 8% of 3170 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
2
/ 100
Critical▼ -71 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+25
Solvency43▼-3
Growth55▲+7
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 1.31 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.4%
Return on assets
-21.2%
Age of the figures
9 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€126k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
29 d early
2023
13 d early
2022
19 d early
2021
39 d early
2020
11 d late
2019
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, full schema
Turnover
€53.87M▲ 45.8%
2024 · €36.95M
2023: €36.25M
2024: €36.95M
2023 → 2025
EBIT margin
-1.8%▼ 2.2pp
2024 · 0.4%
2023: 2.6%
2024: 0.4%
2023 → 2025
Net result
€-1.10M
2024 · €40k
2019: €568k
2020: €100k
2021: €448k
2022: €667k
2023: €615k
2024: €40k
2019 → 2025
Working capital
€-307k
2024 · €2.07M
2019: €1.35M
2020: €470k
2021: €876k
2022: €1.37M
2023: €2.03M
2024: €2.07M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€36.25M€36.95M▲ 1.9%€53.87M▲ 45.8%
Equity€978k-€1.64M▲ 68.2%€2.26M▲ 37.4%€2.30M▲ 1.8%€-126k
Operating result€673k-€1.09M▲ 61.4%€944k▼ 13.1%€154k▼ 83.7%€-958k
Net result€448k-€667k▲ 48.7%€615k▼ 7.8%€40k▼ 93.5%€-1.10M
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €958k after €154k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.20M
Fixed assets
€192k▼ 20.8%
Current assets
€5.01M▼ 42.2%
Key figures and ratios
EBITDA
€-896k▼
2024 · €201k
Cash flow
€-1.04M▼
2024 · €87k
Solvency
-2.4%▼
2024 · 25.8%
Current ratio
0.94▼
2024 · 1.31
Quick ratio
0.94▼
2024 · 1.31
Debt / equity
-42.31▼
2024 · 2.87
ROE
876.9%▲
2024 · 1.7%
ROA
-21.2%▼
2024 · 0.4%
Interest coverage
-7.36▼
2024 · 4.02
Debt
€5.33M▼
2024 · €6.61M
Debt ≤ 1 year
€5.32M▼
2024 · €6.59M
Income taxes
€9k▼
2024 · €66k
Staff costs
€5.02M▲
2024 · €3.18M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.90M€5.20M▼
Fixed assets21/28€243k€192k▼
Tangible fixed assets22/27€134k€84k▼
Furniture and vehicles24€71k€32k▼
Other tangible fixed assets26€63k€52k▼
Financial fixed assets28€109k€109k=
Affiliated companies280/1€101k€101k=
Participating interests280€101k€101k=
Amounts receivable281€0-
Other financial fixed assets284/8€7k€7k=
Amounts receivable and cash guarantees285/8€7k€7k=
Current assets29/58€8.66M€5.01M▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€5.03M€3.63M▼
Trade receivables40€5.03M€3.63M▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€3.40M€1.34M▼
Deferred charges and accrued income490/1€232k€44k▼
Equity and liabilities
Total equity and liabilities10/49€8.90M€5.20M▼
Equity10/15€2.30M€-126k▼
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€1.09M€781k▼
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€774k€294k▼
Distributable reserves133€310k€480k▲
Profit (loss) carried forward14€1.14M€-975k▼
Amounts payable17/49€6.61M€5.33M▼
Amounts payable within one year42/48€6.59M€5.32M▼
Trade debts44€5.16M€3.43M▼
Suppliers440/4€5.16M€3.43M▼
Taxes, remuneration and social security45€822k€689k▼
Taxes450/3€208k€299k▲
Remuneration and social security454/9€614k€390k▼
Other amounts payable47/48€613k€1.20M▲
Accrued charges and deferred income492/3€13k€11k▼
Income statement
Code20242025
Operating income70/76A€37.03M€54.08M▲
Turnover70€36.95M€53.87M▲
Other operating income74€86k€187k▲
Non-recurring operating income76A€0€22k▲
Operating charges60/66A€36.88M€55.04M▲
Goods for resale, raw materials and consumables60€31.10M€46.11M▲
Purchases600/8€31.10M€46.11M▲
Services and other goods61€2.54M€3.83M▲
Remuneration, social security and pensions62€3.18M€5.02M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€63k▲
Other operating charges640/8€12k€14k▲
Non-recurring operating charges66A€0-
Operating profit (loss)9901€154k€-958k▼
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Other financial income752/9€8k€10k▲
Financial charges65/66B€55k€147k▲
Recurring financial charges65€55k€147k▲
Debt charges650€50k€122k▲
Other financial charges652/9€5k€25k▲
Profit (loss) for the period before taxes9903€106k€-1.10M▼
Income taxes67/77€66k€9k▼
Taxes670/3€66k€10k▼
Tax adjustments and reversals of tax provisions77-€779
Profit (loss) for the period9904€40k€-1.10M▼
Transfer from tax-exempt reserves789-€480k
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€40k€-625k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.14M€515k▼
Profit (loss) brought forward from the previous period14P€1.10M€1.14M▲
Transfer from equity791/2-€310k
From reserves792-€310k
Transfer to equity691/2-€480k
To other reserves6921-€480k
Profit to be distributed694/7-€1.32M
Return on contributions (dividend)694-€1.32M
Social balance
Average headcount (FTE)908739.440.1▲
The notes to these accounts (35 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-1.10M ▼2864%
Net result drops to €-1.10M, the lowest in the series.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Equity above €2MEq €2.26M ▲37.4%
5 profitable years in a row build equity to €2.26M.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Highest result since 2019net €667k ▲48.7%
Operating result €1.09M, net result €667k, both a record.
30-06
Financial
Equity above €1MEq €1.64M ▲68.2%
4 profitable years in a row build equity to €1.64M.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 11 days late
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 3 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 541040 EtterbeekGround area
1.6 ha
Building footprint
1,280 m²
Volume, LiDAR
15,140 m³
3 parcels, Brussels, Flanders, Wallonia · tallest building 36.2 m, ±12 floors. Linked by address, not a title deed.
3 establishment units
Louis Schmidtlaan 54, 1040 Etterbeek
since 19912.054.791.679
The Profile Group
since 20072.224.614.628
THE PROFILE GROUP
since 20182.270.687.153
3 parcels
Flanders
1
(33.3%)
Wallonia
1
(33.3%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0160/00H002 | Flanders | 1.5 ha | 1 · 766 m² | 7.8 m |
| 62805B0418/00F000 | Wallonia | 858 m² | 1 · 383 m² | 36.2 m · 12 fl. |
| 21363B0332/00C005 | Brussels | 254 m² | 1 · 131 m² | 29.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 18,547 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-10-1991
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74501
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:04 2771118
Fax:04 2550038