Loft To Go
ActiveLoft To Go has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64k and a net result of €11k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 1852 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+2
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.13 against 6.52 in 2023; short-term debt: 5.6% and cash: 28.5% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
119 d late
2022
485 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€64k▲ 20.6%
2023 · €53k
2022: €45k
2023: €53k
2022 → 2024
Total assets
€68k▲ 21.4%
2023 · €56k
2022: €59k
2023: €56k
2022 → 2024
Net result
€11k▲ 32.8%
2023 · €8k
2022: €37k
2023: €8k
2022 → 2024
Working capital
€20k▲ 26.1%
2023 · €16k
2022: €20k
2023: €16k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€45k-€53k▲ 18.4%€64k▲ 20.6%
Operating result€50k-€10k▼ 79.3%€14k▲ 33.6%
Net result€37k-€8k▼ 77.7%€11k▲ 32.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 34% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €68k
Fixed assets
€45k▲ 18.3%
Current assets
€23k▲ 27.6%
Equity and liabilities €68k
Equity
€64k▲ 20.6%
Debt
€4k▲ 35.8%
The debt ratio rises from 5.0% to 5.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2023 · €14k
Cash flow
€16k▲
2023 · €11k
Solvency
94.4%▼
2023 · 95.0%
Current ratio
6.13▼
2023 · 6.52
Quick ratio
6.13▼
2023 · 6.52
Debt / equity
0.06▲
2023 · 0.05
ROE
17.1%▲
2023 · 15.5%
ROA
16.1%▲
2023 · 14.7%
Interest coverage
80.41▼
2023 · 194.36
Debt
€4k▲
2023 · €3k
Debt ≤ 1 year
€4k▲
2023 · €3k
Income taxes
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€68k▲
Fixed assets21/28€38k€45k▲
Tangible fixed assets22/27€38k€45k▲
Land and buildings22€24k€28k▲
Plant, machinery and equipment23€13k€17k▲
Current assets29/58€18k€23k▲
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€2k-
Other amounts receivable41€7k€4k▼
Cash at bank and in hand54/58€8k€19k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€56k€68k▲
Equity10/15€53k€64k▲
Contributions10/11€8k€8k=
Reserves13€45k€56k▲
Distributable reserves133€45k€56k▲
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€652€967▲
Suppliers440/4€652€967▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€19k€22k▲
Operating profit (loss)9901€10k€14k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€70€233▲
Recurring financial charges65€70€233▲
Profit (loss) for the period before taxes9903€10k€14k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€8k€11k▲
Profit (loss) for the period to be appropriated9905€8k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€11k▲
Transfer to equity691/2€8k€11k▲
To other reserves6921€8k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 119 days late
27-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 485 days late
2023
31-12
Financial
Weakest financial yearnet €8k ▼77.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 6.52
Current ratio from 2.47 to 6.52; short-term debt falls from €14k to €3k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsestraat 2708210 ZedelgemGround area
1,284 m²
Building footprint
500 m²
Volume, LiDAR
2,512 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Loft To Go
since 20212.317.586.257
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0531/00C000 | Flanders | 911 m² | 1 · 415 m² | 10.1 m · 2 fl. |
| 31040D0225/00S000 | Flanders | 373 m² | 1 · 85 m² | 2.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BRONROMME
BE 0685.864.729
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BRANDO
BE 0789.538.428
Chaudfontaine · Eq €65k
Baudelo & Co
BE 0681.968.594
Gent · Eq €65k
IMMOMEDA
BE 0696.871.358
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Of 3,001 companies in sector 55203 we hold annual accounts for 689. 504 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2021
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.