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AC 4 PROMISES

Active
Private limited companyfounded 20215 yrs activeThier des Trixhes(Flh) 76, 4400 Flémalle, BelgiumKBO/BCE: BE 0768.634.829
Summary

AC 4 PROMISES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,166 and a net result of €8,605. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 1478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
AC 4 PROMISESActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Holiday cottages, homes and apartments
NACE 55203Business and other management consultancy NACE 70200
#7 company by equity in Flémalle, Accommodation and food service sector1 site
Size
€84,398turnover 2025
Equity
€62,166
Profit
€8,605
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Accounts 42 d early0 of 4 deeds read
Why 67- Size: turnover €84,398, total assets €71,294- Founded in 2021- Liquidity: current ratio 7.76, cash €1,486+ Equity €62,166 (87.2% of total assets)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 78% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 87.2% of total assets
Liquidity 51-32
short-term debt 12.8% · cash 2.1%
Profitability 82-8
return on assets 12.1%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,490 companies)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● 0.0% vs 11-2024 01-2025: 1.5%▼ -13.9% vs 12-2024 02-2025: 1.4%▼ -3.9% vs 01-2025 03-2025: 0.9%▼ -32.8% vs 02-2025lowest value 04-2025: 1.0%▲ +2.3% vs 03-2025 05-2025: 0.9%▼ -2.3% vs 04-2025lowest value 06-2025: 1.0%▲ +1.7% vs 05-2025 07-2025: 1.0%▲ +1.9% vs 06-2025 08-2025: 1.5%▲ +57.6% vs 07-2025 09-2025: 1.8%▲ +15.9% vs 08-2025 10-2025: 3.1%▲ +71.2% vs 09-2025 11-2025: 3.1%● 0.0% vs 10-2025 12-2025: 3.1%● 0.0% vs 11-2025 01-2026: 3.1%▲ +1.9% vs 12-2025 02-2026: 3.2%▲ +2.5% vs 01-2026 03-2026: 3.2%▼ -0.1% vs 02-2026 04-2026: 3.2%▲ +1.1% vs 03-2026 05-2026: 3.3%▲ +2.2% vs 04-2026highest value 06-2026: 3.1%▼ -5.8% vs 05-2026 07-2026: 1.3%▼ -58.3% vs 06-2026 08-2026: 1.3%▼ -1.9% vs 07-2026 09-2026: 1.2%▼ -5.7% vs 08-2026 10-2026: 1.2%● 0.0% vs 09-2026
  • Size: turnover €84,398, total assets €71,294 raises the probability for this profile
  • Founded in 2021 raises the probability for this profile
  • Liquidity: current ratio 7.76, cash €1,486 raises the probability
  • Equity €62,166 (87.2% of total assets) lowers the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 7.76 against 4.15 in 2024; short-term debt: 12.8% and cash: 2.1% of total assets), and 12.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 93%, liquidity 59%, profitability 83%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: turnover €84,398, total assets €71,294
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 7.76, cash €1,486
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €62,166 (87.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
42 d early
2024
29 d late
2023
21 d late
2022
31 d late
2021
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €8,605 ▼2.6%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 7% on solvencysector median 18.7% · 1,478 companies 87.2% View
  • Positive: 5 profitable years in a rowprofit 2025: €8,605 5 years View
  • Turnover 20255 fiscal years filed €84,398 View

By topic

Financials

Fiscal year
2025
Turnover
€84,398
Profit
€8,605
Solvency
87.2%
Turnover▲ 12.3%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 19-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Holiday cottages, homes and apartmentsNACE 55203
Founded
21-05-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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