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Generated 25-07-2026
Active BE 0774.664.566Private limited company

LoFac

Dungendijk 25 ·2400 Mol, Belgium· 4 yrs active
Sector: Real estate activities (68321)
Conclusion Checked

The computed 12-month bankruptcy probability of LoFac is 0.8% (low). The 2024 annual accounts show equity of €92k and a net result of €35k. Equity is growing by ~56.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 1684 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €92k
Net result €35k
Staff (FTE) 6.8
Better than sector 56%
Snowflake analysis 5 axes · computed by Checked
Health71Profitability100Solvency25Growth78Stability94
74 / 100

Strong profile, led by profitability.

Health 71
Profitability 100
Solvency 25
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
71 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 15-06-2025 with the NBB · fiscal year 2024 · verkort
€0€20k€40k€60kOperating result 2022: €28k€28kNet result 2022: €23k€23kOperating result 2023: €47k€47kNet result 2023: €29k€29kOperating result 2024: €55k€55kNet result 2024: €35k€35k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~56.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k€200k2025: €124k (€117k - €131k)2026: €156k (€149k - €163k)2027: €188k (€181k - €195k)2022: €28k2023: €57k2024: €92k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 20.1% 14.2%
better than 56% of 1684 sector peers
Net result €35k €-276
better than 73% of 1680 sector peers
Equity €92k €107k
better than 48% of 1684 sector peers
Gross operating margin €470k €50k
better than 86% of 1681 sector peers
Staff costs €367k €79k
higher than 87% of 250 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€100k
+28.9% far above sector median
Net profit
€35k
+20.2% far above sector median
Cash flow
€80k
+35.2% far above sector median
Total assets
€458k
-17.9% +75% vs sector
Equity
€92k
+61.4% +33% vs sector
Working capital
€12k
-38.3% -38% vs sector
Employees (FTE)
7
-12.8% +300% vs sector
Staff costs
€367k
-14.6% +219% vs sector
Income taxes
€12k
+21.5% +165% vs sector
Debt
€366k
-26.9% +88% vs sector
Debt ≤ 1y
€333k
-21.4% +251% vs sector
Debt > 1y
€34k
-56.7% -84% vs sector
Current ratio
1.04
-0.9% -34% vs sector
Quick ratio
0.89
-8.6% -43% vs sector
Solvency
20.1%
+96.6% -48% vs sector
Debt / equity
3.99
-54.7% +50% vs sector
ROE
38.1%
-25.5% +201% vs sector
ROA
7.6%
+46.4% +5% vs sector
Interest coverage
13.00
+34.7% +39% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€100k
Net profit€35k
Cash flow€80k
Staff costs€367k
Income taxes€12k
Dividends-
Total assets€458k
Equity€92k
Debt€366k
of which ≤ 1y€333k
of which > 1y€34k
Working capital€12k
Employees (FTE)6.8
Ratios (computed)
2024
Current ratio1.04
Quick ratio0.89
Working capital ratio2.5%
Solvency20.1%
Debt / equity3.99
Long-term debt ratio0.37
Interest coverage13.00
Gross margin-
Net margin-
ROA7.6%
ROE38.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€458k
Fixed assets 21/28€114k
Tangible fixed assets 22/27€112k
Financial fixed assets 28€2k
Current assets 29/58€344k
Stocks & contracts in progress 3€47k
Amounts receivable within one year 40/41€273k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€458k
Equity 10/15€92k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€87k
Amounts payable 17/49€366k
Amounts payable after one year 17€34k
Amounts payable within one year 42/48€333k
Trade debts payable within one year 44€235k
Income statement
Gross operating margin 9900€470k
Operating result 9901€55k
Financial income 75€322
Financial charges 65€8k
Result before taxes 9903€47k
Income taxes 67/77€12k
Net result for the period 9904€35k
Result to be appropriated 9905€35k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Real estate activities(68321)
Legal form Private limited company(610)
Incorporation28-09-2021
StatusActive
Postal code2400
Establishment units 1 location
LoFac
Dungendijk 25, 2400 MolVervaardiging van andere chemische producten, neg
since 20212.322.723.101
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13435C1283/00B003 Flanders 340 m² 1 · 148 m² 8.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
15-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
14-10-2024
State Gazette act Director changes
19-08-2024
State Gazette act Director changes
23-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
29-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
14-10-2024 Lander Loos appointed as director Director changes
  • Lander Loos, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "05.10.27-175.92",
        "name": "Lander Loos",
        "address": "2400 Mol, Dungedijk 25",
        "birth_date": "1927-10-05",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": true,
      "effective_date": "2024-09-01",
      "evidence_quote": "De vergadering stelt vanaf 1 september 2024 unaniem de benoeming vast van volgende bestuurder: De heer Lander Loos (05.10.27-175.92), wonende te 2400 Mol, Dungedijk 25.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-10-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "raad_van_bestuur",
      "date": "2024-09-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0774.664.566",
    "name_full": "LOFAC",
    "legal_form": "BESLOTEN VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Peter Loos",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
19-08-2024 Lars Loos appointed as director Director changes
  • Lars Loos, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "040318-005-14",
        "name": "Lars Loos",
        "address": "2400 Mol, Dungedijk 25",
        "birth_date": "1980-03-04",
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": true,
      "effective_date": "2024-08-01",
      "evidence_quote": "De vergadering stelt vanaf 1 augustus 2024 unaniem de benoeming vast van volgende bestuurder: De heer Lars Loos (040318-005-14), wonende te 2400 Mol, Dungedijk 25.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-07-31",
    "act_kind_objet": "Benoeming bestuurder"
  },
  "decisions": [
    {
      "body": "raad_van_bestuur",
      "date": "2024-07-31",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0774.664.566",
    "name_full": "LOFAC",
    "legal_form": "BESLOTEN VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Peter Loos",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100Reparatie van producten van metaal33110Reparatie en onderhoud van producten van metaal33110Reparatie van machines33120Reparatie en onderhoud van machines33120Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222
Primary activity highlighted.
Names & trade names
Legal nameNL LoFac
Registered office
Dungendijk 25
2400 Mol, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative