JS Wonen
ActiveJS Wonen has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €22k. Equity is growing by ~109.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+21
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.68 against 2.01 in 2024), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 49.1%
2024 · €46k
2023: €-32k
2024: €46k
2023 → 2025
Total assets
€116k▼ 10.7%
2024 · €130k
2023: €28k
2024: €130k
2023 → 2025
Net result
€22k▼ 71.2%
2024 · €78k
2023: €-42k
2024: €78k
2023 → 2025
Working capital
€64k▲ 43.3%
2024 · €44k
2023: €-2k
2024: €44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-32k-€46k€68k▲ 49.1%
Operating result€-40k-€88k€31k▼ 64.5%
Net result€-42k-€78k€22k▼ 71.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€29k▼ 31.2%
Current assets
€87k▼ 0.9%
Equity and liabilities €116k
Equity
€68k▲ 49.1%
Debt
€48k▼ 43.0%
The debt ratio falls from 64.9% to 41.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€35k▼
2024 · €92k
Cash flow
€27k▼
2024 · €82k
Solvency
58.6%▲
2024 · 35.1%
Current ratio
3.68▲
2024 · 2.01
Quick ratio
3.68▲
2024 · 2.01
Debt / equity
0.71▼
2024 · 1.85
ROE
32.9%▼
2024 · 170.6%
ROA
19.3%▼
2024 · 59.9%
Interest coverage
50.56▼
2024 · 104.32
Debt
€48k▼
2024 · €84k
Debt ≤ 1 year
€24k▼
2024 · €44k
Debt > 1 year
€24k▼
2024 · €35k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€116k▼
Fixed assets21/28€42k€29k▼
Intangible fixed assets21€4k€5k▲
Tangible fixed assets22/27€5k€5k▲
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€33k€18k▼
Current assets29/58€88k€87k▼
Amounts receivable within one year40/41€58k€50k▼
Trade receivables40€47k€40k▼
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€30k€37k▲
Deferred charges and accrued income490/1€789€170▼
Equity and liabilities
Total equity and liabilities10/49€130k€116k▼
Equity10/15€46k€68k▲
Contributions10/11€10k€10k=
Reserves13-€58k
Distributable reserves133-€58k
Profit (loss) carried forward14€36k-
Amounts payable17/49€84k€48k▼
Amounts payable after more than one year17€35k€24k▼
Financial debts170/4€35k€24k▼
Amounts payable within one year42/48€44k€24k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€14k€5k▼
Suppliers440/4€14k€5k▼
Taxes, remuneration and social security45€19k€8k▼
Taxes450/3€19k€8k▼
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€941€828▼
Gross operating margin9900€93k€36k▼
Operating profit (loss)9901€88k€31k▼
Financial income75/76B€21€42▲
Recurring financial income75€21€42▲
Financial charges65/66B€883€699▼
Recurring financial charges65€883€699▼
Profit (loss) for the period before taxes9903€87k€31k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€78k€22k▼
Profit (loss) for the period to be appropriated9905€78k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€58k▲
Profit (loss) brought forward from the previous period14P€-42k€36k▲
Transfer to equity691/2-€58k
To other reserves6921-€58k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €78k
Net result €78k after one loss-making year.
31-03
Financial
Liquidity doublescurrent ratio 2.01
Current ratio from 0.84 to 2.01.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 1379250 WaasmunsterGround area
834 m²
Building footprint
132 m²
Volume, LiDAR
251 m³
Parcel 42023A0476/00B002, Flanders · tallest building 9.8 m. Linked by address, not a title deed.
1 establishment unit
JS Wonen
since 20212.319.702.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023A0476/00B002 | Flanders | 834 m² | 1 · 132 m² | 9.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L.B.H.I.
BE 0474.401.561
Sint-Martens-Latem · Eq €68k
SOGICO
BE 0784.838.975
Hotton · Eq €68k
BELAMCO
BE 0429.930.229
Blankenberge · Eq €69k
LoFac
BE 0774.664.566
Mol · Eq €67k
CONSULTIMM
BE 0652.617.879
Brasschaat · Eq €69k
Of 3,753 companies in sector 68321 we hold annual accounts for 1,381. 932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2021
Fiscal year end31-03
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.