LODECOM
ActiveLODECOM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 54% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-1
Solvency66▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.13 in 2024; short-term debt: 51% and cash: 53.6% of total assets), but 59% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
on the day
2022
42 d late
2021
26 d early
2020
2 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 17.8%
2024 · €3k
2018: €-12k
2019: €-989
2021: €674
2022: €963
2023: €-3k
2024: €3k
2018 → 2025
Working capital
€209k▲ 1.3%
2024 · €206k
2018: €204k
2019: €203k
2021: €205k
2022: €206k
2023: €203k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€175k▲ 0.6%€172k▼ 1.6%€175k▲ 1.9%€178k▲ 1.5%
Operating result€4k-€2k▼ 52.7%€-1k€3k€6k▲ 95.4%
Net result€674-€963▲ 42.9%€-3k€3k€3k▼ 17.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€4k=
Current assets
€430k▲ 10.8%
Equity and liabilities €434k
Equity
€178k▲ 1.5%
Provisions
€35k=
Debt
€221k▲ 21.5%
The debt ratio rises from 46.4% to 51.0%. Equity and debt are higher.
Key figures and ratios
Solvency
41.0%▼
2024 · 44.7%
Current ratio
1.94▼
2024 · 2.13
Quick ratio
1.42▼
2024 · 1.49
Debt / equity
1.24▲
2024 · 1.04
ROE
1.5%▼
2024 · 1.9%
ROA
0.6%▼
2024 · 0.8%
Debt
€221k▲
2024 · €182k
Debt ≤ 1 year
€221k▲
2024 · €182k
Income taxes
€1k▲
2024 · €-2k
Staff costs
€404k▲
2024 · €397k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€392k€434k▲
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€388k€430k▲
Stocks and contracts in progress3€116k€116k▼
Stocks30/36€116k€116k▼
Amounts receivable within one year40/41€42k€59k▲
Trade receivables40€13k€30k▲
Other amounts receivable41€30k€28k▼
Cash at bank and in hand54/58€228k€233k▲
Deferred charges and accrued income490/1€1k€22k▲
Equity and liabilities
Total equity and liabilities10/49€392k€434k▲
Equity10/15€175k€178k▲
Contributions10/11€13k€13k=
Reserves13€29k€29k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€27k€27k=
Profit (loss) carried forward14€134k€136k▲
Provisions and deferred taxes16€35k€35k=
Provisions for liabilities and charges160/5€35k€35k=
Pensions and similar obligations160€35k€35k=
Amounts payable17/49€182k€221k▲
Amounts payable within one year42/48€182k€221k▲
Financial debts43-€24k
Credit institutions430/8-€24k
Trade debts44€136k€149k▲
Suppliers440/4€136k€149k▲
Taxes, remuneration and social security45€46k€48k▲
Taxes450/3€455€1k▲
Remuneration and social security454/9€45k€46k▲
Income statement
Code20242025
Remuneration, social security and pensions62€397k€404k▲
Other operating charges640/8€651€669▲
Gross operating margin9900€401k€411k▲
Operating profit (loss)9901€3k€6k▲
Financial income75/76B€337€1k▲
Recurring financial income75€337€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€2k€4k▲
Income taxes67/77€-2k€1k▲
Profit (loss) for the period9904€3k€3k▼
Profit (loss) for the period to be appropriated9905€3k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€134k€136k▲
Profit (loss) brought forward from the previous period14P€130k€134k▲
Social balance
Average headcount (FTE)908711.110.8▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 42 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €674
Net result €674 after 2 loss-making years.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 2 days late
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 168 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Bouleaux 184130 EsneuxGround area
4,339 m²
Building footprint
300 m²
Volume, LiDAR
1,496 m³
Parcel 62101B0023/00R024, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lodecom
since 20142.232.099.662
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101B0023/00R024 | Wallonia | 4,339 m² | 1 · 300 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEghezée2.232.099.662
Similar companies · same sector, comparable size
BNC
BE 0837.920.048
Wezembeek-Oppem · Eq €178k
LIVET & FILLES
BE 0649.580.591
Stoumont · Eq €177k
AOB
BE 0865.159.034
Braine-l'Alleud · Eq €176k
STATION Basri OZLU
BE 0894.704.442
Liège · Eq €180k
RICOEMA
BE 1005.116.770
Hastière · Eq €180k
Of 1,267 companies in sector 47300 we hold annual accounts for 946. 778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2009
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47252Retail sale of beverages, general range
47260Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.