JYMPS
ActiveSummary
JYMPS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258,188 and a net result of €18,889. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 10519 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-8
Solvency90▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 2.56 against 2.63 in 2024; short-term debt: 32.7% and cash: 17.4% of total assets), and 34.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.3%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
15 d early
2023
14 d early
2022
31 d early
2021
12 d early
2020
4 d early
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€258,188▲ 3.6%
2024 · €249,299
Total assets
€395,271▲ 4.8%
2024 · €377,018
Net result
€18,889▼ 56.0%
2024 · €42,909
Working capital
€201,713▲ 14.1%
2024 · €176,760
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€73,950▲ 77.2%€817▼ 98.9%€61,020▲ 7,365%€70,136▲ 14.9%€38,234▼ 45.5%
Net result€50,668within the sector's middle half▲ 69.4%-€6,793below the sector's middle half€33,141within the sector's middle half€42,909within the sector's middle half▲ 29.5%€18,889within the sector's middle half▼ 56.0%
Equity€186,042within the sector's middle half▲ 35.4%€177,249within the sector's middle half▼ 4.7%€208,390within the sector's middle half▲ 17.6%€249,299within the sector's middle half▲ 19.6%€258,188within the sector's middle half▲ 3.6%
Total assets€387,354below the sector's middle half▲ 6.5%€398,209below the sector's middle half▲ 2.8%€393,215below the sector's middle half▼ 1.3%€377,018below the sector's middle half▼ 4.1%€395,271within the sector's middle half▲ 4.8%
Debt€201,312▼ 11.0%€220,960▲ 9.8%€184,825▼ 16.4%€127,719▼ 30.9%€137,083▲ 7.3%
Working capital€73,118within the sector's middle half▲ 205%€73,008within the sector's middle half▼ 0.2%€112,178within the sector's middle half▲ 53.7%€176,760within the sector's middle half▲ 57.6%€201,713within the sector's middle half▲ 14.1%
Solvency48.0%within the sector's middle half▲ 10.2pp44.5%within the sector's middle half▼ 3.5pp53.0%within the sector's middle half▲ 8.5pp66.1%above the sector's middle half▲ 13.1pp65.3%above the sector's middle half▼ 0.8pp
Current ratio1.41within the sector's middle half▲ 0.281.42within the sector's middle half▲ 0.011.73within the sector's middle half▲ 0.302.63within the sector's middle half▲ 0.902.56within the sector's middle half▼ 0.07
Return on assets (ROA)13.1%above the sector's middle half▲ 4.9pp-1.7%below the sector's middle half▼ 14.8pp8.4%within the sector's middle half▲ 10.1pp11.4%above the sector's middle half▲ 3.0pp4.8%within the sector's middle half▼ 6.6pp
Staff (FTE)5within the sector's middle half▲ 16.3%4.9within the sector's middle half▼ 2.0%5.1within the sector's middle half▲ 4.1%6.1within the sector's middle half▲ 19.6%7.7above the sector's middle half▲ 26.2%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395,271
Fixed assets
€64,222 ▼ 29.8%
Current assets
€331,049 ▲ 16.0%
Equity and liabilities €395,271
Equity
€258,188 ▲ 3.6%
Debt
€137,083 ▲ 7.3%
Debt's share of the balance-sheet total rises from 33.9% to 34.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66,591▼
2024 · €105,564
Cash flow
€47,246▼
2024 · €78,336
Quick ratio
1.10▼
2024 · 1.48
Debt to equity
0.53▲
2024 · 0.51
ROE
7.3%▼
2024 · 17.2%
Interest coverage
11.20▼
2024 · 16.98
Debt ≤ 1 year
€129,336▲
2024 · €108,724
Debt > 1 year
€7,658▼
2024 · €18,907
Income taxes
€13,401▼
2024 · €21,044
Staff costs
€328,424▲
2024 · €245,721
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €151,122 | €162,314 | €189,378 | €245,721 | €328,424 | ▲ 33.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,133 | €43,892 | €38,192 | €35,427 | €28,357 | ▼ 20.0% |
| Other operating charges640/8 | €2,651 | €2,588 | €3,990 | €3,150 | €2,681 | ▼ 14.9% |
| Non-recurring operating charges66A | - | €1,495 | - | - | - | - |
| Gross operating margin9900 | €263,855 | €211,107 | €292,580 | €354,435 | €397,696 | ▲ 12.2% |
| Operating profit (loss)9901 | €73,950 | €817 | €61,020 | €70,136 | €38,234 | ▼ 45.5% |
| Financial income75/76B | €1,725 | - | - | €35 | - | - |
| Recurring financial income75 | €1,725 | - | - | €35 | - | - |
| Financial charges65/66B | €4,825 | €6,038 | €11,399 | €6,219 | €5,944 | ▼ 4.4% |
| Recurring financial charges65 | €4,825 | €6,038 | €11,399 | €6,219 | €5,944 | ▼ 4.4% |
| Profit (loss) for the period before taxes9903 | €70,850 | -€5,221 | €49,621 | €63,953 | €32,289 | ▼ 49.5% |
| Income taxes67/77 | €20,182 | €1,573 | €16,480 | €21,044 | €13,401 | ▼ 36.3% |
| Profit (loss) for the period9904 | €50,668 | -€6,793 | €33,141 | €42,909 | €18,889 | ▼ 56.0% |
| Profit (loss) for the period to be appropriated9905 | €50,668 | -€6,793 | €33,141 | €42,909 | €18,889 | ▼ 56.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €387,354 | €398,209 | €393,215 | €377,018 | €395,271 | ▲ 4.8% |
| Fixed assets21/28 | €135,520 | €151,786 | €126,502 | €91,535 | €64,222 | ▼ 29.8% |
| Intangible fixed assets21 | €56,000 | €48,000 | €40,000 | €32,000 | €24,000 | ▼ 25.0% |
| Tangible fixed assets22/27 | €78,946 | €103,212 | €85,927 | €58,960 | €39,647 | ▼ 32.8% |
| Plant, machinery and equipment23 | €1,118 | €785 | €452 | €155 | - | - |
| Furniture and vehicles24 | €42,547 | €71,938 | €59,729 | €37,801 | €23,386 | ▼ 38.1% |
| Other tangible fixed assets26 | €35,280 | €30,489 | €25,746 | €21,004 | €16,261 | ▼ 22.6% |
| Financial fixed assets28 | €575 | €575 | €575 | €575 | €575 | = |
| Current assets29/58 | €251,834 | €246,423 | €266,713 | €285,484 | €331,049 | ▲ 16.0% |
| Amounts receivable after more than one year29 | - | - | - | - | €9,500 | - |
| Trade receivables290 | - | - | - | - | €9,500 | - |
| Stocks and contracts in progress3 | €80,901 | €111,677 | €124,469 | €124,392 | €188,390 | ▲ 51.4% |
| Stocks30/36 | €80,901 | €111,677 | €124,469 | €124,392 | €188,390 | ▲ 51.4% |
| Amounts receivable within one year40/41 | €77,492 | €76,524 | €76,757 | €70,281 | €63,333 | ▼ 9.9% |
| Trade receivables40 | €41,238 | €43,088 | €40,595 | €59,214 | €49,566 | ▼ 16.3% |
| Other amounts receivable41 | €36,253 | €33,436 | €36,163 | €11,067 | €13,767 | ▲ 24.4% |
| Cash at bank and in hand54/58 | €93,102 | €57,871 | €65,428 | €90,334 | €68,906 | ▼ 23.7% |
| Deferred charges and accrued income490/1 | €339 | €351 | €59 | €476 | €922 | ▲ 93.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €387,354 | €398,209 | €393,215 | €377,018 | €395,271 | ▲ 4.8% |
| Equity10/15 | €186,042 | €177,249 | €208,390 | €249,299 | €258,188 | ▲ 3.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €122,730 | €122,730 | €154,011 | €196,920 | €215,809 | ▲ 9.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €120,870 | €120,870 | €154,011 | €196,920 | €215,809 | ▲ 9.6% |
| Profit (loss) carried forward14 | €44,712 | €35,919 | €35,779 | €33,779 | €23,779 | ▼ 29.6% |
| Amounts payable17/49 | €201,312 | €220,960 | €184,825 | €127,719 | €137,083 | ▲ 7.3% |
| Amounts payable after more than one year17 | €22,014 | €47,482 | €29,880 | €18,907 | €7,658 | ▼ 59.5% |
| Financial debts170/4 | €22,014 | €47,482 | €29,880 | €18,907 | €7,658 | ▼ 59.5% |
| Amounts payable within one year42/48 | €178,715 | €173,415 | €154,535 | €108,724 | €129,336 | ▲ 19.0% |
| Current portion of amounts payable after more than one year42 | €14,902 | €25,552 | €17,602 | €10,972 | €11,250 | ▲ 2.5% |
| Trade debts44 | €102,273 | €99,742 | €91,067 | €63,555 | €71,315 | ▲ 12.2% |
| Suppliers440/4 | €102,273 | €99,742 | €91,067 | €63,555 | €71,315 | ▲ 12.2% |
| Taxes, remuneration and social security45 | €13,593 | €18,007 | €29,382 | €28,793 | €37,953 | ▲ 31.8% |
| Taxes450/3 | €306 | €1,161 | €608 | €697 | €3,000 | ▲ 330% |
| Remuneration and social security454/9 | €13,287 | €16,846 | €28,775 | €28,096 | €34,953 | ▲ 24.4% |
| Other amounts payable47/48 | €47,947 | €30,114 | €16,484 | €5,403 | €8,818 | ▲ 63.2% |
| Accrued charges and deferred income492/3 | €582 | €64 | €410 | €88 | €89 | ▲ 1.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,668 | -€6,793 | €33,141 | €42,909 | €18,889 | ▼ 56.0% |
| + Depreciation and write-downs630 | €36,133 | €43,892 | €38,192 | €35,427 | €28,357 | ▼ 20.0% |
| Operating cash flow (approximation) | €86,801 | €37,099 | €71,333 | €78,336 | €47,246 | ▼ 39.7% |
| Investment in fixed assets (approximation) | - | -€60,158 | -€12,908 | -€460 | -€1,044 | ▼ 127% |
| Change in cash | - | -€35,231 | €7,557 | €24,906 | -€21,428 | ▼ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €33,141
Net result €33,141 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €208,390 ▲17.6%
Equity rises from €177,249 to €208,390.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€6,793
Net result drops to -€6,793, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150,000Eq €186,042 ▲35.4%
4 profitable years in a row build equity to €186,042.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Equity above €100,000Eq €107,461 ▲64.9%
2 profitable years in a row build equity to €107,461.
Show earlier events
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2007
Ground area
6,514 m²
Building footprint
275 m²
Volume, LiDAR
1,066 m³
Parcel 45502A0520/00E000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Q8 - Shop 'n Go Eine
since 20072.162.732.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502A0520/00E000 | Flanders | 6,514 m² | 1 · 275 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudenaarde2.162.732.586
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TANKSTATION OSTIJN
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Of 1,265 companies in sector 47300 we hold annual accounts for 951. 750 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail
q8@jymps.beOudenaarde
Phone
0475/68 69 04Oudenaarde
E-invoicing
Reachable via Peppol
Peppol ID
0208:0888841385
Also
9925:BE0888841385
Registered
24-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.