JS-SERVICES
ActiveSummary
JS-SERVICES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183,448 and a net result of €62,241. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+48
Solvency82▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.22 in 2024; short-term debt: 43.3% and cash: 36.9% of total assets), and 43.3% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
19.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
1 d early
2023
1 d early
2022
on the day
2021
5 d early
2020
16 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€183,448▲ 51.4%
2024 · €121,207
Total assets
€323,712▲ 15.3%
2024 · €280,663
Net result
€62,241▲ 209%
2024 · €20,134
Working capital
€101,549▲ 194%
2024 · €34,495
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€74,162€24,638€46,229▲ 87.6%€52,713▲ 14.0%€96,968▲ 84.0%
Net result-€83,743below the sector's middle half▼ 1,033%€1,366within the sector's middle half€13,797within the sector's middle half▲ 910%€20,134within the sector's middle half▲ 45.9%€62,241within the sector's middle half▲ 209%
Equity€16,510within the sector's middle half▼ 83.5%€87,275within the sector's middle half▲ 429%€101,072within the sector's middle half▲ 15.8%€121,207within the sector's middle half▲ 19.9%€183,448within the sector's middle half▲ 51.4%
Total assets€18,504below the sector's middle half▼ 97.7%€510,683above the sector's middle half▲ 2,660%€419,376above the sector's middle half▼ 17.9%€280,663below the sector's middle half▼ 33.1%€323,712below the sector's middle half▲ 15.3%
Debt€1,993▼ 99.7%€423,407▲ 21,141%€318,304▼ 24.8%€159,457▼ 49.9%€140,264▼ 12.0%
Working capital€16,510€218,555▲ 1,224%€132,035▼ 39.6%€34,495▼ 73.9%€101,549▲ 194%
Solvency89.2%above the sector's middle half▲ 76.6pp17.1%within the sector's middle half▼ 72.1pp24.1%within the sector's middle half▲ 7.0pp43.2%within the sector's middle half▲ 19.1pp56.7%within the sector's middle half▲ 13.5pp
Staff (FTE)1215.3▲ 27.5%11.4above the sector's middle half▼ 25.5%10.1above the sector's middle half▼ 11.4%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 84% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323,712
Fixed assets
€81,898 ▼ 5.6%
Current assets
€241,814 ▲ 24.7%
Equity and liabilities €323,712
Equity
€183,448 ▲ 51.4%
Debt
€140,264 ▼ 12.0%
Debt's share of the balance-sheet total falls from 56.8% to 43.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112,644▲
2024 · €69,438
Cash flow
€77,917▲
2024 · €36,859
Current ratio
1.72▲
2024 · 1.22
Quick ratio
1.39▲
2024 · 0.95
Debt to equity
0.76▼
2024 · 1.32
ROE
33.9%▲
2024 · 16.6%
ROA
19.2%▲
2024 · 7.2%
Interest coverage
13.14▲
2024 · 2.13
Debt ≤ 1 year
€140,264▼
2024 · €159,457
Income taxes
€27,566▲
2024 · €796
Staff costs
€498,674▼
2024 · €557,075
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €479,509 | €661,907 | €557,075 | €498,674 | ▼ 10.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €20,144 | €17,784 | €16,725 | €15,676 | ▼ 6.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €68,686 | €0 | - | - |
| Other operating charges640/8 | - | €12,931 | €9,520 | €7,395 | €9,240 | ▲ 25.0% |
| Non-recurring operating charges66A | - | €36 | €0 | - | - | - |
| Gross operating margin9900 | -€35,184 | €537,258 | €804,126 | €633,908 | €620,558 | ▼ 2.1% |
| Operating profit (loss)9901 | -€74,162 | €24,638 | €46,229 | €52,713 | €96,968 | ▲ 84.0% |
| Financial income75/76B | - | - | - | €772 | €1,409 | ▲ 82.6% |
| Recurring financial income75 | - | - | - | €772 | €1,409 | ▲ 82.6% |
| Financial charges65/66B | - | €22,043 | €31,949 | €32,555 | €8,570 | ▼ 73.7% |
| Recurring financial charges65 | €9,581 | €22,043 | €31,949 | €32,555 | €8,570 | ▼ 73.7% |
| Profit (loss) for the period before taxes9903 | -€83,743 | €2,595 | €14,280 | €20,930 | €89,808 | ▲ 329% |
| Income taxes67/77 | - | €1,228 | €483 | €796 | €27,566 | ▲ 3,364% |
| Profit (loss) for the period9904 | -€83,743 | €1,366 | €13,797 | €20,134 | €62,241 | ▲ 209% |
| Profit (loss) for the period to be appropriated9905 | -€83,743 | €1,366 | €13,797 | €20,134 | €62,241 | ▲ 209% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18,504 | €510,683 | €419,376 | €280,663 | €323,712 | ▲ 15.3% |
| Fixed assets21/28 | €0 | €63,720 | €96,537 | €86,712 | €81,898 | ▼ 5.6% |
| Tangible fixed assets22/27 | €0 | €61,335 | €94,152 | €84,327 | €79,513 | ▼ 5.7% |
| Land and buildings22 | - | - | €50,600 | €50,600 | €50,600 | = |
| Plant, machinery and equipment23 | - | €61,335 | €43,552 | €27,268 | €23,835 | ▼ 12.6% |
| Furniture and vehicles24 | - | - | - | €6,459 | €5,079 | ▼ 21.4% |
| Financial fixed assets28 | €0 | €2,385 | €2,385 | €2,385 | €2,385 | = |
| Current assets29/58 | €18,504 | €446,962 | €322,840 | €193,951 | €241,814 | ▲ 24.7% |
| Amounts receivable after more than one year29 | - | €57,675 | €0 | €30,900 | €0 | ▼ 100% |
| Other amounts receivable291 | - | €57,675 | €0 | €30,900 | €0 | ▼ 100% |
| Stocks and contracts in progress3 | - | €108,169 | €109,190 | €43,022 | €46,724 | ▲ 8.6% |
| Stocks30/36 | - | €108,169 | €109,190 | €43,022 | €46,724 | ▲ 8.6% |
| Amounts receivable within one year40/41 | €15,868 | €91,745 | €104,865 | €70,172 | €75,567 | ▲ 7.7% |
| Trade receivables40 | - | €63,314 | €98,437 | €33,840 | €64,322 | ▲ 90.1% |
| Other amounts receivable41 | - | €28,431 | €6,428 | €36,331 | €11,245 | ▼ 69.0% |
| Cash at bank and in hand54/58 | €2,636 | €189,373 | €108,784 | €49,858 | €119,523 | ▲ 140% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18,504 | €510,683 | €419,376 | €280,663 | €323,712 | ▲ 15.3% |
| Equity10/15 | €16,510 | €87,275 | €101,072 | €121,207 | €183,448 | ▲ 51.4% |
| Contributions10/11 | - | €119,850 | €119,850 | €119,850 | €119,850 | = |
| Reserves13 | €5,860 | €4,000 | €4,000 | €4,000 | €63,598 | ▲ 1,490% |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Distributable reserves133 | - | €4,000 | €4,000 | €4,000 | €63,598 | ▲ 1,490% |
| Profit (loss) carried forward14 | -€7,950 | -€36,575 | -€22,778 | -€2,643 | €0 | ▲ 100% |
| Amounts payable17/49 | €1,993 | €423,407 | €318,304 | €159,457 | €140,264 | ▼ 12.0% |
| Amounts payable after more than one year17 | €0 | €195,000 | €127,500 | €0 | - | - |
| Financial debts170/4 | - | €195,000 | €127,500 | €0 | - | - |
| Amounts payable within one year42/48 | €1,993 | €228,407 | €190,804 | €159,457 | €140,264 | ▼ 12.0% |
| Current portion of amounts payable after more than one year42 | - | €23,750 | €30,000 | €7,500 | €0 | ▼ 100% |
| Financial debts43 | - | €31,519 | €33,230 | €95,204 | €16,688 | ▼ 82.5% |
| Credit institutions430/8 | - | €31,519 | €33,230 | €95,204 | €16,688 | ▼ 82.5% |
| Trade debts44 | €0 | €149,759 | €61,429 | €14,543 | €55,944 | ▲ 285% |
| Suppliers440/4 | - | €149,759 | €61,429 | €14,543 | €55,944 | ▲ 285% |
| Advances received on contracts in progress46 | - | €100 | €0 | €430 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €16,892 | €65,014 | €40,017 | €66,306 | ▲ 65.7% |
| Taxes450/3 | - | - | €1,522 | €0 | €14,477 | - |
| Remuneration and social security454/9 | - | €16,892 | €63,492 | €40,017 | €51,829 | ▲ 29.5% |
| Other amounts payable47/48 | - | €6,387 | €1,131 | €1,763 | €1,326 | ▼ 24.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€83,743 | €1,366 | €13,797 | €20,134 | €62,241 | ▲ 209% |
| + Depreciation and write-downs630 | - | €20,144 | €17,784 | €16,725 | €15,676 | ▼ 6.3% |
| Operating cash flow (approximation) | -€83,743 | €21,510 | €31,581 | €36,859 | €77,917 | ▲ 111% |
| Investment in fixed assets (approximation) | - | -€83,864 | -€50,600 | -€6,900 | -€10,862 | ▼ 57.4% |
| Change in cash | - | €186,737 | -€80,589 | -€58,926 | €69,665 | ▲ 218% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €62,241 ▲209%
Operating result €96,968, net result €62,241, both a record.
30-06
Financial
Equity above €150,000Eq €183,448 ▲51.4%
4 profitable years in a row build equity to €183,448.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100,000Eq €101,072 ▲15.8%
2 profitable years in a row build equity to €101,072.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €1,366
Net result €1,366 after 2 loss-making years.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€83,743
Net result drops to -€83,743, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 108current ratio 9.28
Current ratio from 0.09 to 9.28; short-term debt falls from €92,563 to €1,993.
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 2 establishment units since 2004
Ground area
3,991 m²
Building footprint
2,204 m²
Volume, LiDAR
12,038 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
JS-SERVICES
since 20042.137.461.712
TOTAL AALTER
since 20222.327.629.519
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040F1572/00A000 | Flanders | 2,122 m² | 1 · 335 m² | 0.2 m |
| 44502D0210/00N000 | Flanders | 1,869 m² | 1 · 1,870 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,262 EUR awarded · 1,262 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 480 EUR | 480 EUR |
| 2024 | 1 | 271 EUR | 271 EUR |
| 2023 | 1 | 511 EUR | 511 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteAalter2.327.629.519
Similar companies · same sector, comparable size
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NOLS MARC
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Eupen · Eq €184,904
GARAGE VANDEPUT
BE 0466.493.685
Gerpinnes · Eq €185,756
BIMAT
BE 0670.998.884
Tessenderlo-Ham · Eq €185,790
Of 1,265 companies in sector 47300 we hold annual accounts for 951. 779 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-2004
Fiscal year end30-06
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
41001General construction of residential buildings
43350Other building finishing work
47110Non-specialised retail sale with food, beverages or tobacco predominating
47120Other non-specialised retail sale
68203Renting and operating of own or leased non-residential real estate, excluding land
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0865288401
Also
9925:BE0865288401
Registered
28-02-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.