LJ GROUP
ActiveLJ GROUP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €2k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-23
Solvency78▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 2.69 in 2024; short-term debt: 37.6% and cash: 4% of total assets), and 47.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.9%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
61 d late
2023
6 d early
2022
91 d late
2021
79 d late
2020
91 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 89.2%
2024 · €18k
2018: €11k
2019: €6k
2020: €13k
2021: €5k
2022: €7k
2023: €7k
2024: €18k
2018 → 2025
Working capital
€82k▼ 10.1%
2024 · €92k
2018: €25k
2019: €30k
2020: €44k
2021: €50k
2022: €56k
2023: €63k
2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€58k▲ 13.8%€65k▲ 12.4%€82k▲ 27.1%€84k▲ 2.3%
Operating result€11k-€15k▲ 31.6%€15k▲ 2.1%€27k▲ 76.7%€14k▼ 46.7%
Net result€5k-€7k▲ 29.1%€7k▲ 2.1%€18k▲ 146%€2k▼ 89.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€17k▲ 44.4%
Current assets
€142k▼ 2.5%
Equity and liabilities €159k
Equity
€84k▲ 2.3%
Debt
€75k▼ 0.5%
The debt ratio falls from 47.8% to 47.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €30k
Cash flow
€7k▼
2024 · €20k
Solvency
52.9%▲
2024 · 52.2%
Current ratio
2.38▼
2024 · 2.69
Quick ratio
0.30▼
2024 · 0.49
Debt / equity
0.89▼
2024 · 0.91
ROE
2.3%▼
2024 · 21.3%
ROA
1.2%▼
2024 · 11.2%
Interest coverage
2.93▼
2024 · 4.24
Debt
€75k▼
2024 · €75k
Debt ≤ 1 year
€60k▲
2024 · €54k
Debt > 1 year
€15k▼
2024 · €21k
Income taxes
€6k▲
2024 · €2k
Staff costs
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€159k▲
Fixed assets21/28€12k€17k▲
Tangible fixed assets22/27€11k€16k▲
Furniture and vehicles24€320€160▼
Other tangible fixed assets26€10k€16k▲
Financial fixed assets28€1k€1k=
Current assets29/58€146k€142k▼
Stocks and contracts in progress3€119k€124k▲
Stocks30/36€119k€124k▲
Amounts receivable within one year40/41€11k€11k▼
Trade receivables40€11k-
Other amounts receivable41€115€11k▲
Cash at bank and in hand54/58€14k€6k▼
Deferred charges and accrued income490/1€2k€697▼
Equity and liabilities
Total equity and liabilities10/49€158k€159k▲
Equity10/15€82k€84k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€64k€66k▲
Amounts payable17/49€75k€75k▼
Amounts payable after more than one year17€21k€15k▼
Financial debts170/4€21k€15k▼
Amounts payable within one year42/48€54k€60k▲
Current portion of amounts payable after more than one year42€15k€18k▲
Trade debts44€32k€37k▲
Suppliers440/4€32k€37k▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€1k▼
Remuneration and social security454/9€881€800▼
Other amounts payable47/48€87€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€33k€27k▼
Operating profit (loss)9901€27k€14k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€20k€8k▼
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€18k€2k▼
Profit (loss) for the period to be appropriated9905€18k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€66k▲
Profit (loss) brought forward from the previous period14P€46k€64k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼89.2%
Net result drops to €2k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €18k ▲146%
Operating result €27k, net result €18k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 79 days late
2021
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 91 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brabantstraat 1221030 SchaarbeekGround area
168 m²
Building footprint
167 m²
Volume, LiDAR
1,162 m³
Parcel 21908E0006/00L011, Brussels · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KADIR EXPORT
since 20122.207.578.953
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21908E0006/00L011 | Brussels | 168 m² | 1 · 167 m² | 16.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BEXIMP
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Of 263 companies in sector 47511 we hold annual accounts for 98. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2011
Fiscal year end31-12
Activities, NACEBEL
47511Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47512Retail sale of household textiles and bedding
47519Retail trade
47530Retail trade
47722Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.