STOFFEN DESIGN
ActiveSTOFFEN DESIGN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-10k. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency6▼-4
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.69 in 2024), and 94.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
-4.2%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
58 d early
2023
79 d early
2022
53 d early
2021
83 d early
2020
75 d early
2019
81 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 42.5%
2024 · €24k
2018: €37k
2019: €40k
2020: €61k
2021: €42k
2022: €32k
2023: €32k
2024: €24k
2018 → 2025
Total assets
€244k▼ 9.5%
2024 · €269k
2018: €365k
2019: €359k
2020: €355k
2021: €327k
2022: €305k
2023: €290k
2024: €269k
2018 → 2025
Net result
€-10k▼ 27.3%
2024 · €-8k
2018: €16k
2019: €3k
2020: €21k
2021: €-19k
2022: €-10k
2023: €335
2024: €-8k
2018 → 2025
Working capital
€-66k▼ 27.6%
2024 · €-52k
2018: €-37k
2019: €-32k
2020: €-10k
2021: €-30k
2022: €-40k
2023: €-41k
2024: €-52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€32k▼ 23.9%€32k▲ 1.1%€24k▼ 25.0%€14k▼ 42.5%
Operating result€-10k-€-2k▲ 84.6%€8k€-2k€-5k▼ 160%
Net result€-19k-€-10k▲ 47.7%€335€-8k€-10k▼ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€133k▼ 11.9%
Current assets
€110k▼ 6.4%
Equity and liabilities €244k
Equity
€14k▼ 42.5%
Debt
€230k▼ 6.3%
The debt ratio rises from 91.1% to 94.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€13k▼
2024 · €16k
Cash flow
€8k▼
2024 · €10k
Solvency
5.7%▼
2024 · 8.9%
Current ratio
0.63▼
2024 · 0.69
Quick ratio
0.02▲
2024 · 0.01
Debt / equity
16.65▲
2024 · 10.22
ROE
-73.9%▼
2024 · -33.4%
ROA
-4.2%▼
2024 · -3.0%
Interest coverage
2.53▼
2024 · 2.71
Debt
€230k▼
2024 · €245k
Debt ≤ 1 year
€176k▲
2024 · €170k
Debt > 1 year
€53k▼
2024 · €76k
Income taxes
€141▲
2024 · €140
Staff costs
€17k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€244k▼
Fixed assets21/28€151k€133k▼
Tangible fixed assets22/27€150k€132k▼
Land and buildings22€150k€132k▼
Financial fixed assets28€1k€1k=
Current assets29/58€118k€110k▼
Stocks and contracts in progress3€116k€107k▼
Stocks30/36€116k€107k▼
Amounts receivable within one year40/41€21€21=
Other amounts receivable41€21€21=
Cash at bank and in hand54/58€686€3k▲
Deferred charges and accrued income490/1€952€878▼
Equity and liabilities
Total equity and liabilities10/49€269k€244k▼
Equity10/15€24k€14k▼
Contributions10/11€6k€6k=
Reserves13€54k€54k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€-37k€-47k▼
Amounts payable17/49€245k€230k▼
Amounts payable after more than one year17€76k€53k▼
Financial debts170/4€76k€53k▼
Amounts payable within one year42/48€170k€176k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€2k€4k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€138k€147k▲
Income statement
Code20242025
Remuneration, social security and pensions62€16k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€37k€35k▼
Operating profit (loss)9901€-2k€-5k▼
Financial income75/76B€3€13▲
Recurring financial income75€3€13▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-8k€-10k▼
Income taxes67/77€140€141▲
Profit (loss) for the period9904€-8k€-10k▼
Profit (loss) for the period to be appropriated9905€-8k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-47k▼
Profit (loss) brought forward from the previous period14P€-29k€-37k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €335
Net result €335 after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k ▼192%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €21k ▲529%
Operating result €36k, net result €21k, both a record.
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pauwengraaf(E) 183630 MaasmechelenGround area
259 m²
Building footprint
161 m²
Volume, LiDAR
1,209 m³
Parcel 73013D0824/00A000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pauwengraaf(E) 18, 3630 Maasmechelen
since 20082.169.982.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013D0824/00A000 | Flanders | 259 m² | 1 · 161 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 53 EUR awarded · 53 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 53 EUR | 53 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 261 companies in sector 47511 we hold annual accounts for 94. 71 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2008
Fiscal year end31-12
Activities, NACEBEL
47511Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47513Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.