HOME IMPORT

Active

Private limited companyfounded 201412 yrs activeBrabantstraat 187, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0561.929.413

The computed 12-month bankruptcy probability of HOME IMPORT is 2.7% (moderate). The 2024 annual accounts show equity of €12k and a net result of €4k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 27% of 26053 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

44 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability71▲+71

Solvency31▲+1

Growth32=

Track record100

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.7 against 0.75 in 2023; short-term debt: 94.2% and cash: 17.1% of total assets), and 94.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

5.8%

Return on assets

1.8%

Age of the figures

20 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

61 d late

2022

51 d late

2021

78 d late

2020

48 d late

2019

45 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€4k

2023 · €-30k

2018: €7k 2019: €17k 2020: €11k 2021: €51k 2022: €-77k 2023: €-30k

2018 → 2024

Working capital

€-62k▼ 41.0%

2023 · €-44k

2018: €40k 2019: €59k 2020: €38k 2021: €95k 2022: €1k 2023: €-44k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€64k-€115k▲ 80.8%€38k▼ 66.7%€9k▼ 77.7%€12k▲ 46.0%

Operating result€16k-€76k▲ 379%€-68k€-28k▲ 59.7%€6k

Net result€11k-€51k▲ 379%€-77k€-30k▲ 61.1%€4k

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €6k after a loss of €28k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €216k

34.4%

65.6%

Fixed assets €74k▲ 41.8%

Current assets €142k▲ 8.5%

Equity and liabilities €216k

94.2%

Equity €12k▲ 46.0%

Debt €203k▲ 16.6%

The debt ratio falls from 95.3% to 94.2%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€24k▲

2023 · €-14k

Cash flow

€22k▲

2023 · €-16k

Solvency

5.8%▲

2023 · 4.7%

Current ratio

0.70▼

2023 · 0.75

Quick ratio

0.52▲

2023 · 0.26

Debt / equity

16.33▼

2023 · 20.44

ROE

31.5%▲

2023 · -349.1%

ROA

1.8%▲

2023 · -16.3%

Interest coverage

10.69▲

2023 · -6.14

Debt

€203k▲

2023 · €174k

Debt ≤ 1 year

€203k▲

2023 · €174k

Staff costs

€85k▲

2023 · €47k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€183k€216k▲

Fixed assets21/28€52k€74k▲

Tangible fixed assets22/27€48k€70k▲

Plant, machinery and equipment23-€3k

Furniture and vehicles24€30k€26k▼

Other tangible fixed assets26€18k€41k▲

Financial fixed assets28€4k€4k=

Current assets29/58€131k€142k▲

Stocks and contracts in progress3€85k€35k▼

Stocks30/36€85k€35k▼

Amounts receivable within one year40/41€21k€69k▲

Trade receivables40€17k€67k▲

Other amounts receivable41€4k€2k▼

Cash at bank and in hand54/58€22k€37k▲

Deferred charges and accrued income490/1€2k-

Equity and liabilities

Total equity and liabilities10/49€183k€216k▲

Equity10/15€9k€12k▲

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€-12k€-8k▲

Amounts payable17/49€174k€203k▲

Amounts payable within one year42/48€174k€203k▲

Trade debts44€136k€131k▼

Suppliers440/4€136k€131k▼

Advances received on contracts in progress46-€12k

Taxes, remuneration and social security45€39k€60k▲

Taxes450/3€29k€24k▼

Remuneration and social security454/9€10k€36k▲

Income statement Code20232024

Remuneration, social security and pensions62€47k€85k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€18k▲

Other operating charges640/8€6k€4k▼

Gross operating margin9900€39k€113k▲

Operating profit (loss)9901€-28k€6k▲

Financial income75/76B€16-

Recurring financial income75€16-

Financial charges65/66B€2k€2k▲

Recurring financial charges65€2k€2k▲

Profit (loss) for the period before taxes9903€-30k€4k▲

Profit (loss) for the period9904€-30k€4k▲

Profit (loss) for the period to be appropriated9905€-30k€4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-12k€-8k▲

Profit (loss) brought forward from the previous period14P€18k€-12k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

2024

31-12

Financial Back to profitnet €4k

Net result €4k after 2 loss-making years.

30-09

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 61 days late

2023

20-09

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 51 days late

2022

31-12

Financial Weakest financial yearnet €-77k ▼249%

Net result drops to €-77k, the lowest in the series; recovery starts the following year.

17-10

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 78 days late

2021

31-12

Financial Highest result since 2018net €51k ▲379%

Operating result €76k, net result €51k, both a record.

31-12

Financial Equity above €100kEq €115k ▲80.8%

4 profitable years in a row build equity to €115k.

17-09

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 48 days late

2020

14-09

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 45 days late

2019

06-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 6 days late

2018

20-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 20 days late

2017

23-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 23 days late

2016

07-07

NBB filing Annual accounts filed

fiscal year 2015 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 3 establishment units since 2014

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brabantstraat 1871030 Schaarbeek

Ground area

3.8 ha

Building footprint

2.2 ha

Volume, LiDAR

140,456 m³

3 parcels, Brussels, Flanders · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.

3 establishment units

Brabantstraat 187, 1030 Schaarbeek

Agents in the wholesale of furniture, household goods and hardware

since 20142.235.671.836

ABISAC

Z. 3 Doornveld 80, 1731 AsseAgents in the wholesale of furniture, household goods and hardware

since 20172.301.262.048

ABISAC

Brabantstraat 118, 1030 SchaarbeekAgents in the wholesale of furniture, household goods and hardware

since 20202.301.262.147

3 parcels

Flanders 1 (33.3%) Brussels 2 (66.7%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23095B0024/00P000	Flanders	3.8 ha	1 · 2.2 ha	13.5 m · 2 fl.
21908E0006/00F010	Brussels	168 m²	1 · 168 m²	16.3 m · 2 fl.
21909E0029/00E009	Brussels	139 m²	1 · 73 m²	17.2 m · 5 fl.