Lizzaro
ActiveThe computed 12-month bankruptcy probability of Lizzaro is 1.6% (moderate). The 2025 annual accounts show negative equity (€-52k) and a net result of €-6k. Equity is shrinking by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 7431 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+23
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.26 in 2024; short-term debt: 111.8% and cash: 9.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-49.5%
Return on assets
-6.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-52k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
25 d early
2024
30 d early
2023
92 d late
2022
37 d late
2021
31 d late
2020
30 d late
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-52k▼ 14.0%
2024 · €-46k
2018: €62k
2019: €55k
2020: €58k
2021: €34k
2022: €17k
2023: €315
2024: €-46k
2018 → 2025
Total assets
€106k▲ 556%
2024 · €16k
2018: €78k
2019: €60k
2020: €74k
2021: €73k
2022: €80k
2023: €64k
2024: €16k
2018 → 2025
Net result
€-6k▲ 86.1%
2024 · €-46k
2018: €8k
2019: €-7k
2020: €3k
2021: €-24k
2022: €-17k
2023: €-16k
2024: €-46k
2018 → 2025
Working capital
€-102k▼ 123%
2024 · €-46k
2018: €28k
2019: €18k
2020: €9k
2021: €-18k
2022: €-30k
2023: €-36k
2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€17k▼ 50.4%€315▼ 98.1%€-46k€-52k▼ 14.0%
Operating result€-23k-€-13k▲ 45.8%€-11k▲ 16.3%€-42k▼ 292%€8k
Net result€-24k-€-17k▲ 29.9%€-16k▲ 3.3%€-46k▼ 181%€-6k▲ 86.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €42k in 2024, the highest result in the available series.
Balance-sheet composition
Assets €106k
Fixed assets
€90k
Current assets
€16k
Key figures and ratios
EBITDA
€21k▲
2024 · €-42k
Cash flow
€6k▲
2024 · €-46k
Solvency
-49.5%▲
2024 · -284.8%
Current ratio
0.13▼
2024 · 0.26
Quick ratio
0.13▼
2024 · 0.26
Debt / equity
-3.02▼
2024 · -1.35
ROA
-6.1%▲
2024 · -286.8%
Interest coverage
1.42▲
2024 · -9.05
Debt
€158k▲
2024 · €62k
Debt ≤ 1 year
€118k▲
2024 · €62k
Debt > 1 year
€40k
Staff costs
€2k▲
2024 · €179
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€106k▲
Fixed assets21/28-€90k
Tangible fixed assets22/27-€90k
Plant, machinery and equipment23-€14k
Leasing and similar rights25-€53k
Other tangible fixed assets26-€23k
Financial fixed assets28-€500
Current assets29/58€16k€16k▼
Amounts receivable within one year40/41€8k€506▼
Trade receivables40€3k-
Other amounts receivable41€5k€506▼
Cash at bank and in hand54/58€22€10k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€16k€106k▲
Equity10/15€-46k€-52k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-66k€-73k▼
Amounts payable17/49€62k€158k▲
Amounts payable after more than one year17-€40k
Financial debts170/4-€40k
Amounts payable within one year42/48€62k€118k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€39k€52k▲
Suppliers440/4€39k€52k▲
Taxes, remuneration and social security45€8k€956▼
Taxes450/3€8k€411▼
Remuneration and social security454/9-€544
Other amounts payable47/48€15k€55k▲
Income statement
Code20242025
Remuneration, social security and pensions62€179€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13€13k▲
Other operating charges640/8€25k€5k▼
Non-recurring operating charges66A€2k€5k▲
Gross operating margin9900€-14k€32k▲
Operating profit (loss)9901€-42k€8k▲
Financial income75/76B€3€41▲
Recurring financial income75€3€41▲
Financial charges65/66B€5k€15k▲
Recurring financial charges65€5k€15k▲
Profit (loss) for the period before taxes9903€-46k€-6k▲
Profit (loss) for the period9904€-46k€-6k▲
Profit (loss) for the period to be appropriated9905€-46k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-73k▼
Profit (loss) brought forward from the previous period14P€-20k€-66k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 37 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bajart Binamé(B.V.) 115170 ProfondevilleGround area
1,363 m²
Building footprint
180 m²
Volume, LiDAR
1,287 m³
2 parcels, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PIZZERIA D'ITALIA
since 20162.255.599.891
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92014C0080/00K002 | Wallonia | 773 m² | 1 · 92 m² | 10.1 m · 3 fl. |
| 92014C0504/00M000 | Wallonia | 591 m² | 1 · 88 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteProfondeville2.255.599.891
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
56112Limited-service restaurants, excluding mobile food services
46389Wholesale of other food products
56102Limited-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alfio_1984@hotmail.com
Phone:0497/381.173