RESENDE CONSTRUCT
ActiveSummary
RESENDE CONSTRUCT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €31k. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+42
Solvency99▲+22
Growth85=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 2.08 in 2024; short-term debt: 25.8% and cash: 1.5% of total assets), and 25.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
26.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
3 d late
2024
117 d late
2023
457 d late
2022
146 d late
2021
89 d late
2020
61 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€329k▲ 138%
2020 · €138k
EBIT margin
4.7%▲ 6.2pp
2020 · -1.6%
Net result
€31k▲ 259%
2024 · €9k
Working capital
€85k▲ 56.1%
2024 · €54k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€329k▲ 138%
Operating result€15k€33k▲ 113%€235▼ 99.3%€7k▲ 3,067%€29k▲ 297%
Net result€16k€30k▲ 90.7%€-2k€9k€31k▲ 259%
EBIT margin4.7%▲ 6.2pp
Equity€18k▲ 665%€48k▲ 166%€46k▼ 4.9%€54k▲ 18.6%€85k▲ 56.1%
Total assets€146k▲ 597%€180k▲ 23.1%€50k▼ 72.2%€105k▲ 110%€115k▲ 9.2%
Debt€128k▲ 588%€132k▲ 2.9%€4k▼ 96.8%€51k▲ 1,104%€30k▼ 41.4%
Working capital€18k▲ 665%€48k▲ 166%€46k▼ 5.2%€54k▲ 18.6%€85k▲ 56.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 297% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €115k
Equity
€85k ▲ 56.1%
Debt
€30k ▼ 41.4%
Debt's share of the balance-sheet total falls from 48.2% to 25.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.87▲
2024 · 2.08
Debt to equity
0.35▼
2024 · 0.93
ROE
36.0%▲
2024 · 15.7%
ROA
26.7%▲
2024 · 8.1%
Debt ≤ 1 year
€30k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €329k | - | - | - | - | - |
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €313k | - | - | - | - | - |
| Other operating charges640/8 | €150 | - | - | €2k | €50 | ▼ 97.7% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | €15k | €33k | €235 | €10k | €30k | ▲ 209% |
| Operating profit (loss)9901 | €15k | €33k | €235 | €7k | €29k | ▲ 297% |
| Financial income75/76B | €625 | €843 | €503 | €1k | €1k | ▲ 7.4% |
| Recurring financial income75 | €625 | €843 | €503 | €1k | €1k | ▲ 7.4% |
| Non-recurring financial income76B | €0 | - | - | - | - | - |
| Financial charges65/66B | €129 | €138 | €82 | €76 | €149 | ▲ 94.4% |
| Recurring financial charges65 | €129 | €138 | €82 | €76 | €149 | ▲ 94.4% |
| Non-recurring financial charges66B | €0 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €16k | €33k | €655 | €9k | €31k | ▲ 259% |
| Income taxes67/77 | €0 | €3k | €3k | - | - | - |
| Profit (loss) for the period9904 | €16k | €30k | €-2k | €9k | €31k | ▲ 259% |
| Profit (loss) for the period to be appropriated9905 | €16k | €30k | €-2k | €9k | €31k | ▲ 259% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €146k | €180k | €50k | €105k | €115k | ▲ 9.2% |
| Current assets29/58 | €146k | €180k | €50k | €105k | €115k | ▲ 9.2% |
| Amounts receivable within one year40/41 | €130k | €145k | €49k | €105k | €113k | ▲ 7.9% |
| Trade receivables40 | €111k | €140k | €7k | €48k | €60k | ▲ 26.0% |
| Other amounts receivable41 | €19k | €5k | €42k | €57k | €52k | ▼ 7.5% |
| Cash at bank and in hand54/58 | €16k | €35k | €1k | €374 | €2k | ▲ 374% |
| Deferred charges and accrued income490/1 | €284 | €146 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €146k | €180k | €50k | €105k | €115k | ▲ 9.2% |
| Equity10/15 | €18k | €48k | €46k | €54k | €85k | ▲ 56.1% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Issued capital100 | €0 | - | - | - | - | - |
| Outside capital11 | €5k | €5k | €5k | - | - | - |
| Share premium1100/10 | €5k | - | - | - | - | - |
| Other1109/19 | - | €5k | €5k | - | - | - |
| Reserves13 | €123 | €123 | €123 | €123 | €123 | = |
| Non-distributable reserves130/1 | €123 | €123 | €123 | €123 | €123 | = |
| Legal reserve130 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €123 | €123 | €123 | €123 | = |
| Other1319 | €123 | - | - | - | - | - |
| Profit (loss) carried forward14 | €14k | €44k | €41k | €50k | €80k | ▲ 61.3% |
| Amounts payable17/49 | €128k | €132k | €4k | €51k | €30k | ▼ 41.4% |
| Amounts payable within one year42/48 | €128k | €132k | €4k | €51k | €30k | ▼ 41.4% |
| Trade debts44 | €127k | €125k | €3k | €47k | €27k | ▼ 42.7% |
| Suppliers440/4 | €127k | €125k | €3k | €47k | €27k | ▼ 42.7% |
| Taxes, remuneration and social security45 | €1k | €7k | €1k | €3k | €3k | ▼ 22.1% |
| Taxes450/3 | €0 | €377 | €1k | €3k | €316 | ▼ 90.3% |
| Remuneration and social security454/9 | €1k | €7k | - | - | €2k | - |
| Accrued charges and deferred income492/3 | - | €122 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €30k | €-2k | €9k | €31k | ▲ 259% |
| Operating cash flow (approximation) | €16k | €30k | €-2k | €9k | €31k | ▲ 259% |
| Change in cash | - | €19k | €-34k | €-669 | €1k | ▲ 309% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2018net €31k ▲259%
Net result €31k, the highest in the series.
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 117 days late
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 457 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2023
31-12
Financial
Liquidity times 9current ratio 11.93
Current ratio from 1.37 to 11.93; short-term debt falls from €132k to €4k.
24-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 146 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2017
Ground area
5,625 m²
Building footprint
1,758 m²
Volume, LiDAR
51,562 m³
Parcel 21616A0195/00P014, Brussels · tallest building 35.9 m, ±11 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
RESENDE CONSTRUCT
since 20172.269.517.908
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0195/00P014 | Brussels | 5,625 m² | 1 · 1,758 m² | 35.9 m · 11 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 13,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.