Liorem
ActiveLiorem is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €81k and a net result of €70k. Equity is growing by ~86.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 7954 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-10-2025, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 d early
2024
44 d early
2023
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 124%
2024 · €36k
2023: €19k
2024: €36k
2023 → 2025
Net result
€70k▲ 297%
2024 · €18k
2023: €14k
2024: €18k
2023 → 2025
Total assets
€264k▲ 44.4%
2024 · €183k
2023: €164k
2024: €183k
2023 → 2025
Solvency
30.7%▲ 10.9pp
2024 · 19.8%
2023: 11.4%
2024: 19.8%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€36k▲ 94.5%€81k▲ 124%
Operating result€22k-€28k▲ 26.2%€194k▲ 602%
Net result€14k-€18k▲ 29.2%€70k▲ 297%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 602% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€126k▲ 0.2%
Current assets
€138k▲ 143%
Equity and liabilities €264k
Equity
€81k▲ 124%
Debt
€183k▲ 24.8%
The debt ratio falls from 80.2% to 69.3%: equity grows faster than debt.
Key figures and ratios
Solvency
30.7%▲
2024 · 19.8%
ROE
86.2%▲
2024 · 48.6%
ROA
26.5%▲
2024 · 9.6%
Debt
€183k▲
2024 · €147k
Debt ≤ 1 year
€126k▲
2024 · €72k
Debt > 1 year
€57k▼
2024 · €75k
Income taxes
€26k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€183k€264k▲
Formation expenses20€0-
Fixed assets21/28€126k€126k▲
Tangible fixed assets22/27€1k€1k▲
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€125k€125k=
Current assets29/58€57k€138k▲
Amounts receivable within one year40/41€57k€84k▲
Trade receivables40€57k€84k▲
Cash at bank and in hand54/58-€53k
Equity and liabilities
Total equity and liabilities10/49€183k€264k▲
Equity10/15€36k€81k▲
Contributions10/11€5k€5k=
Reserves13€31k€76k▲
Distributable reserves133€31k€76k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€147k€183k▲
Amounts payable after more than one year17€75k€57k▼
Financial debts170/4€75k€57k▼
Amounts payable within one year42/48€72k€126k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Financial debts43€406€0▼
Credit institutions430/8€406€0▼
Trade debts44€3k€31k▲
Suppliers440/4€3k€31k▲
Taxes, remuneration and social security45€12k€49k▲
Taxes450/3€10k€49k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€37k€27k▼
Accrued charges and deferred income492/3€153€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€733€1k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€30k€196k▲
Operating profit (loss)9901€28k€194k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€98k▲
Recurring financial charges65€3k€98k▲
Profit (loss) for the period before taxes9903€25k€96k▲
Income taxes67/77€7k€26k▲
Profit (loss) for the period9904€18k€70k▲
Profit (loss) for the period to be appropriated9905€18k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€70k▲
Transfer from equity791/2-€25k
Transfer to equity691/2€18k€70k▲
To other reserves6921€18k€70k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2023net €70k ▲297%
Operating result €194k, net result €70k, both a record.
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnenslag 429920 LievegemGround area
777 m²
Building footprint
189 m²
Volume, LiDAR
843 m³
Parcel 44036A1283/00R000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Liorem
since 20222.328.548.346
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A1283/00R000 | Flanders | 777 m² | 1 · 189 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 11,759 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2022
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.