LifeLive Group · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LifeLive Group is 1.4% (low). The 2025 annual accounts show equity of €2.93M and a net result of €-61k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 71% of 110 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	13-01-2026	18 d early	2026-00006636
30-06-2024	31-01-2025	29-01-2025	2 d early	2025-00013773
30-06-2023	31-01-2024	22-01-2024	9 d early	2024-00004282
30-06-2022	31-01-2023	31-01-2023	on the day	2023-00014089

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.4% Low

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate region +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-61k+32.4%

Working capital€8.74M+26.1%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 13-01-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~4.5%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 55, Accommodation · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	28.3%	7.8%	better than 71% of 110 sector peers
Net result	€-61k	€-2k	better than 6% of 110 sector peers
Equity	€2.93M	€13k	better than 95% of 110 sector peers
Gross operating margin	€22k	€17k	better than 53% of 110 sector peers
Total assets	€10.37M	€252k	better than 95% of 110 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P71

Weakening position over 2022-2025 · n=110-465

Net result P6

Stable position over 2022-2025 · n=110-465

Equity P95

Stable position over 2022-2025 · n=110-465

Gross operating margin P53

Stable position over 2022-2025 · n=110-464

Describes the position versus peers, not a forecast.

EBITDA

€10k

-8.1% 22-25

Net profit

€-61k

+32.4% 22-25

Cash flow

€10k

-7.6% 22-25

Total assets

€10.37M

+20.4% 22-25

Equity

€2.93M

-2.0% 22-25

Working capital

€8.74M

+26.1% 22-25

Debt

€7.44M

+32.4% 22-25

Debt ≤ 1y

€12k

+624.7% 22-25

Debt > 1y

€7.43M

+32.2% 22-25

Current ratio

711.32

-82.6% 22-25

Quick ratio

711.32

-82.6% 22-25

Solvency

28.3%

-18.7% 22-25

Debt / equity

2.54

+35.2% 22-25

ROE

-2.1%

+31.0% 22-25

ROA

-0.6%

+43.8% 22-25

Interest coverage

170.79

+136.4% 22-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€10k
Net profit	€-61k
Cash flow	€10k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€10.37M
Equity	€2.93M
Debt	€7.44M
of which ≤ 1y	€12k
of which > 1y	€7.43M
Working capital	€8.74M
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	711.32
Quick ratio	711.32
Working capital ratio	84.3%
Solvency	28.3%
Debt / equity	2.54
Long-term debt ratio	2.53
Interest coverage	170.79
Gross margin	-
Net margin	-
ROA	-0.6%
ROE	-2.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €1.61M · 15.6% Current assets €8.75M · 84.5%

Equity & liabilities

Equity €2.93M · 28.3% Debt €7.44M · 71.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€10.37M
Fixed assets	21/28	€1.61M
Formation expenses	20	€2k
Tangible fixed assets	22/27	€1.57M
Financial fixed assets	28	€40k
Current assets	29/58	€8.75M
Amounts receivable within one year	40/41	€116k
Cash & bank	54/58	€59k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€10.37M
Equity	10/15	€2.93M
Contributions / capital	10/11	€3.20M
Accumulated profits (losses)	14	€-270k
Amounts payable	17/49	€7.44M
Amounts payable after one year	17	€7.43M
Amounts payable within one year	42/48	€12k
Trade debts payable within one year	44	€9k
Income statement
Gross operating margin	9900	€22k
Operating result	9901	€-61k
Financial charges	65	€59
Result before taxes	9903	€-61k
Net result for the period	9904	€-61k
Result to be appropriated	9905	€-61k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

68 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mercatorstraße 14780 Sankt Vith

Establishment units

1 location

LifeLive Group SRL

Mercatorstraße 1, 4780 Sankt VithOntwikkeling van residentiële bouwprojecten

since 20212.321.365.990

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

56 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 68

Profitability 0

Solvency 66

Growth 52

Stability 94

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