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LIBRE@VOUS

Active Private limited companyfounded 2024active for 1 yearRue de la Station 46, 1350 Orp-JaucheKBO/BCE: BE 1017.687.574

Lifetime

1 annual account with figures
peak €8,346 (2025)
€8,346 
peak €1,509 (2025)
€1,509 
peak €11,509 (2025)
€11,509 
€166,132 
Board1 name since 2024
Documentsfilings and deeds
14-09-202645 days late
2025micro format
First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €61,000 estimated

The micro format states no turnover.

Debts

€166,132 94% of the balance sheet
Financial debts 14%Suppliers 18%Taxes and wages 3%Other 65%

Of this, €148,453 falls due within a year.

2025 accounts filed 45 days after the deadline

Checked score

51
Fair
Financially stronger than 27% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2026: 1.8%lowest value 02-2026: 1.8%● unchanged vs 01-2026lowest value 03-2026: 1.9%▲ +0.1 percentage points vs 02-2026 04-2026: 2.2%▲ +0.3 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.6%▲ +0.3 percentage points vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 2.8%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 2.8%● unchanged vs 08-2026 10-2026: 2.5%▼ -0.3 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026

Financial strength
Weak

31equity 6.5% of total assets
23short-term debt 83.6% · cash 15.2%
51return on assets 0.8%

Score breakdown

raises risk
Founded in 2024
Last filed accounts filed 45 days late; 1 of the last 3 accounts late
Equity €11,509 (6.5% of total assets)
lowers risk
Liquidity: current ratio 0.44, cash €27,065
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 21% on liquidity and 37% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 514 companies had the same profile as LIBRE@VOUS has now. Each dot stands for 2 companies, two years later.

96.9%
were still trading
1.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of LIBRE@VOUS itself is higher: 2.5% within 12 months. It rests on far more data about LIBRE@VOUS than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 514 companies, not a prediction for LIBRE@VOUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.44, below 1. Short-term debt is 83.6% and cash 15.2% of total assets. 93.5% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 45 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Equity €11,509 (6.5% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.44, cash €27,065
NBB · annual accounts
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
45 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

  • BIRMANN Manuel Christian Michel 100 sharesdeed of 23-12-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1017687574
Incorporation Founding capital of €10,000, 100 shares · Founder: BIRMANN Manuel Christian Michel · Appointment: BIRMANN Manuel Christian Michel (director and sole director and day-to-day manager) · published on 23-12-2024 · Gazette deed
First establishment Rue de la Station 46, Orp-Jauche
All 4 events

Comparable companies

same main activity, similar in size and age
Company
LIBRE@VOUS Orp-Jauche - - 6.5% -
Mickshop Meer Hoogstraten - - 6.1% -
I&M ROJAVA Nijlen - - 9.2% -
Fifty1 Halen - - 2.4% -
PLAIZIER Postcards & Posters Vilvoorde €100,963 9.6% 39.0% -
MAHBUB Manage €83,778 12.6% 68.4% -
MAVO CONCEPT Soumagne - - -7.0% -

These companies have their main activity in the same NACE class as LIBRE@VOUS: retail trade (NACE 4762). With exactly the same main activity (NACE 47622), too few companies are of comparable size. They are comparable in size and age: total assets between €93,500 and €220,000, founded between 2022 and 2025.

Official details

Source: KBO
Status
Active since 19-12-2024Normal situation
Activity
Retail tradeNACE 47622and 4 others
Establishment unit
2.372.690.2741350 Orp-Jauche, since 19-12-2024
Financial year end
31 December
Peppol
Reachable since 16-12-2025
Company details

Annual accounts 2025

€177,641
Filing
Filed on 14-09-2026
Financials

Insights on LIBRE@VOUS

The computed 12-month bankruptcy probability of LIBRE@VOUS is 2.5% (moderate). The 2025 annual accounts show equity of €11,509 and a net result of €1,509.

Its solvency ranks better than 27% of 22,924 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LIBRE@VOUS

What is the company number of LIBRE@VOUS?
The company number of LIBRE@VOUS is 1017.687.574. The VAT number is the same number with BE in front: BE 1017.687.574.
Where is LIBRE@VOUS based?
The registered office is at Rue de la Station 46, 1350 Orp-Jauche.Company details
What does LIBRE@VOUS do?
According to the KBO register, the main activity is retail trade (NACE 47622).
What is the legal form of LIBRE@VOUS?
LIBRE@VOUS is a private limited company (BV).
When was LIBRE@VOUS founded?
LIBRE@VOUS was founded on 19-12-2024.
Is LIBRE@VOUS still active?
Yes, LIBRE@VOUS is an active enterprise in the KBO register.
What is the turnover of LIBRE@VOUS?
The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €8,346 and 42 comparable companies (NACE 476). It probably lies between €32,000 and €140,000. It is a rough estimate.Financials
Is LIBRE@VOUS profitable?
In financial year 2025, LIBRE@VOUS made a profit of €1,509.
Where can I find the annual accounts of LIBRE@VOUS?
LIBRE@VOUS filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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