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LIBRE@VOUS

Active
Private limited companyfounded 2024active for 1 yearRue de la Station(O) 46, 1350 Orp-Jauche, BelgiumKBO/BCE: BE 1017.687.574
Summary

The computed 12-month bankruptcy probability of LIBRE@VOUS is 2.6% (moderate). The 2025 annual accounts show equity of €11,509 and a net result of €1,509. Its solvency ranks better than 27% of 22,382 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (45 days) Filed on 14 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00516951.

Equity
€11,509
Total assets
€177,641
Net result
€1,509
Working capital
-€82,613

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €177,641
Fixed assets €111,801
Current assets €65,840
Equity and liabilities €177,641
Equity €11,509
Debt €166,132
Debt finances 93.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€7,703
Cash flow
€4,946
Current ratio
0.44
Quick ratio
0.21
Debt to equity
14.43
ROE
13.1%
ROA
0.8%
Interest coverage
3.75
Debt ≤ 1 year
€148,453
Debt > 1 year
€13,984
Income taxes
€718

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96.9% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.8% went bankrupt
1.2% stopped otherwise
96.9% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€177,641
Fixed assets21/28€111,801
Intangible fixed assets21€96,410
Tangible fixed assets22/27€1,391
Plant, machinery and equipment23€1,141
Furniture and vehicles24€250
Financial fixed assets28€14,000
Current assets29/58€65,840
Stocks and contracts in progress3€34,598
Stocks30/36€34,598
Amounts receivable within one year40/41€493
Other amounts receivable41€493
Cash at bank and in hand54/58€27,065
Deferred charges and accrued income490/1€3,685
Equity and liabilities
Total equity and liabilities10/49€177,641
Equity10/15€11,509
Contributions10/11€10,000
Profit (loss) carried forward14€1,509
Amounts payable17/49€166,132
Amounts payable after more than one year17€13,984
Financial debts170/4€13,984
Amounts payable within one year42/48€148,453
Current portion of amounts payable after more than one year42€3,930
Financial debts43€10,000
Other loans439€10,000
Trade debts44€30,350
Suppliers440/4€30,350
Taxes, remuneration and social security45€4,173
Taxes450/3€4,173
Other amounts payable47/48€100,000
Accrued charges and deferred income492/3€3,694
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,436
Other operating charges640/8€642
Gross operating margin9900€8,346
Operating profit (loss)9901€4,267
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€2,052
Recurring financial charges65€2,052
Profit (loss) for the period before taxes9903€2,228
Income taxes67/77€718
Profit (loss) for the period9904€1,509
Profit (loss) for the period to be appropriated9905€1,509
Appropriation of the result
Profit (loss) to be appropriated9906€1,509

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,436
Other operating charges640/8€642
Gross operating margin9900€8,346
Operating profit (loss)9901€4,267
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€2,052
Recurring financial charges65€2,052
Profit (loss) for the period before taxes9903€2,228
Income taxes67/77€718
Profit (loss) for the period9904€1,509
Profit (loss) for the period to be appropriated9905€1,509
Line2025
Assets
Total assets20/58€177,641
Fixed assets21/28€111,801
Intangible fixed assets21€96,410
Tangible fixed assets22/27€1,391
Plant, machinery and equipment23€1,141
Furniture and vehicles24€250
Financial fixed assets28€14,000
Current assets29/58€65,840
Stocks and contracts in progress3€34,598
Stocks30/36€34,598
Amounts receivable within one year40/41€493
Other amounts receivable41€493
Cash at bank and in hand54/58€27,065
Deferred charges and accrued income490/1€3,685
Equity and liabilities
Total equity and liabilities10/49€177,641
Equity10/15€11,509
Contributions10/11€10,000
Profit (loss) carried forward14€1,509
Amounts payable17/49€166,132
Amounts payable after more than one year17€13,984
Financial debts170/4€13,984
Amounts payable within one year42/48€148,453
Current portion of amounts payable after more than one year42€3,930
Financial debts43€10,000
Other loans439€10,000
Trade debts44€30,350
Suppliers440/4€30,350
Taxes, remuneration and social security45€4,173
Taxes450/3€4,173
Other amounts payable47/48€100,000
Accrued charges and deferred income492/3€3,694
Line2025
Profit (loss) for the period9904€1,509
+ Depreciation and write-downs630€3,436
Operating cash flow (approximation)€4,946

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 14-09-2026 2026-00516951

Similar companies · same sector, comparable size

Of the 31 active companies whose main activity is retail trade (NACE 47622), figures are known for 7. 2 are within a factor 10 of this equity. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.