LIBRAS
ActiveThe computed 12-month bankruptcy probability of LIBRAS is 2.0% (moderate). The 2025 annual accounts show equity of €114k and a net result of €40k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 7027 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+15
Solvency100▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 3.16 in 2024; short-term debt: 23.4% and cash: 87.9% of total assets), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
27.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
126 d early
2024
56 d early
2023
57 d early
2022
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 17.3%
2024 · €97k
2022: €42k
2023: €99k
2024: €97k
2022 → 2025
Total assets
€149k▲ 13.2%
2024 · €131k
2022: €141k
2023: €152k
2024: €131k
2022 → 2025
Net result
€40k▲ 76.4%
2024 · €23k
2022: €88k
2023: €100k
2024: €23k
2022 → 2025
Working capital
€98k▲ 32.7%
2024 · €74k
2022: €8k
2023: €71k
2024: €74k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€42k-€99k▲ 134%€97k▼ 2.2%€114k▲ 17.3%
Operating result€120k-€130k▲ 8.9%€83k▼ 36.4%€98k▲ 18.8%
Net result€88k-€100k▲ 12.6%€23k▼ 77.0%€40k▲ 76.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€16k▼ 32.3%
Current assets
€133k▲ 22.8%
Equity and liabilities €149k
Equity
€114k▲ 17.3%
Debt
€35k▲ 1.5%
The debt ratio falls from 26.1% to 23.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▲
2024 · €93k
Cash flow
€51k▲
2024 · €33k
Solvency
76.6%▲
2024 · 73.9%
Current ratio
3.82▲
2024 · 3.16
Quick ratio
3.82▲
2024 · 3.16
Debt / equity
0.31▼
2024 · 0.35
ROE
35.4%▲
2024 · 23.6%
ROA
27.1%▲
2024 · 17.4%
Interest coverage
2.40▲
2024 · 1.73
Debt
€35k▲
2024 · €34k
Debt ≤ 1 year
€35k▲
2024 · €34k
Income taxes
€13k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€149k▲
Fixed assets21/28€23k€16k▼
Tangible fixed assets22/27€23k€15k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€20k€11k▼
Financial fixed assets28€60€60=
Current assets29/58€108k€133k▲
Amounts receivable within one year40/41€52-
Trade receivables40€52-
Current investments50/53€2k-
Cash at bank and in hand54/58€103k€131k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€131k€149k▲
Equity10/15€97k€114k▲
Contributions10/11€4k€4k=
Reserves13€38k€38k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€55k€71k▲
Amounts payable17/49€34k€35k▲
Amounts payable within one year42/48€34k€35k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Remuneration and social security454/9-€250
Other amounts payable47/48€26k€24k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€387€458▲
Gross operating margin9900€93k€110k▲
Operating profit (loss)9901€83k€98k▲
Financial income75/76B€10€1▼
Recurring financial income75€10€1▼
Financial charges65/66B€53k€45k▼
Recurring financial charges65€53k€45k▼
Profit (loss) for the period before taxes9903€29k€53k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€23k€40k▲
Profit (loss) for the period to be appropriated9905€23k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€95k▲
Profit (loss) brought forward from the previous period14P€57k€55k▼
Profit to be distributed694/7€25k€24k▼
Return on contributions (dividend)694€25k€24k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €114k ▲17.3%
4 profitable years in a row build equity to €114k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €23k ▼77%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €100k ▲12.6%
Operating result €130k, net result €100k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.35
Current ratio from 1.08 to 2.35; short-term debt falls from €99k to €53k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auguste Reyerslaan 341030 SchaarbeekGround area
1,042 m²
Building footprint
130 m²
Volume, LiDAR
1,493 m³
Parcel 21911C0096/00X019, Brussels · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Auguste Reyerslaan 34, 1030 Schaarbeek
since 20212.325.289.542
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0096/00X019 | Brussels | 1,042 m² | 1 · 130 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900GVQLSJO9Q92K82
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DELTAMATIC
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
73200Market research and public opinion polling
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.