Summary
LIBRA GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.4m and a net result of €349,136. Equity is growing by ~187.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 2473 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2023
1 d late
2022
26 d late
2021
31 d late
2020
31 d late
2019
94 d late
2018
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2023 is 12 days before the deadline, and 29% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
In the rankings
#9 company by equity in Ans, Finance and insurance sector
Equity
€1.4m▲ 31.7%
2023 · €1.1m
Net result
€349,136▲ 43.9%
2023 · €242,557
Total assets
€3.5m▲ 18.2%
2023 · €3.0m
Solvency
41.1%▲ 4.2pp
2023 · 36.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result-€2,043▼ 60.2%-€3,740▼ 83.0%-€2,276▲ 39.1%-€1,758▲ 22.8%-€7,830-
Net result€87,407within the sector's middle half€181,276within the sector's middle half▲ 107%€586,682within the sector's middle half▲ 224%€242,557within the sector's middle half▼ 58.7%€349,136within the sector's middle half-
Equity€89,725below the sector's middle half▲ 3,770%€271,001below the sector's middle half▲ 202%€857,683within the sector's middle half▲ 216%€1.1mwithin the sector's middle half▲ 28.3%€1.4mwithin the sector's middle half-
Total assets€1.5mbelow the sector's middle half▲ 2.0%€1.5mbelow the sector's middle half▲ 2.7%€1.5mbelow the sector's middle half▼ 1.4%€3.0mwithin the sector's middle half▲ 101%€3.5mwithin the sector's middle half-
Debt€1.4m▼ 4.1%€1.2m▼ 10.3%€628,692▼ 49.2%€1.9m▲ 199%€2.1m-
Working capital-€593,547below the sector's middle half▼ 23.2%-€634,691below the sector's middle half▼ 6.9%-€250,102within the sector's middle half▲ 60.6%-€498,547within the sector's middle half▼ 99.3%-€591,113within the sector's middle half-
Solvency6.1%below the sector's middle half▲ 5.9pp18.0%below the sector's middle half▲ 11.9pp57.7%within the sector's middle half▲ 39.7pp36.9%within the sector's middle half▼ 20.8pp41.1%within the sector's middle half-
Current ratio0.05below the sector's middle half▲ 0.030.08below the sector's middle half▲ 0.020.08below the sector's middle half▲ 0.010.03below the sector's middle half▼ 0.060.00below the sector's middle half-
Return on assets (ROA)6.0%within the sector's middle half▲ 6.5pp12.0%above the sector's middle half▲ 6.1pp39.5%above the sector's middle half▲ 27.4pp8.1%within the sector's middle half▼ 31.3pp9.9%above the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result is -€7,830 in 2025, compared with -€1,758 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €3.5m
Fixed assets
€3.5m ▲ 18.7%
Current assets
€1,688 ▼ 87.1%
Equity and liabilities €3.5m
Equity
€1.4m ▲ 31.7%
Debt
€2.1m ▲ 10.3%
Debt's share of the balance-sheet total falls from 63.1% to 58.9%. Equity and debt are higher.
Key figures and ratios
ROE
24.1%▲
2023 · 22.0%
Debt ≤ 1 year
€592,801▲
2023 · €511,675
Debt > 1 year
€1.5m▲
2023 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €898 | €1,055 | €162 | €1,180 | - |
| Gross operating margin9900 | -€1,175 | -€2,842 | -€1,221 | -€1,596 | -€6,651 | - |
| Operating profit (loss)9901 | -€2,043 | -€3,740 | -€2,276 | -€1,758 | -€7,830 | - |
| Financial income75/76B | - | €195,000 | €597,370 | €271,450 | €443,521 | - |
| Recurring financial income75 | €99,462 | €195,000 | €597,370 | €271,450 | €443,521 | - |
| Financial charges65/66B | - | €9,985 | €8,412 | €27,135 | €86,555 | - |
| Recurring financial charges65 | €10,012 | €9,985 | €8,412 | €27,135 | €86,555 | - |
| Profit (loss) for the period before taxes9903 | €87,407 | €181,276 | €586,682 | €242,557 | €349,136 | - |
| Profit (loss) for the period9904 | €87,407 | €181,276 | €586,682 | €242,557 | €349,136 | - |
| Profit (loss) for the period to be appropriated9905 | €87,407 | €181,276 | €586,682 | €242,557 | €349,136 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.5m | €1.5m | €3.0m | €3.5m | - |
| Fixed assets21/28 | €1.4m | €1.5m | €1.5m | €3.0m | €3.5m | - |
| Financial fixed assets28 | €1.4m | €1.5m | €1.5m | €3.0m | €3.5m | - |
| Current assets29/58 | €33,484 | €53,065 | €23,181 | €13,128 | €1,688 | - |
| Amounts receivable within one year40/41 | €10,000 | €53,000 | €23,000 | €13,000 | €1,604 | - |
| Other amounts receivable41 | - | €53,000 | €23,000 | €13,000 | €1,604 | - |
| Cash at bank and in hand54/58 | €23,484 | €65 | €181 | €128 | €85 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.5m | €1.5m | €3.0m | €3.5m | - |
| Equity10/15 | €89,725 | €271,001 | €857,683 | €1.1m | €1.4m | - |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | - |
| Profit (loss) carried forward14 | €71,125 | €252,401 | €839,083 | €1.1m | €1.4m | - |
| Amounts payable17/49 | €1.4m | €1.2m | €628,692 | €1.9m | €2.1m | - |
| Amounts payable after more than one year17 | €751,727 | €549,102 | €355,410 | €1.4m | €1.5m | - |
| Financial debts170/4 | - | €549,102 | €355,410 | €1.4m | €1.5m | - |
| Amounts payable within one year42/48 | €627,031 | €687,756 | €273,282 | €511,675 | €592,801 | - |
| Current portion of amounts payable after more than one year42 | - | €206,943 | €208,914 | €349,656 | €274,153 | - |
| Financial debts43 | - | €50,000 | €50,000 | €50,000 | €50,000 | - |
| Credit institutions430/8 | - | €50,000 | €50,000 | €50,000 | €50,000 | - |
| Trade debts44 | - | - | - | €960 | €553 | - |
| Suppliers440/4 | - | - | - | €960 | €553 | - |
| Other amounts payable47/48 | - | €430,813 | €14,368 | €111,058 | €268,095 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €511 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €87,407 | €181,276 | €586,682 | €242,557 | €349,136 | - |
| Operating cash flow (approximation) | €87,407 | €181,276 | €586,682 | €242,557 | €349,136 | - |
| Investment in fixed assets (approximation) | - | -€19,794 | -€8,400 | -€1.5m | - | - |
| Change in cash | - | -€23,419 | €115 | -€53 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 1 day late
2023
31-12
Financial
Equity above €1mEq €1.1m ▲28.3%
4 profitable years in a row build equity to €1.1m.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 26 days late
2022
31-12
Financial
Highest result since 2018net €586,682 ▲224%
Net result €586,682, the highest in the series.
31-12
Financial
Equity above €500,000Eq €857,683 ▲216%
3 profitable years in a row build equity to €857,683.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €200,000Eq €271,001 ▲202%
2 profitable years in a row build equity to €271,001.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €87,407
Net result €87,407 after 2 loss-making years.
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 94 days late
2019
31-12
Financial
Weakest financial yearnet -€8,543
Net result drops to -€8,543, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2018
Ground area
1.2 ha
Parcel 62332B0085/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Anglais 6, 4430 Ans
since 20182.276.559.910
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62332B0085/00C000 | Wallonia | 1.2 ha | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
9 holdingsOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 9
- DSC ACCOUNTINGsubsidiaryEquity €204,659Result €97,659100%
- LAM - LIBRA AUDIT MAROCMAsubsidiarySourceown accounts 30-06-2025Equity MAD 163,992Result MAD 152,382100%
-
100%
- LIBRA - TAX & ACCOUNTANCYsubsidiaryEquity €48,008Result €15,765100%
-
100%
-
100%
- LIBRA TAX & ACCOUNTANCY - HAINAUTsubsidiaryEquity €1,235Result €40,500100%
- LIBRA – TAX & ACCOUNTANCY – BASSE-MEUSEsubsidiaryEquity €48,993Result €43,993100%
-
70%
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
-
100%
According to the annual accounts to 30-06-2025 of LIBRA GROUP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPrivate limited company
Founded12-01-2018
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0687884705
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.