Summary
Holcittur is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €141,505 and a net result of €43,907. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 10% of 9868 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
What stands out
Overview
Accounts 62 d overdue0 of 2 deeds readFinancial institution: outside the modelProbability: sector outside the model
SignalsFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
39 d late
2023
40 d late
2022
91 d late
2021
78 d late
2020
92 d late
2019
103 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 74 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity triplescurrent ratio 5.59
- Equity above €100,000Eq €141,505 ▲45%
Financials
Fiscal year 2024Turnover €98,185Profit €43,907Solvency 3.7%Liquidity 5.59
Turnover
€98,185▼ 53.8%
2019 - 2024
Net result
€43,907▼ 29.1%
2018 - 2024
Equity
€141,505▲ 45.0%
2018 - 2024
Solvency
3.7%▲ 1.2pp
2018 - 2024
Financials · fiscal year 2024, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€0.03m▼ 83.0%€0.05m▲ 51.1%€0.07m▲ 50.9%€0.2m▲ 204%€0.1m▼ 53.8%
Operating result€0.02m▼ 63.0%€0.02m▲ 18.7%-€0.04m€0.2m€0.07m▼ 55.8%
Net result-€0.002mwithin the sector's middle half€0.003mbelow the sector's middle half-€0.06mbelow the sector's middle half€0.06mwithin the sector's middle half€0.04mwithin the sector's middle half▼ 29.1%
Equity€0.09mbelow the sector's middle half▼ 1.7%€0.1mwithin the sector's middle half▲ 3.0%€0.04mbelow the sector's middle half▼ 62.6%€0.1mwithin the sector's middle half▲ 173%€0.1mwithin the sector's middle half▲ 45.0%
Total assets€2.9mwithin the sector's middle half▼ 11.0%€3.6mabove the sector's middle half▲ 24.7%€4.2mabove the sector's middle half▲ 17.9%€3.9mabove the sector's middle half▼ 7.5%€3.8mabove the sector's middle half▼ 2.8%
Debt€2.8m▼ 11.3%€3.5m▲ 25.5%€4.2m▲ 20.1%€3.8m▼ 9.1%€3.7m▼ 4.0%
Working capital€0.5mwithin the sector's middle half▼ 43.1%€1.1mabove the sector's middle half▲ 95.9%€1.1mabove the sector's middle half▲ 7.6%€0.8mabove the sector's middle half▼ 31.1%€1.4mabove the sector's middle half▲ 73.5%
Solvency3.2%below the sector's middle half▲ 0.3pp2.7%below the sector's middle half▼ 0.6pp0.8%below the sector's middle half▼ 1.8pp2.5%below the sector's middle half▲ 1.7pp3.7%below the sector's middle half▲ 1.2pp
Current ratio3.83above the sector's middle half▼ 4.073.75within the sector's middle half▼ 0.082.20within the sector's middle half▼ 1.551.80within the sector's middle half▼ 0.405.59above the sector's middle half▲ 3.79
Return on assets (ROA)-0.1%within the sector's middle half▼ 1.0pp0.1%below the sector's middle half▲ 0.1pp-1.4%below the sector's middle half▼ 1.5pp1.6%within the sector's middle half▲ 3.0pp1.2%below the sector's middle half▼ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.8m
Fixed assets
€2.1m =
Current assets
€1.7m ▼ 6.2%
Equity and liabilities €3.8m
Equity
€141,505 ▲ 45.0%
Debt
€3.7m ▼ 4.0%
Debt's share of the balance-sheet total falls from 97.5% to 96.3%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
ROE
31.0%▼
2023 · 63.4%
Debt ≤ 1 year
€296,610▼
2023 · €981,413
Debt > 1 year
€3.4m▲
2023 · €2.8m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €30,635 | €46,300 | €69,880 | €212,653 | €98,185 | ▼ 53.8% |
| Goods, raw materials, services and sundry goods60/61 | - | €22,631 | €108,545 | €53,776 | €28,321 | ▼ 47.3% |
| Other operating charges640/8 | - | €1,736 | €868 | €960 | - | - |
| Non-recurring operating charges66A | - | - | €100 | - | €50 | - |
| Gross operating margin9900 | €18,482 | €23,669 | -€38,665 | €158,877 | €69,864 | ▼ 56.0% |
| Operating profit (loss)9901 | €18,482 | €21,933 | -€39,633 | €157,917 | €69,814 | ▼ 55.8% |
| Financial income75/76B | - | - | €975 | €30,361 | €7,314 | ▼ 75.9% |
| Recurring financial income75 | - | - | €975 | €30,361 | €7,314 | ▼ 75.9% |
| Financial charges65/66B | - | €19,194 | €21,107 | €39,329 | €33,221 | ▼ 15.5% |
| Recurring financial charges65 | €20,125 | €19,194 | €21,107 | €39,329 | €33,221 | ▼ 15.5% |
| Profit (loss) for the period before taxes9903 | -€1,643 | €2,739 | -€59,765 | €148,950 | €43,907 | ▼ 70.5% |
| Income taxes67/77 | - | - | - | €87,044 | - | - |
| Profit (loss) for the period9904 | -€1,643 | €2,739 | -€59,765 | €61,905 | €43,907 | ▼ 29.1% |
| Profit (loss) for the period to be appropriated9905 | -€1,643 | €2,739 | -€59,765 | €61,905 | €43,907 | ▼ 29.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.9m | €3.6m | €4.2m | €3.9m | €3.8m | ▼ 2.8% |
| Fixed assets21/28 | €2.1m | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Financial fixed assets28 | €2.1m | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Current assets29/58 | €0.7m | €1.4m | €2.1m | €1.8m | €1.7m | ▼ 6.2% |
| Amounts receivable within one year40/41 | €0.7m | €1.1m | €1.5m | €1.5m | €1.5m | ▲ 1.0% |
| Other amounts receivable41 | - | €1.1m | €1.5m | €1.5m | €1.5m | ▲ 1.0% |
| Cash at bank and in hand54/58 | €12 | €0.4m | €0.6m | €0.2m | €0.1m | ▼ 50.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.9m | €3.6m | €4.2m | €3.9m | €3.8m | ▼ 2.8% |
| Equity10/15 | €0.09m | €0.1m | €0.04m | €0.1m | €0.1m | ▲ 45.0% |
| Contributions10/11 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Capital10 | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Issued capital100 | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Profit (loss) carried forward14 | -€0.007m | -€0.005m | -€0.06m | -€0.002m | €0.04m | ▲ 1,828% |
| Amounts payable17/49 | €2.8m | €3.5m | €4.2m | €3.8m | €3.7m | ▼ 4.0% |
| Amounts payable after more than one year17 | €2.6m | €3.1m | €3.2m | €2.8m | €3.4m | ▲ 18.8% |
| Financial debts170/4 | - | €3.1m | €3.2m | €2.8m | €3.4m | ▲ 18.8% |
| Amounts payable within one year42/48 | €0.2m | €0.4m | €0.9m | €1.0m | €0.3m | ▼ 69.8% |
| Current portion of amounts payable after more than one year42 | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Trade debts44 | €0.004m | €0.006m | €0.004m | €0.004m | €0.005m | ▲ 16.6% |
| Suppliers440/4 | - | €0.006m | €0.004m | €0.004m | €0.005m | ▲ 16.6% |
| Other amounts payable47/48 | - | €0.3m | €0.8m | €0.9m | €0.2m | ▼ 80.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,643 | €2,739 | -€59,765 | €61,905 | €43,907 | ▼ 29.1% |
| Operating cash flow (approximation) | -€1,643 | €2,739 | -€59,765 | €61,905 | €43,907 | ▼ 29.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €391,756 | €187,831 | -€334,139 | -€123,563 | ▲ 63.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
X. LI
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BE 0677.538.367
Tessenderlo-Ham · Eq €141,467
Bayram Consult
BE 1003.537.155
Beringen · Eq €141,576
PITTEVILS MANAGEMENT
BE 0776.733.735
Bilzen-Hoeselt · Eq €141,619
FLEMASJ
BE 0883.025.543
Brasschaat · Eq €141,622
Of 24,721 companies in this sector we hold annual accounts for 19,804. 13,117 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
13 eventsLatest 08-09-2025
History
Acts, filings and financial milestones
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 5.59
Current ratio from 1.80 to 5.59; short-term debt falls from €981,413 to €296,610.
31-12
Financial
Equity above €100,000Eq €141,505 ▲45%
2 profitable years in a row build equity to €141,505.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Back to profitnet €61,905
Net result €61,905 after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
31-12
Financial
Weakest financial yearnet -€59,765
Net result drops to -€59,765, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Back to profitnet €2,739
Net result €2,739 after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 92 days late
2020
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 103 days late
2019
31-12
Financial
Back to profitnet €29,995
Net result €29,995 after one loss-making year.
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company (pre-2019) · founded 07-09-2017Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded07-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0680812217
Registered
02-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Ground area
75 m²
Building footprint
65 m²
Volume, LiDAR
837 m³
Parcel 21812N0437/00B000, Brussels · tallest building 21.1 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Holcittur
since 2017unit no. 2.268.143.674
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0437/00B000 | Brussels | 75 m² | 1 · 65 m² | 21.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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