Talisman
ActiveTalisman is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-71k) and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 6156 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6156 sector peers (2024).
NBB · sector comparisonPosition among 6156 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
30 d late
2022
71 d late
2021
26 d late
2020
122 d late
2019
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-71k▼ 15.1%
2023 · €-62k
2018: €13k
2019: €12k
2020: €16k
2021: €-6k
2022: €-60k
2023: €-62k
2018 → 2024
Net result
€-9k▼ 475%
2023 · €-2k
2018: €-5k
2019: €-2k
2020: €5k
2021: €-22k
2022: €-55k
2023: €-2k
2018 → 2024
Total assets
€1.56M▼ 3.2%
2023 · €1.61M
2018: €69k
2019: €1.21M
2020: €1.33M
2021: €1.66M
2022: €1.33M
2023: €1.61M
2018 → 2024
Solvency
-4.6%▼ 0.7pp
2023 · -3.8%
2018: 19.4%
2019: 1.0%
2020: 1.2%
2021: -0.3%
2022: -4.5%
2023: -3.8%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€16k-€-6k€-60k▼ 984%€-62k▼ 2.7%€-71k▼ 15.1%
Operating result€3k-€-13k€-51k▼ 308%€-11k▲ 78.8%€-24k▼ 120%
Net result€5k-€-22k€-55k▼ 148%€-2k▲ 97.0%€-9k▼ 475%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2024 against €11k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.56M
Fixed assets
€976k▲ 0.5%
Current assets
€579k▼ 8.9%
Key figures and ratios
Solvency
-4.6%▼
2023 · -3.8%
ROA
-0.6%▼
2023 · -0.1%
Debt
€1.63M▼
2023 · €1.67M
Debt ≤ 1 year
€1.63M▼
2023 · €1.66M
Income taxes
€178▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.61M€1.56M▼
Fixed assets21/28€971k€976k▲
Tangible fixed assets22/27€971k€976k▲
Land and buildings22€942k€955k▲
Furniture and vehicles24€29k€21k▼
Financial fixed assets28€0€0=
Current assets29/58€636k€579k▼
Amounts receivable within one year40/41-€13k
Other amounts receivable41-€13k
Cash at bank and in hand54/58€636k€566k▼
Equity and liabilities
Total equity and liabilities10/49€1.61M€1.56M▼
Equity10/15€-62k€-71k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-80k€-90k▼
Amounts payable17/49€1.67M€1.63M▼
Amounts payable within one year42/48€1.66M€1.63M▼
Trade debts44€34€62▲
Suppliers440/4€34€62▲
Taxes, remuneration and social security45-€374
Taxes450/3-€374
Other amounts payable47/48€1.66M€1.63M▼
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€613€7k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-9k€-15k▼
Operating profit (loss)9901€-11k€-24k▼
Financial income75/76B€13k€15k▲
Recurring financial income75€13k€15k▲
Financial charges65/66B€96€0▼
Recurring financial charges65€96€0▼
Profit (loss) for the period before taxes9903€3k€-9k▼
Income taxes67/77€4k€178▼
Profit (loss) for the period9904€-2k€-9k▼
Profit (loss) for the period to be appropriated9905€-2k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-90k▼
Profit (loss) brought forward from the previous period14P€-79k€-80k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 53 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 71 days late
2022
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 122 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 47 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodeland 262160 WommelgemGround area
770 m²
Building footprint
220 m²
Volume, LiDAR
924 m³
Parcel 11052D0004/00M000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Talisman
since 20182.279.599.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052D0004/00M000 | Flanders | 770 m² | 1 · 220 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 6,709 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.