Turnover
≈ €240,000 estimated
The micro format states no turnover.
LHOMME OCCASIONS
Lifetime
1 annual account with figurespeak €17,345 (2024)
€17,345
peak €13,008 (2024)
€13,008
peak €18,008 (2024)
€18,008
€30,605
Board1 name since 2023
1 directorLHOMME Didier Arnold Albert Ghislain
Documentsfilings and deeds
28-10-202589 days late
2024micro format
First year with figures
Key points
from the 2024 annual accounts2024 accounts filed 89 days after the deadline
Checked score
37
Weak
Financially stronger than 55% of micro companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 1.8%lowest value
02-2025: 1.8%● unchanged vs 01-2025lowest value
03-2025: 1.9%▲ +0.1 percentage points vs 02-2025
04-2025: 2.2%▲ +0.3 percentage points vs 03-2025
05-2025: 2.3%▲ +0.1 percentage points vs 04-2025
06-2025: 2.6%▲ +0.3 percentage points vs 05-2025
07-2025: 2.6%● unchanged vs 06-2025
08-2025: 2.8%▲ +0.2 percentage points vs 07-2025
09-2025: 2.8%● unchanged vs 08-2025
10-2025: 2.7%▼ -0.1 percentage points vs 09-2025
11-2025: 3.8%▲ +1.1 percentage points vs 10-2025
12-2025: 4.0%▲ +0.2 percentage points vs 11-2025
01-2026: 4.0%● unchanged vs 12-2025
02-2026: 4.0%● unchanged vs 01-2026
03-2026: 4.0%● unchanged vs 02-2026
04-2026: 4.1%▲ +0.1 percentage points vs 03-2026
05-2026: 4.1%● unchanged vs 04-2026
06-2026: 4.1%● unchanged vs 05-2026
07-2026: 4.1%● unchanged vs 06-2026
08-2026: 4.9%▲ +0.8 percentage points vs 07-2026
09-2026: 5.0%▲ +0.1 percentage points vs 08-2026
10-2026: 6.4%▲ +1.4 percentage points vs 09-2026highest value
11-2026: 6.4%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 89 days late; 1 of the last 3 accounts late
Figures for financial year 2024 (filed on 28-10-2025)
Founded in 2023
Size: total assets €48,613
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 52% of them on solvency, 17% on liquidity and 96% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as LHOMME OCCASIONS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of LHOMME OCCASIONS itself is higher: 6.4% within 12 months. It rests on far more data about LHOMME OCCASIONS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for LHOMME OCCASIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.13, below the usual 1.5. Short-term debt is 63% and cash 1.2% of total assets. 63% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2024 accounts filed 89 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 89 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003858542
Incorporation
Founder: LHOMME Didier Arnold Albert Ghislain · 50 shares · Appointment: LHOMME Didier Arnold Albert Ghislain (director) · published on 28-12-2023 · Gazette deed
First establishment
Rue de Huy 56/1, Faimes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LHOMME OCCASIONS Faimes | €48,613 | €17,345 | 37.0% | - |
| EVALVOITURE Kraainem | €51,764 | €20,063 | 61.6% | - |
| SRD CAR Sint-Genesius-Rode | €52,394 | €21,761 | 43.5% | - |
| JASON MOTORS Kortrijk | €47,060 | €14,147 | 14.5% | - |
| MCH CARS Ternat | €50,144 | €21,813 | 88.5% | - |
| SOUSSI MARKET Schaerbeek | €39,541 | €18,672 | 23.3% | - |
| FM AUTOMOBILE Charleroi | €51,154 | €12,358 | 46.5% | - |
These companies have the same main activity as LHOMME OCCASIONS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €39,500 and €52,400, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 22-12-2023Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 3 others
- Establishment unit
- 2.360.913.6824317 Faimes, since 22-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Insights on LHOMME OCCASIONS
The computed 12-month bankruptcy probability of LHOMME OCCASIONS is 6.4% (elevated). The 2024 annual accounts show equity of €18,008 and a net result of €13,008.
Its solvency ranks better than 54% of 25,553 sector peers (NACE 47, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LHOMME OCCASIONS
- What is the company number of LHOMME OCCASIONS?
- The company number of LHOMME OCCASIONS is 1003.858.542. The VAT number is the same number with BE in front: BE 1003.858.542.
- Where is LHOMME OCCASIONS based?
- The registered office is at Rue de Huy 12, 4317 Faimes.Company details
- What does LHOMME OCCASIONS do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of LHOMME OCCASIONS?
- LHOMME OCCASIONS is a private limited company (BV).
- When was LHOMME OCCASIONS founded?
- LHOMME OCCASIONS was founded on 22-12-2023.
- Is LHOMME OCCASIONS still active?
- Yes, LHOMME OCCASIONS is an active enterprise in the KBO register.
- What is the turnover of LHOMME OCCASIONS?
- The turnover in financial year 2024 is ≈ €240,000. This figure is estimated from the gross margin of €17,345 and 72 comparable companies (NACE 47811). It probably lies between €130,000 and €800,000. It is a rough estimate.Financials
- Is LHOMME OCCASIONS profitable?
- In financial year 2024, LHOMME OCCASIONS made a profit of €13,008.
- Where can I find the annual accounts of LHOMME OCCASIONS?
- LHOMME OCCASIONS filed 1 annual account with the National Bank of Belgium, for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.