SRD CAR
ActiveThe computed 12-month bankruptcy probability of SRD CAR is 1.8% (moderate). The 2025 annual accounts show equity of €23k and a net result of €17k. Its solvency ranks better than 58% of 18016 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
92
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency68▲+8
Growth78
Stability82
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.46 in 2024), and 56.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.5%
Return on assets
31.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€160k
EBIT margin
13.1%
Net result
€17k▲ 415%
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€2k▼ 60.3%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€160k
Equity€6k-€23k▲ 266%
Operating result€4k-€21k▲ 421%
Net result€3k-€17k▲ 415%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 421% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€20k
Current assets
€32k
Equity and liabilities €52k
Equity
€23k▲ 266%
Debt
€30k▲ 118%
The debt ratio falls from 68.6% to 56.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€22k
Cash flow
€17k
Solvency
43.5%▲
2024 · 31.4%
Current ratio
1.08▼
2024 · 1.46
Quick ratio
0.83▲
2024 · 0.70
Debt / equity
1.30▼
2024 · 2.18
ROE
72.7%▲
2024 · 51.7%
ROA
31.6%▲
2024 · 16.2%
Interest coverage
116.89
Debt
€30k▲
2024 · €14k
Debt ≤ 1 year
€30k▲
2024 · €14k
Income taxes
€4k▲
2024 · €804
Staff costs
€0▼
2024 · €123
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€52k▲
Fixed assets21/28-€20k
Tangible fixed assets22/27-€20k
Furniture and vehicles24-€20k
Current assets29/58€20k€32k▲
Stocks and contracts in progress3€10k€7k▼
Stocks30/36€10k€7k▼
Amounts receivable within one year40/41€7k€7k▼
Trade receivables40€7k€6k▼
Other amounts receivable41€597€1k▲
Cash at bank and in hand54/58€2k€18k▲
Equity and liabilities
Total equity and liabilities10/49€20k€52k▲
Equity10/15€6k€23k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€3k€20k▲
Amounts payable17/49€14k€30k▲
Amounts payable within one year42/48€14k€30k▲
Trade debts44€6k€25k▲
Suppliers440/4€6k€25k▲
Taxes, remuneration and social security45€804€4k▲
Taxes450/3€804€4k▲
Other amounts payable47/48€6k€0▼
Income statement
Code20242025
Turnover70-€160k
Non-recurring operating income76A-€1k
Goods, raw materials, services and sundry goods60/61-€140k
Remuneration, social security and pensions62€123€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€700
Non-recurring operating charges66A€129€116▼
Gross operating margin9900€4k€22k▲
Operating profit (loss)9901€4k€21k▲
Financial charges65/66B€0€185▲
Recurring financial charges65€0€185▲
Profit (loss) for the period before taxes9903€4k€21k▲
Income taxes67/77€804€4k▲
Profit (loss) for the period9904€3k€17k▲
Profit (loss) for the period to be appropriated9905€3k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€20k▲
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloose Steenweg 2001640 Sint-Genesius-RodeGround area
7,441 m²
Building footprint
1,497 m²
Volume, LiDAR
16,938 m³
2 parcels, Flanders, Wallonia · tallest building 23.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SRD Car - SRD CONCEPT
since 20232.352.164.084
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0048/00Z025 | Flanders | 7,308 m² | 1 · 1,453 m² | 23.0 m · 4 fl. |
| 62810A1297/00L003 | Wallonia | 133 m² | 1 · 43 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARM COMPANY
BE 0672.930.273
Ternat · Eq €23k
CHIPTUNING PLUS
BE 0816.895.297
Dilsen-Stokkem · Eq €23k
A.L.M. CARS
BE 0893.929.036
Vorst · Eq €23k
ANCARS
BE 0798.544.778
Antwerpen · Eq €23k
KHALIFA
BE 0644.384.856
Sint-Lambrechts-Woluwe · Eq €23k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 2,740 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2023
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info.srd.car@gmail.com