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DSK Consult

Active
Private limited companyfounded 200916 yrs activeRue Inchebroux 37, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0820.821.423

DSK Consult has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €28k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 48% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-2
Solvency78▲+7
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.22 in 2024; short-term debt: 22.4% and cash: 27% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52.8%
Return on assets
19.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €78k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
9 d late
2024
11 d late
2023
51 d early
2022
2 d late
2021
on the day
2020
46 d early
2019
59 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€78k▲ 56.7%
2024 · €50k
2018: €55k 2019: €53k 2020: €56k 2021: €87k 2022: €33k 2023: €54k 2024: €50k
2018 → 2025
Total assets
€149k▲ 37.0%
2024 · €108k
2018: €62k 2019: €65k 2020: €69k 2021: €94k 2022: €115k 2023: €73k 2024: €108k
2018 → 2025
Net result
€28k▲ 25.4%
2024 · €23k
2018: €27k 2019: €6k 2020: €9k 2021: €32k 2022: €-55k 2023: €22k 2024: €23k
2018 → 2025
Working capital
€34k▲ 398%
2024 · €7k
2018: €52k 2019: €50k 2020: €53k 2021: €39k 2022: €33k 2023: €11k 2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€87k-€33k▼ 62.6%€54k▲ 66.8%€50k▼ 8.0%€78k▲ 56.7%
Operating result€45k-€-52k€23k€31k▲ 38.5%€42k▲ 34.5%
Net result€32k-€-55k€22k€23k▲ 3.8%€28k▲ 25.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-75k€-50k€-25k€0€25k€50kOperating result 2021: €45k€45kNet result 2021: €32k€32kOperating result 2022: €-52k€-52kNet result 2022: €-55k€-55kOperating result 2023: €23k€23kNet result 2023: €22k€22kOperating result 2024: €31k€31kNet result 2024: €23k€23kOperating result 2025: €42k€42kNet result 2025: €28k€28k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets €81k▲ 15.8%
Current assets €67k▲ 75.7%
Equity and liabilities €149k
Equity €78k▲ 56.7%
Debt €70k▲ 20.2%
The debt ratio falls from 53.8% to 47.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€57k
2024 · €38k
Cash flow
€44k
2024 · €30k
Solvency
52.8%
2024 · 46.2%
Current ratio
2.03
2024 · 1.22
Quick ratio
2.03
2024 · 1.22
Debt / equity
0.89
2024 · 1.17
ROE
36.2%
2024 · 45.2%
ROA
19.1%
2024 · 20.9%
Interest coverage
27.70
2024 · 40.38
Debt
€70k
2024 · €58k
Debt ≤ 1 year
€33k
2024 · €32k
Debt > 1 year
€37k
2024 · €27k
Income taxes
€11k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€108k€149k
Fixed assets21/28€70k€81k
Tangible fixed assets22/27€68k€79k
Furniture and vehicles24€35k€53k
Leasing and similar rights25€33k€26k
Financial fixed assets28€2k€2k=
Current assets29/58€38k€67k
Amounts receivable within one year40/41€26k€24k
Trade receivables40€24k€21k
Other amounts receivable41€2k€3k
Cash at bank and in hand54/58€9k€40k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€108k€149k
Equity10/15€50k€78k
Contributions10/11€6k€6k=
Reserves13€56k€72k
Distributable reserves133€56k€72k
Profit (loss) carried forward14€-12k-
Amounts payable17/49€58k€70k
Amounts payable after more than one year17€27k€37k
Financial debts170/4€27k€37k
Amounts payable within one year42/48€32k€33k
Current portion of amounts payable after more than one year42€10k€11k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€16k€18k
Taxes450/3€16k€18k
Other amounts payable47/48€3k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€15k
Other operating charges640/8€9k€2k
Gross operating margin9900€47k€59k
Operating profit (loss)9901€31k€42k
Financial income75/76B€1€0
Recurring financial income75€1€0
Financial charges65/66B€949€2k
Recurring financial charges65€949€2k
Profit (loss) for the period before taxes9903€30k€40k
Income taxes67/77€8k€11k
Profit (loss) for the period9904€23k€28k
Profit (loss) for the period to be appropriated9905€23k€28k
Appropriation of the result
Profit (loss) to be appropriated9906€10k€16k
Profit (loss) brought forward from the previous period14P€-12k€-12k=
Transfer from equity791/2€27k-
Transfer to equity691/2€23k€16k
To other reserves6921€23k€16k
Profit to be distributed694/7€27k-
Return on contributions (dividend)694€27k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
11-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
10-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
02-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial Weakest financial yearnet €-55k ▼273%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €32k ▲239%
Operating result €45k, net result €32k, both a record.
15-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
15-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Inchebroux 371325 Chaumont-Gistoux
Ground area
712 m²
Building footprint
113 m²
Volume, LiDAR
905 m³
Parcel 25018C0064/00C000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DSK Consult
Rue Inchebroux 37, 1325 Chaumont-GistouxOther financial services
since 20092.182.973.419
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25018C0064/00C000 Wallonia 712 m² 1 · 113 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,077 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-11-2009
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:010/223983
Establishment Chaumont-Gistoux 2.182.973.419