Legame
ActiveLegame has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-7k) and a net result of €-16k. Its solvency ranks better than 13% of 2027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-83
Solvency7▼-36
Growth32
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 2.83 in 2024; short-term debt: 64.2% and cash: 6.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.4%
Return on assets
-39.6%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€39k▼ 17.3%
2024 · €48k
2024: €48k
2024 → 2025
Net result
€-16k
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€-22k
2024 · €21k
2024: €21k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€8k-€-7k
Operating result€9k-€-14k
Net result€5k-€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€36k▲ 140%
Current assets
€3k▼ 90.6%
Key figures and ratios
EBITDA
€-10k▼
2024 · €9k
Cash flow
€-12k▼
2024 · €6k
Solvency
-18.4%▼
2024 · 17.5%
Current ratio
0.12▼
2024 · 2.83
Quick ratio
0.12▼
2024 · 2.83
Debt / equity
-6.42▼
2024 · 4.71
ROA
-39.6%▼
2024 · 11.2%
Interest coverage
-5.29▼
2024 · 7.56
Debt
€47k▲
2024 · €39k
Debt ≤ 1 year
€25k▲
2024 · €11k
Debt > 1 year
€21k▼
2024 · €28k
Income taxes
€64▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€39k▼
Fixed assets21/28€15k€36k▲
Tangible fixed assets22/27€15k€36k▲
Land and buildings22€15k€36k▲
Plant, machinery and equipment23-€214
Current assets29/58€33k€3k▼
Amounts receivable within one year40/41€24k€451▼
Trade receivables40€24k€450▼
Other amounts receivable41-€1
Cash at bank and in hand54/58€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€48k€39k▼
Equity10/15€8k€-7k▼
Contributions10/11€3k€3k=
Outside capital11€3k-
Other1109/19€3k-
Profit (loss) carried forward14€5k€-10k▼
Amounts payable17/49€39k€47k▲
Amounts payable after more than one year17€28k€21k▼
Financial debts170/4€28k€21k▼
Amounts payable within one year42/48€11k€25k▲
Current portion of amounts payable after more than one year42-€3k
Trade debts44€537€11k▲
Suppliers440/4€537€11k▲
Taxes, remuneration and social security45€2k€64▼
Taxes450/3€2k€64▼
Other amounts payable47/48€9k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€875€4k▲
Other operating charges640/8€1k€66▼
Gross operating margin9900€11k€-10k▼
Operating profit (loss)9901€9k€-14k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€7k€-16k▼
Income taxes67/77€2k€64▼
Profit (loss) for the period9904€5k€-16k▼
Profit (loss) for the period to be appropriated9905€5k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-10k▼
Profit (loss) brought forward from the previous period14P-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenhoef 773270 Scherpenheuvel-ZichemGround area
1,257 m²
Building footprint
234 m²
Volume, LiDAR
1,564 m³
Parcel 24098B0088/00B002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Legame
since 20232.349.228.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24098B0088/00B002 | Flanders | 1,257 m² | 1 · 234 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONVIARE
BE 1029.377.658
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Graines de Plénitude
BE 0755.383.738
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KINDNESS COACHING
BE 0791.629.173
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Of 998 companies in sector 85593 we hold annual accounts for 129. 40 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2023
Fiscal year end30-06
Activities, NACEBEL
85593Socio-cultural adult education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.