Davidsfonds Brussel
ActiveSummary
Davidsfonds Brussel has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-12k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-38
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 32.7 against 18.6 in 2024; short-term debt: 3.1% and cash: 90.6% of total assets), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
-21.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
48 d early
2023
28 d early
2022
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 20.2%
2024 · €62k
2022: €-7k
2023: €54k
2024: €62k
2022 → 2025
Total assets
€58k▼ 19.6%
2024 · €72k
2022: €117k
2023: €69k
2024: €72k
2022 → 2025
Net result
€-12k
2024 · €93
2022: €-6k
2023: €-9k
2024: €93
2022 → 2025
Working capital
€56k▼ 17.6%
2024 · €68k
2022: €-224
2023: €57k
2024: €68k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-7k-€54k€62k▲ 15.0%€50k▼ 20.2%
Operating result€-6k-€-9k▼ 59.6%€16€-14k
Net result€-6k-€-9k▼ 59.6%€93€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €16 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €58k
Equity
€50k ▼ 20.2%
Debt
€8k ▼ 16.1%
The debt ratio rises from 13.7% to 14.3%. Equity and debt are lower.
Key figures and ratios
Current ratio
32.70▲
2024 · 18.60
Debt / equity
0.17▲
2024 · 0.16
ROE
-25.2%▼
2024 · 0.2%
ROA
-21.6%▼
2024 · 0.1%
Debt ≤ 1 year
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€72k€58k▼
Current assets29/58€72k€58k▼
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40€2k€696▼
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€66k€52k▼
Deferred charges and accrued income490/1€160-
Equity and liabilities
Total equity and liabilities10/49€72k€58k▼
Equity10/15€62k€50k▼
Contributions10/11€78k€78k=
Capital10€78k€78k=
Profit (loss) carried forward14€-16k€-28k▼
Amounts payable17/49€10k€8k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Accrued charges and deferred income492/3€6k€6k▲
Income statement
Code20242025
Other operating charges640/8€3k€500▼
Gross operating margin9900€3k€-14k▼
Operating profit (loss)9901€16€-14k▼
Financial income75/76B€160€2k▲
Recurring financial income75€160€4▼
Non-recurring financial income76B€160€2k▲
Financial charges65/66B€82€87▲
Recurring financial charges65€82€87▲
Profit (loss) for the period before taxes9903€93€-12k▼
Profit (loss) for the period9904€93€-12k▼
Profit (loss) for the period to be appropriated9905€93€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-28k▼
Profit (loss) brought forward from the previous period14P€-16k€-16k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-12k ▼13510%
Net result drops to €-12k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €93
Net result €93 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 18.60
Current ratio from 6.06 to 18.60; short-term debt falls from €11k to €4k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 6current ratio 6.06
Current ratio from 1.00 to 6.06; short-term debt falls from €117k to €11k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grasmarkt 611000 BrusselGround area
772 m²
Building footprint
665 m²
Volume, LiDAR
13,397 m³
Parcel 21004A0421/00C000, Brussels · tallest building 24.2 m, ±7 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A0421/00C000 | Brussels | 772 m² | 1 · 665 m² | 24.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 998 companies in sector 85593 we hold annual accounts for 129. 79 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded16-06-2021
Fiscal year end31-12
Activities, NACEBEL
85593Socio-cultural adult education
94992Activities of membership organisations
94999Other membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.