KINDNESS COACHING
ActiveKINDNESS COACHING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €4k. Equity is growing by ~203.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 2034 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-54
Solvency36▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 2034 sector peers (2025).
NBB · sector comparisonPosition among 2034 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
44 d early
2024
on the day
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 176%
2024 · €2k
2023: €-18k
2024: €2k
2023 → 2025
Total assets
€52k▲ 32.1%
2024 · €40k
2023: €25k
2024: €40k
2023 → 2025
Net result
€4k▼ 81.4%
2024 · €20k
2023: €-20k
2024: €20k
2023 → 2025
Working capital
€29k▲ 11,774%
2024 · €246
2023: €-19k
2024: €246
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-18k-€2k€6k▲ 176%
Operating result€-16k-€29k€8k▼ 72.0%
Net result€-20k-€20k€4k▼ 81.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€2k▼ 21.8%
Current assets
€51k▲ 35.4%
Equity and liabilities €52k
Equity
€6k▲ 176%
Debt
€47k▲ 24.1%
The debt ratio falls from 94.8% to 89.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €30k
Cash flow
€4k▼
2024 · €21k
Solvency
11.0%▲
2024 · 5.2%
Current ratio
2.37▲
2024 · 1.01
Quick ratio
2.37▲
2024 · 1.01
Debt / equity
8.11▼
2024 · 18.06
ROE
63.8%▼
2024 · 946.9%
ROA
7.0%▼
2024 · 49.7%
Interest coverage
2.27▼
2024 · 6.55
Debt
€47k▲
2024 · €38k
Debt ≤ 1 year
€21k▼
2024 · €37k
Debt > 1 year
€25k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€52k▲
Fixed assets21/28€2k€2k▼
Intangible fixed assets21€536€395▼
Tangible fixed assets22/27€2k€1k▼
Land and buildings22-€869
Furniture and vehicles24€501€369▼
Other tangible fixed assets26€1k-
Financial fixed assets28€133€133=
Current assets29/58€37k€51k▲
Amounts receivable within one year40/41€33k€51k▲
Trade receivables40€19k-
Other amounts receivable41€14k€51k▲
Cash at bank and in hand54/58€115-
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€40k€52k▲
Equity10/15€2k€6k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-357€3k▲
Amounts payable17/49€38k€47k▲
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€37k€21k▼
Financial debts43€10k€7k▼
Credit institutions430/8€10k€7k▼
Trade debts44€19k€2k▼
Suppliers440/4€19k€2k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€13k▲
Accrued charges and deferred income492/3€424-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€493▼
Other operating charges640/8-€486
Gross operating margin9900€30k€9k▼
Operating profit (loss)9901€29k€8k▼
Financial income75/76B€516€3k▲
Recurring financial income75€516€3k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B€294-
Profit (loss) for the period before taxes9903€25k€8k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€20k€4k▼
Profit (loss) for the period to be appropriated9905€20k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-357€3k▲
Profit (loss) brought forward from the previous period14P€-20k€-357▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 2.37
Current ratio from 1.01 to 2.37; short-term debt falls from €37k to €21k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Courtils(T) 267070 Le RoeulxGround area
601 m²
Building footprint
64 m²
Parcel 55043B0507/00T002, Wallonia. Linked by address, not a title deed.
1 establishment unit
KINDNESS COACHING
since 20222.336.226.786
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55043B0507/00T002 | Wallonia | 601 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 998 companies in sector 85593 we hold annual accounts for 129. 35 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2022
Fiscal year end30-09
Activities, NACEBEL
85593Socio-cultural adult education
47120Other non-specialised retail sale
47715Retail trade
47910Retail trade
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.