Equity
€839,654 from €2.4m in 2021
Equity fell by 65% in 4 years.
Leasense
Lifetime
15 annual accounts with figures on one time axispeak €14.5m (2017)
-not published
lowest -€374,386 (2025)
-€374,386▼ €538,454
peak €2.4m (2021)
€839,654▼ 39.6%
€427,132▼ 50.1%
peak 7 FTE (2016)
-not published
Board5 names since 2017
3 directorsJan Deknuydt and 2 others
Owners7 names in the annual accountsall names
100%J&T AUTOLEASE and 1 other
Documentsfilings and deeds
02-07-202629 days before the deadline
2025financial year
Gross margin from €141,547 to -€368,602Loss of €374,3863 directors reappointed 25-08Dividend €175,000Equity from €1.4m to €839,654Debts from €855,213 to €427,132
Key points
from the 2025 annual accountsResult
-€374,386 -€374,386
From profit to loss in 2025, after a profit of €164,068 in 2024.
At the same address
29 companies
Checked score
83
Excellent
Financially stronger than 33% of micro companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,166 companies (NACE 77, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €374,386 (financial year 2025)
Liquidity: current ratio 3.21, cash €5,000, halved
lowers risk
Size: total assets €1.3m
Founded in 2009
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 76% of them on solvency, 36% on liquidity, 6% on profitability and 13% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 376 companies had the same profile as Leasense has now. Each dot is one company, two years later.
91.8%
were still trading
7.2%
stopped another way
0.8%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Leasense itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 376 companies, not a prediction for Leasense. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.21 (2.73 in 2024), above the usual 1.5. Short-term debt is 31.2% and cash 0.4% of total assets. 34.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
21 days late
2023
19 days early
2022
7 days early
2021
23 days early
2020
90 days late
2019
62 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- J&T AUTOLEASE 100%score 67equity €67.0m (2025) · annual accounts 2025
- Van Mossel Automotive Group BV consolidatesannual accounts 2025
Recent changes
Reappointment: EY Bedrijfsrevisoren BV (statutory auditor)
Permanent representative: Han Wevers · General meeting of 15-07-2026 · Gazette deed
3 directors reappointed
Henricus W.S.M. Berkhof, Jan Deknuydt and International Car Lease Holding België NV · Permanent representative: Koen Claesen · Board meeting of 27-06-2025 · Gazette deed
Permanent representative: Han Wevers
Reappointment: ERNST & YOUNG BEDRIJFSREVISOREN (statutory auditor) · General meeting of 27-06-2023 · Gazette deed
Reappointments: Henricus Wilhelmus Simon Maria Berkhof (director) and Jan Deknuydt (director)
General meeting of 24-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Leasense Antwerp | €1.3m | -€368,602 | 65.4% | - |
| KREARENT Antwerp | €1.1m | -€34,725 | -144.1% | 0 |
| Rudi Das Maaseik | €0.8m | -€23,802 | 99.2% | - |
| C.M.S. Estaimpuis | €1.2m | -€19,747 | 27.4% | - |
| WRC-INVEST Hulshout | €1.6m | -€1,013 | 97.3% | - |
| Hippiebus Assenede | €2.7m | -€19,332 | 88.7% | - |
| J.G.B.D. CONSULT Oostkamp | €2.4m | -€4,593 | 100.0% | - |
These companies have the same main activity as Leasense: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €765,000 and €2.7m, founded between 1998 and 2015.
Official details
Source: KBO- Status
- Active since 23-02-2009Normal situation
- Registered office
- 30 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Renting and leasing of cars and light motor vehiclesNACE 77110and 5 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.177.122.9332140 Antwerp, since 23-02-2009
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €1.3m▼ 42.8%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Companies linked to Leasense
Parent and group
Insights on Leasense
Leasense has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €839,654 and a net result of -€374,386.
Equity has been shrinking by about 10% per year since 2018. Its solvency ranks better than 69% of 544 sector peers (NACE 77, financial year 2025).
The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Leasense
- What is the company number of Leasense?
- The company number of Leasense is 0809.978.407. The VAT number is the same number with BE in front: BE 0809.978.407.
- Where is Leasense based?
- The registered office is at Noordersingel 19, 2140 Antwerp.Company details
- What does Leasense do?
- According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
- What is the legal form of Leasense?
- Leasense is a public limited company (NV).
- When was Leasense founded?
- Leasense was founded on 23-02-2009.
- Is Leasense still active?
- Yes, Leasense is an active enterprise in the KBO register.
- How many employees does Leasense have?
- Leasense had an average of 0.9 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does Leasense fall under?
- In its 2024 annual accounts, Leasense states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Leasense?
- The annual accounts for financial year 2025 state no turnover. In financial year 2019 turnover was €7.8m.
- Is Leasense profitable?
- In financial year 2025, Leasense made a loss of €374,386.
- Where can I find the annual accounts of Leasense?
- Leasense filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Leasense due?
- Leasense must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.Van Mossel Automotive Group Belux · 53 companies Compare this company with its sector.Sector benchmark
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