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C.M.S.

Active
Private limited companyfounded 200125 yrs activeRue du Pont Bleu(SL) 25, 7730 Estaimpuis, BelgiumKBO/BCE: BE 0474.573.191
Summary

C.M.S. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338,767 and a net result of -€186,684. Equity is shrinking by ~12.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 46% of 1767 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
C.M.S.ActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Renting and leasing of cars and light motor vehicles
NACE 77110NACE 45201NACE 92340
2 sites
Size
€1.2mtotal assets 2025
Staff
2.3 FTE
Equity
€338,767
Loss
-€186,684
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts on time0 of 2 deeds read
Why 82- Loss of €186,684, the second in a row (FY 2025)- 1 change of registered office in 24 months+ Size: total assets €1.2m+ Liquidity: current ratio 1.14, cash €410,089Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 52+52
equity 27.4% of total assets
Liquidity 52+35
short-term debt 72.6% · cash 33.1%
Profitability 0=
return on assets -15.1%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,160 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%▼ -2.4% vs 11-2024 01-2025: 1.1%▼ -0.3% vs 12-2024 02-2025: 1.0%▼ -3.4% vs 01-2025 03-2025: 1.0%▼ -2.6% vs 02-2025 04-2025: 1.0%▲ +3.5% vs 03-2025 05-2025: 1.5%▲ +41.3% vs 04-2025 06-2025: 1.1%▼ -27.5% vs 05-2025 07-2025: 1.1%● 0.0% vs 06-2025 08-2025: 1.1%● 0.0% vs 07-2025 09-2025: 1.1%● 0.0% vs 08-2025 10-2025: 2.3%▲ +114% vs 09-2025 11-2025: 2.3%● 0.0% vs 10-2025 12-2025: 2.2%▼ -2.2% vs 11-2025 01-2026: 2.3%▲ +1.7% vs 12-2025 02-2026: 2.3%▲ +2.7% vs 01-2026 03-2026: 2.2%▼ -4.7% vs 02-2026 04-2026: 2.4%▲ +9.3% vs 03-2026 05-2026: 3.0%▲ +25.3% vs 04-2026highest value 06-2026: 0.5%▼ -81.9% vs 05-2026lowest value 07-2026: 0.5%● 0.0% vs 06-2026lowest value 08-2026: 0.5%● 0.0% vs 07-2026lowest value 09-2026: 0.5%● 0.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Loss of €186,684, the second in a row (FY 2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €1.2m lowers the probability for this profile
  • Liquidity: current ratio 1.14, cash €410,089 lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.42 in 2024; short-term debt: 72.6% and cash: 33.1% of total assets), and 72.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 43%, liquidity 63%, profitability 6%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €186,684, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.14, cash €410,089
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
16 d late
2023
on the day
2022
5 d late
2021
3 d late
2020
on the day
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 3 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€186,684
  3. Liquidity triplescurrent ratio 1.14

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€186,684 View
  • Caution: Result fell in 2025from -€60,783 to -€186,684 ▼ 207% View
  • Caution: Among the weakest 5% on net resultsector median €5,511 · 1,768 companies -€186,684 View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Loss
-€186,684
Solvency
27.4%
Total assets▲ 283%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 30-04-2026Annual accounts filed
  2. 30-09-2025Weakest financial year
  3. 30-09-2025Liquidity triples
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Renting and leasing of cars and light motor…NACE 77110
Founded
11-04-2001
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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