J&T AUTOLEASE

Active

Public limited companyfounded 1977active for 48 yearsNoordersingel 19, 2140 Antwerpen, Belgium30 active companies are registered at this addressKBO/BCE: BE 0417.736.438

From the official registers: KBO 48 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

J&T AUTOLEASE has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67.0m and a net result of €11.9m. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 17% of 543 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

J&T AUTOLEASEActiveChecked score 67/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 29-11-1977 Normal situation
Legal form: Public limited company
Registered office: Noordersingel 19, 2140 Antwerpen
Activity: Renting and leasing of cars and light motor vehicles NACE 77110and 1 other
Establishment units: 5 establishment units
Financial year end: 31 December
Peppol: Reachable

Company details

Who decides

Board

Henricus W.S.M. BerkhofManaging director
International Car Lease Holding BelgiëManaging director · permanent representative Koen Claesen
Jan DeknuydtManaging director

Auditor: EY Bedrijfsrevisoren BV

Shareholders

International Car Lease Holding België100%annual accounts 2025
Van Mossel Automotive Group BVconsolidatesannual accounts 2025

Holdings: Shares in 1 company Leasense

Board & ownership

How it is doing

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Annual accounts 2025

Turnover: €176.4m; ▲ 11.0%
Profit: €11.9m; ▲ 23.2%
Equity: €67.0m; ▲ 21.6%
Total assets: €581.7m; ▲ 10.6%
Staff: 68.3 FTE; ▲ 11.6%

2025 accounts filed 48 days late

Filed on 17-09-2026at the National Bank

Financials

Why 67raises riskLiquidity: current ratio 0.09, cash €378,472Equity €67.0m (11.5% of total assets)Last filed accounts filed 48 days late; 1 of the last 3 latelowers riskFounded in 1977Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 53% of its sector peers (NACE 77, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 37+2

equity 11.5% of total assets

Liquidity 31-2

short-term debt 40.0% · cash 0.1%

Profitability 81=

return on assets 2.0%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (95 companies, NACE 77, medium-sized)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -0.6 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.9%▲ +0.3 percentage points vs 09-2026

Credit of up to €4,450,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.09, compared with 0.09 in 2024, below 1; short-term debt: 40% and cash: 0.1% of total assets), and 88.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, medium-sized): better than 28% on solvency, 25% on liquidity, 84% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Liquidity: current ratio 0.09, cash €378,472

NBB · annual accounts

Equity €67.0m (11.5% of total assets)

NBB · annual accounts

Founded in 1977

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Last filed accounts filed 48 days late; 1 of the last 3 late

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 543 sector peers (2025).

NBB · sector comparison

Position among 543 sector peers

Solvency

better than 17%

← weakest strongest →

2025 accounts filed 48 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

48 days late

2024

21 days late

2023

19 days early

2022

7 days early

2021

23 days early

2020

23 days late

2019

62 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Among the best 5% on net resultsector median €55,798 · 543 companies €11.9m View
Positive: 7 years of growth in a rowturnover 2025: €176.4m 7 years View

Documents

Key facts about J&T AUTOLEASE

What is the company number of J&T AUTOLEASE?: 0417.736.438. In Belgium the VAT number is the company number with BE in front: BE 0417.736.438.
Where is J&T AUTOLEASE based?: The registered office is at Noordersingel 19, 2140 Antwerpen.Company details
What does J&T AUTOLEASE do?: According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of J&T AUTOLEASE?: Public limited company (NV).
When was J&T AUTOLEASE founded?: On 29-11-1977.
Is J&T AUTOLEASE still active?: Yes, J&T AUTOLEASE is an active enterprise in the KBO register.
How many employees does J&T AUTOLEASE have?: On average 68.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of J&T AUTOLEASE?: €176.4m in financial year 2025, according to the filed annual accounts.
Is J&T AUTOLEASE profitable?: In financial year 2025, J&T AUTOLEASE made a profit of €11.9m.
Where can I find the annual accounts of J&T AUTOLEASE?: J&T AUTOLEASE filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of J&T AUTOLEASE due?: By 31-07-2027, for financial year 2026.Timeline

Companies related to J&T AUTOLEASE

Parent and group

Subsidiaries and holdings

Leasense100%

Comparable companies

H. ESSERS TRANSPORT COMPANYGenk
BMW FINANCIAL SERVICES BELGIUM S.A. - N.V.Bornem
DAELMANS BEHEERLanaken
VANCIA MOBILITY LEASEKortrijk
HOET TRUCKING & RENTINGHooglede

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Overview