Skip to content

J&T AUTOLEASE

Active
Public limited companyfounded 1977active for 48 yearsNoordersingel 19, 2140 Antwerpen, Belgium30 active companies are registered at this addressKBO/BCE: BE 0417.736.438

From the official registers: KBO 48 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

J&T AUTOLEASE has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67.0m and a net result of €11.9m. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 17% of 543 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow ReportCompare
J&T AUTOLEASEActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 29-11-1977 Normal situation
Legal form
Public limited company
Registered office
Noordersingel 19, 2140 Antwerpen
Activity
Renting and leasing of cars and light motor vehicles NACE 77110and 1 other
Establishment units
5 establishment units
Financial year end
31 December
Peppol
Reachable
Company details

Board and ownership

Board
Auditor
EY Bedrijfsrevisoren BV
Shareholders
Holdings
Shares in 1 company Leasense
Board & ownership

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Turnover
€176.4m
▲ 11.0%
Profit
€11.9m
▲ 23.2%
Equity
€67.0m
▲ 21.6%
Total assets
€581.7m
▲ 10.6%
Staff
68.3 FTE
▲ 11.6%
2025 accounts filed 48 days after the deadline
Filed on 17-09-2026at the National Bank
Financials
Score breakdownraises riskLiquidity: current ratio 0.09, cash €378,472Equity €67.0m (11.5% of total assets)Last filed accounts filed 48 days late; 1 of the last 3 accounts latelowers riskFounded in 1977Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 53% of medium-sized companies in rental and leasing (NACE 77)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 37+2
equity 11.5% of total assets
Liquidity 31-2
short-term debt 40.0% · cash 0.1%
Profitability 81=
return on assets 2.0%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (95 companies, NACE 77, medium-sized)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -0.6 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.9%▲ +0.3 percentage points vs 09-2026
Credit of up to €4,450,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.09 in 2024), below 1. Short-term debt is 40% and cash 0.1% of total assets. 88.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, medium-sized). It does better than 28% of them on solvency, 25% on liquidity, 84% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.09, cash €378,472
NBB · annual accounts
raises risk · Equity €67.0m (11.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1977
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 48 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 543 sector peers (2025).
NBB · sector comparison
Position among 543 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
48 days late
2024
21 days late
2023
19 days early
2022
7 days early
2021
23 days early
2020
23 days late
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in rental and leasingsector median €55,798 · 543 companies €11.9m View
  • Positive: 7 years of growth in a rowturnover 2025: €176.4m 7 years View

Documents

Annual accounts at the NBB

All 48 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about J&T AUTOLEASE

What is the company number of J&T AUTOLEASE?
The company number of J&T AUTOLEASE is 0417.736.438. The VAT number is the same number with BE in front: BE 0417.736.438.
Where is J&T AUTOLEASE based?
The registered office is at Noordersingel 19, 2140 Antwerpen.Company details
What does J&T AUTOLEASE do?
According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of J&T AUTOLEASE?
The legal form of J&T AUTOLEASE is Public limited company (NV).
When was J&T AUTOLEASE founded?
J&T AUTOLEASE was founded on 29-11-1977.
Is J&T AUTOLEASE still active?
Yes, J&T AUTOLEASE is an active enterprise in the KBO register.
How many employees does J&T AUTOLEASE have?
J&T AUTOLEASE had an average of 68.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of J&T AUTOLEASE?
The turnover of J&T AUTOLEASE was €176.4m in financial year 2025, according to the filed annual accounts.
Is J&T AUTOLEASE profitable?
In financial year 2025, J&T AUTOLEASE made a profit of €11.9m.
Where can I find the annual accounts of J&T AUTOLEASE?
J&T AUTOLEASE filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of J&T AUTOLEASE due?
J&T AUTOLEASE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to J&T AUTOLEASE

Comparable companies

These companies have the same main activity as J&T AUTOLEASE: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €161m and €1.2bn, founded between 1970 and 1997.

CompanyTotal assetsTurnover
J&T AUTOLEASE Antwerpen€581.7m€176.4m
ALPHABET BELGIUM LONG TERM RENTAL Aartselaar€1,171.7m€354.2m
ATHLON CAR LEASE BELGIUM Machelen (Brab.)€866.5m€281.1m
BELFIUS AUTO LEASE Zaventem€842.9m€241.3m
VANCIA MOBILITY LEASE Kortrijk€231.9m€85.0m
GENERAL LEASE Tongeren€161.4m€73.6m
HOET TRUCKING & RENTING Hooglede€202.0m€181.1m
Full comparison

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure