LEARNENCE
ActiveLEARNENCE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €441k and a net result of €-21k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.82 against 6.18 in 2024; short-term debt: 16.4% and cash: 42.4% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
-4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
8 d early
2023
20 d late
2022
6 d early
2021
11 d late
2020
11 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€441k▼ 4.6%
2024 · €462k
2018: €153k
2019: €188k
2020: €255k
2021: €437k
2022: €606k
2023: €451k
2024: €462k
2018 → 2025
Total assets
€528k▼ 2.2%
2024 · €539k
2018: €227k
2019: €249k
2020: €327k
2021: €547k
2022: €691k
2023: €536k
2024: €539k
2018 → 2025
Net result
€-21k
2024 · €12k
2018: €24k
2019: €34k
2020: €74k
2021: €181k
2022: €205k
2023: €-156k
2024: €12k
2018 → 2025
Working capital
€331k▼ 17.0%
2024 · €398k
2018: €165k
2019: €177k
2020: €190k
2021: €319k
2022: €501k
2023: €420k
2024: €398k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€437k-€606k▲ 38.9%€451k▼ 25.7%€462k▲ 2.6%€441k▼ 4.6%
Operating result€274k-€312k▲ 13.9%€-142k€11k€-22k
Net result€181k-€205k▲ 12.9%€-156k€12k€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528k
Fixed assets
€110k▲ 72.3%
Current assets
€417k▼ 12.2%
Equity and liabilities €528k
Equity
€441k▼ 4.6%
Debt
€87k▲ 12.6%
The debt ratio rises from 14.3% to 16.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €51k
Cash flow
€18k▼
2024 · €52k
Solvency
83.6%▼
2024 · 85.7%
Current ratio
4.82▼
2024 · 6.18
Quick ratio
4.82▼
2024 · 6.18
Debt / equity
0.20▲
2024 · 0.17
ROE
-4.8%▼
2024 · 2.5%
ROA
-4.0%▼
2024 · 2.2%
Interest coverage
7.65▼
2024 · 35.54
Debt
€87k▲
2024 · €77k
Debt ≤ 1 year
€87k▲
2024 · €77k
Income taxes
€732▲
2024 · €723
Staff costs
€281k▼
2024 · €308k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€539k€528k▼
Fixed assets21/28€64k€110k▲
Intangible fixed assets21-€1k
Tangible fixed assets22/27€62k€108k▲
Furniture and vehicles24€59k€102k▲
Other tangible fixed assets26€3k€5k▲
Financial fixed assets28€2k€2k=
Current assets29/58€475k€417k▼
Amounts receivable within one year40/41€168k€188k▲
Trade receivables40€154k€149k▼
Other amounts receivable41€13k€39k▲
Cash at bank and in hand54/58€296k€224k▼
Deferred charges and accrued income490/1€11k€6k▼
Equity and liabilities
Total equity and liabilities10/49€539k€528k▼
Equity10/15€462k€441k▼
Contributions10/11€9k€9k=
Reserves13€385k€385k=
Distributable reserves133€385k€385k=
Profit (loss) carried forward14€69k€47k▼
Amounts payable17/49€77k€87k▲
Amounts payable within one year42/48€77k€87k▲
Financial debts43€4k€558▼
Credit institutions430/8€4k€558▼
Trade debts44€18k€33k▲
Suppliers440/4€18k€33k▲
Taxes, remuneration and social security45€55k€53k▼
Taxes450/3€22k€16k▼
Remuneration and social security454/9€33k€37k▲
Income statement
Code20242025
Remuneration, social security and pensions62€308k€281k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€39k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-28k-
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€694
Gross operating margin9900€333k€302k▼
Operating profit (loss)9901€11k€-22k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€12k€-21k▼
Income taxes67/77€723€732▲
Profit (loss) for the period9904€12k€-21k▼
Profit (loss) for the period to be appropriated9905€12k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€47k▼
Profit (loss) brought forward from the previous period14P€57k€69k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Weakest financial yearnet €-156k ▼176%
Net result drops to €-156k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €205k ▲12.9%
Operating result €312k, net result €205k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.96
Current ratio from 3.88 to 7.96; short-term debt falls from €111k to €72k.
31-12
Financial
Equity above €500kEq €606k ▲38.9%
5 profitable years in a row build equity to €606k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Equity above €200kEq €255k ▲35.8%
3 profitable years in a row build equity to €255k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Francourt(Lat.) 291370 JodoigneGround area
7.9 ha
Building footprint
1.4 ha
Volume, LiDAR
494 m³
2 parcels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Learnence
since 20102.192.801.301
Learnence
since 20222.334.819.001
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0287/00F000 | Wallonia | 7.8 ha | 1 · 1.4 ha | - |
| 25052A0198/00X002 | Wallonia | 1,334 m² | 1 · 76 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450099897093A64469
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 12,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2010
Fiscal year end31-12
Activities, NACEBEL
59113Video and film production, excluding cinema and television films
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:st@learnence.com