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eSense

Active
Private limited companyfounded 201115 yrs activeRue Paul Janson(AMA) 8, 4540 Amay, BelgiumKBO/BCE: BE 0832.892.577

eSense has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €138k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
85 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency63▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 2.56 in 2024; short-term debt: 41% and cash: 48.9% of total assets), but 62% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38%
Return on assets
25%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
120 d early
2023
28 d early
2022
34 d early
2021
94 d early
2020
32 d early
2019
63 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€210k▼ 0.4%
2024 · €211k
2018: €81k 2019: €113k 2020: €134k 2021: €185k 2022: €185k 2023: €185k 2024: €211k
2018 → 2025
Total assets
€552k▲ 32.7%
2024 · €416k
2018: €179k 2019: €225k 2020: €239k 2021: €317k 2022: €307k 2023: €317k 2024: €416k
2018 → 2025
Net result
€138k▲ 146%
2024 · €56k
2018: €29k 2019: €75k 2020: €57k 2021: €103k 2022: €43k 2023: €79k 2024: €56k
2018 → 2025
Working capital
€140k▲ 7.7%
2024 · €130k
2018: €78k 2019: €52k 2020: €75k 2021: €129k 2022: €119k 2023: €118k 2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€185k-€185k▲ 0.1%€185k▲ 0.1%€211k▲ 13.6%€210k▼ 0.4%
Operating result€154k-€62k▼ 59.4%€111k▲ 77.7%€89k▼ 19.7%€214k▲ 140%
Net result€103k-€43k▼ 58.1%€79k▲ 83.2%€56k▼ 29.0%€138k▲ 146%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €154k€154kNet result 2021: €103k€103kOperating result 2022: €62k€62kNet result 2022: €43k€43kOperating result 2023: €111k€111kNet result 2023: €79k€79kOperating result 2024: €89k€89kNet result 2024: €56k€56kOperating result 2025: €214k€214kNet result 2025: €138k€138k20212022202320242025
The operating result recovers in 2025; 2025 is 140% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets €186k▼ 8.5%
Current assets €366k▲ 72.2%
Equity and liabilities €552k
Equity €210k▼ 0.4%
Debt €343k▲ 66.7%
The debt ratio rises from 49.4% to 62.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€237k
2024 · €105k
Cash flow
€161k
2024 · €72k
Solvency
38.0%
2024 · 50.6%
Current ratio
1.62
2024 · 2.56
Quick ratio
1.60
2024 · 2.50
Debt / equity
1.63
2024 · 0.98
ROE
65.9%
2024 · 26.7%
ROA
25.0%
2024 · 13.5%
Interest coverage
22.88
2024 · 14.40
Debt
€343k
2024 · €205k
Debt ≤ 1 year
€227k
2024 · €83k
Debt > 1 year
€116k
2024 · €122k
Income taxes
€66k
2024 · €26k
Staff costs
€54k
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€416k€552k
Fixed assets21/28€203k€186k
Tangible fixed assets22/27€202k€185k
Land and buildings22€190k€174k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€9k€9k
Financial fixed assets28€1k€1k=
Current assets29/58€213k€366k
Stocks and contracts in progress3€5k€5k
Stocks30/36€5k€5k
Amounts receivable within one year40/41€81k€87k
Trade receivables40€81k€86k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€119k€270k
Deferred charges and accrued income490/1€7k€4k
Equity and liabilities
Total equity and liabilities10/49€416k€552k
Equity10/15€211k€210k
Contributions10/11€12k€12k=
Reserves13€197k€196k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€196k€195k
Profit (loss) carried forward14€932€996
Amounts payable17/49€205k€343k
Amounts payable after more than one year17€122k€116k
Financial debts170/4€122k€116k
Amounts payable within one year42/48€83k€227k
Current portion of amounts payable after more than one year42€7k€7k
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Taxes, remuneration and social security45€10k€47k
Taxes450/3€4k€38k
Remuneration and social security454/9€6k€9k
Other amounts payable47/48€64k€169k
Income statement Code20242025
Remuneration, social security and pensions62€47k€54k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€23k
Other operating charges640/8€3k€10k
Non-recurring operating charges66A-€2k
Gross operating margin9900€154k€302k
Operating profit (loss)9901€89k€214k
Financial income75/76B€665€476
Recurring financial income75€665€476
Financial charges65/66B€7k€10k
Recurring financial charges65€7k€10k
Profit (loss) for the period before taxes9903€83k€204k
Income taxes67/77€26k€66k
Profit (loss) for the period9904€56k€138k
Profit (loss) for the period to be appropriated9905€56k€138k
Appropriation of the result
Profit (loss) to be appropriated9906€57k€139k
Profit (loss) brought forward from the previous period14P€932€932=
Transfer from equity791/2€31k€139k
Transfer to equity691/2€56k€138k
To other reserves6921€56k€138k
Profit to be distributed694/7€31k€139k
Return on contributions (dividend)694€31k€139k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €138k ▲146%
Operating result €214k, net result €138k, both a record.
02-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200kEq €211k ▲13.6%
7 profitable years in a row build equity to €211k.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €185k ▲38.3%
4 profitable years in a row build equity to €185k.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €100kEq €113k ▲39%
2 profitable years in a row build equity to €113k.
29-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amay · 2 establishment units since 2011
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Paul Janson(AMA) 84540 Amay
Ground area
2,741 m²
Building footprint
741 m²
Volume, LiDAR
12,763 m³
2 parcels, Wallonia · tallest building 23.4 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
Rue Paul Janson(AMA) 8, 4540 Amay
Computer programming, consultancy and related activities
since 20112.195.483.845
Rue Rioul 15, 4500 Huy
Retail sale of cosmetics and toilet articles
since 20222.334.212.750
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61031B0559/00D000 Wallonia 2,399 m² 1 · 395 m² 23.4 m · 7 fl.
61003A1209/00Y000 Wallonia 342 m² 1 · 346 m² 15.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900QOE9SS5T8P9L93
live in the LEI register

Similar companies · same sector, comparable size

Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,309 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-01-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
47750Retail sale of cosmetics and toilet articles
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.