LeanInChange
ActiveLeanInChange has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293k and a net result of €17k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.36 against 6.96 in 2024; short-term debt: 11.3% and cash: 41.7% of total assets), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
30 d early
2023
29 d early
2022
14 d early
2021
12 d early
2020
19 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€293k▼ 1.8%
2024 · €298k
2018: €65k
2019: €104k
2020: €120k
2021: €110k
2022: €156k
2023: €210k
2024: €298k
2018 → 2025
Total assets
€330k▼ 2.4%
2024 · €338k
2018: €112k
2019: €120k
2020: €147k
2021: €135k
2022: €188k
2023: €274k
2024: €338k
2018 → 2025
Net result
€17k▼ 81.5%
2024 · €90k
2018: €21k
2019: €39k
2020: €17k
2021: €-10k
2022: €46k
2023: €73k
2024: €90k
2018 → 2025
Working capital
€237k▲ 4.1%
2024 · €227k
2018: €46k
2019: €89k
2020: €106k
2021: €99k
2022: €143k
2023: €201k
2024: €227k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€156k▲ 41.9%€210k▲ 34.5%€298k▲ 41.9%€293k▼ 1.8%
Operating result€-8k-€67k€105k▲ 56.7%€126k▲ 20.4%€22k▼ 82.8%
Net result€-10k-€46k€73k▲ 58.5%€90k▲ 22.8%€17k▼ 81.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€57k▼ 22.4%
Current assets
€274k▲ 3.2%
Equity and liabilities €330k
Equity
€293k▼ 1.8%
Debt
€37k▼ 6.8%
The debt ratio falls from 11.8% to 11.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €141k
Cash flow
€34k▼
2024 · €105k
Solvency
88.7%▲
2024 · 88.2%
Current ratio
7.36▲
2024 · 6.96
Quick ratio
7.36▲
2024 · 6.96
Debt / equity
0.13▼
2024 · 0.13
ROE
5.7%▼
2024 · 30.1%
ROA
5.0%▼
2024 · 26.6%
Interest coverage
160.40▲
2024 · 78.37
Debt
€37k▼
2024 · €40k
Debt ≤ 1 year
€37k▼
2024 · €38k
Income taxes
€7k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€330k▼
Fixed assets21/28€73k€57k▼
Tangible fixed assets22/27€73k€57k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€42€0▼
Furniture and vehicles24€59k€46k▼
Other tangible fixed assets26€12k€9k▼
Current assets29/58€265k€274k▲
Amounts receivable within one year40/41€17k€52k▲
Trade receivables40€17k€43k▲
Other amounts receivable41€0€9k▲
Current investments50/53€80k€82k▲
Cash at bank and in hand54/58€167k€138k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€338k€330k▼
Equity10/15€298k€293k▼
Contributions10/11€19k€19k=
Reserves13€280k€275k▼
Tax-exempt reserves132€5k€5k=
Distributable reserves133€275k€270k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€40k€37k▼
Amounts payable within one year42/48€38k€37k▼
Trade debts44€6k€16k▲
Suppliers440/4€6k€16k▲
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€19k€20k▲
Other amounts payable47/48€13k€1k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€1k€553▼
Gross operating margin9900€142k€40k▼
Operating profit (loss)9901€126k€22k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€243▼
Recurring financial charges65€2k€243▼
Profit (loss) for the period before taxes9903€126k€24k▼
Income taxes67/77€36k€7k▼
Profit (loss) for the period9904€90k€17k▼
Profit (loss) for the period to be appropriated9905€90k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€17k▼
Transfer from equity791/2€800€22k▲
Transfer to equity691/2€89k€17k▼
To other reserves6921€89k€17k▼
Profit to be distributed694/7€2k€22k▲
Return on contributions (dividend)694€800€22k▲
Directors or managers695€1k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €90k ▲22.8%
Operating result €126k, net result €90k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €210k ▲34.5%
2 profitable years in a row build equity to €210k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
31-12
Financial
Equity above €150kEq €156k ▲41.9%
Equity rises from €110k to €156k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-10k ▼160%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 6.62
Current ratio from 1.96 to 6.62; short-term debt falls from €47k to €16k.
31-12
Financial
Equity above €100kEq €104k ▲59.4%
2 profitable years in a row build equity to €104k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leieriggestraat 449051 GentGround area
1,553 m²
Building footprint
218 m²
Volume, LiDAR
1,267 m³
Parcel 44002A0110/00F000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LeanInChange
since 20152.239.730.493
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44002A0110/00F000 | Flanders | 1,553 m² | 1 · 218 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.