TOM LENTACKER
ActiveTOM LENTACKER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €-3k. Equity is growing by ~56.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-17
Solvency60▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 7.25 against 10.71 in 2024; short-term debt: 4.9% and cash: 5% of total assets), but 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
-1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-10-2025, 16 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
16 d early
2024
6 d early
2023
130 d early
2022
3 d late
2021
2 d early
2020
25 d early
2018
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€113k▼ 12.2%
2024 · €129k
2020: €17k
2021: €19k
2022: €20k
2023: €149k
2024: €129k
2020 → 2025
Total assets
€326k▼ 6.7%
2024 · €350k
2020: €295k
2021: €284k
2022: €292k
2023: €395k
2024: €350k
2020 → 2025
Net result
€-3k
2024 · €9k
2020: €-19k
2021: €2k
2022: €2k
2023: €129k
2024: €9k
2020 → 2025
Working capital
€100k▼ 22.3%
2024 · €128k
2020: €-23k
2021: €-18k
2022: €-20k
2023: €164k
2024: €128k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€20k▲ 9.5%€149k▲ 631%€129k▼ 13.8%€113k▼ 12.2%
Operating result€15k-€40k▲ 168%€42k▲ 4.0%€17k▼ 58.3%€7k▼ 59.1%
Net result€2k-€2k▲ 11.9%€129k▲ 7,202%€9k▼ 92.7%€-3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€211k▲ 1.1%
Current assets
€116k▼ 18.3%
Equity and liabilities €326k
Equity
€113k▼ 12.2%
Debt
€213k▼ 3.5%
The debt ratio rises from 63.2% to 65.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €25k
Cash flow
€10k▼
2024 · €18k
Solvency
34.6%▼
2024 · 36.8%
Current ratio
7.25▼
2024 · 10.71
Quick ratio
7.25▼
2024 · 10.71
Debt / equity
1.89▲
2024 · 1.72
ROE
-2.8%▼
2024 · 7.3%
ROA
-1.0%▼
2024 · 2.7%
Interest coverage
1.57▼
2024 · 3.08
Debt
€213k▼
2024 · €221k
Debt ≤ 1 year
€16k▲
2024 · €13k
Debt > 1 year
€196k▼
2024 · €204k
Income taxes
€428▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€326k▼
Fixed assets21/28€208k€211k▲
Tangible fixed assets22/27€195k€197k▲
Land and buildings22€180k€174k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€13k€21k▲
Financial fixed assets28€14k€14k=
Current assets29/58€142k€116k▼
Amounts receivable within one year40/41€3k€6k▲
Other amounts receivable41€3k€6k▲
Current investments50/53€115k€91k▼
Cash at bank and in hand54/58€21k€16k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€350k€326k▼
Equity10/15€129k€113k▼
Contributions10/11€5k€5k=
Reserves13€124k€111k▼
Distributable reserves133€124k€111k▼
Profit (loss) carried forward14-€-3k
Amounts payable17/49€221k€213k▼
Amounts payable after more than one year17€204k€196k▼
Financial debts170/4€204k€196k▼
Amounts payable within one year42/48€13k€16k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€25k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€13k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€27k€21k▼
Operating profit (loss)9901€17k€7k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€8k€13k▲
Recurring financial charges65€8k€13k▲
Profit (loss) for the period before taxes9903€12k€-3k▼
Income taxes67/77€3k€428▼
Profit (loss) for the period9904€9k€-3k▼
Profit (loss) for the period to be appropriated9905€9k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-3k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2020net €129k ▲7202%
Operating result €42k, net result €129k, both a record.
31-03
Financial
Liquidity times 11current ratio 6.31
Current ratio from 0.59 to 6.31; short-term debt falls from €49k to €31k.
31-03
Financial
Equity above €100kEq €149k ▲631%
3 profitable years in a row build equity to €149k.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kardinaal Cardijnlaan 179100 Sint-NiklaasGround area
289 m²
Building footprint
103 m²
Volume, LiDAR
714 m³
Parcel 46444D0772/00C000, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOM LENTACKER
since 20152.243.175.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46444D0772/00C000 | Flanders | 289 m² | 1 · 103 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500XMJ7E4WXU1RM06
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2015
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tom@lentacker.be