LE MEDIEVAL
ActiveSummary
LE MEDIEVAL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,262 and a net result of €7,906. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 23% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-13
Solvency26▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18716 sector peers (2025).
NBB · sector comparisonPosition among 18716 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
57 d late
2023
234 d late
2022
400 d late
2021
1 d early
2020
42 d early
2019
27 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 88 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 178 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2,262
2024 · -€5,644
Total assets
€264,726▼ 1.2%
2024 · €268,054
Net result
€7,906▼ 77.9%
2024 · €35,795
Working capital
€189,339▲ 12.0%
2024 · €169,100
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,603▲ 96.4%-€14,439€19,749€50,561▲ 156%€16,157▼ 68.0%
Net result€1,116within the sector's middle half-€14,735below the sector's middle half€16,488within the sector's middle half€35,795above the sector's middle half▲ 117%€7,906within the sector's middle half▼ 77.9%
Equity-€43,192below the sector's middle half▲ 2.5%-€57,928below the sector's middle half▼ 34.1%-€41,440below the sector's middle half▲ 28.5%-€5,644below the sector's middle half▲ 86.4%€2,262below the sector's middle half
Total assets€241,388within the sector's middle half▼ 0.6%€231,816within the sector's middle half▼ 4.0%€268,314within the sector's middle half▲ 15.7%€268,054within the sector's middle half▼ 0.1%€264,726within the sector's middle half▼ 1.2%
Debt€284,580▼ 0.9%€289,744▲ 1.8%€309,754▲ 6.9%€273,698▼ 11.6%€262,464▼ 4.1%
Working capital€201,487above the sector's middle half▲ 3.1%€200,652above the sector's middle half▼ 0.4%€122,723above the sector's middle half▼ 38.8%€169,100above the sector's middle half▲ 37.8%€189,339above the sector's middle half▲ 12.0%
Solvency-17.9%below the sector's middle half▲ 0.4pp-25.0%below the sector's middle half▼ 7.1pp-15.4%below the sector's middle half▲ 9.5pp-2.1%below the sector's middle half▲ 13.3pp0.9%below the sector's middle half▲ 3.0pp
Current ratio11.19above the sector's middle half▲ 1.439.05above the sector's middle half▼ 2.152.33within the sector's middle half▼ 6.723.99above the sector's middle half▲ 1.675.18above the sector's middle half▲ 1.19
Return on assets (ROA)0.5%within the sector's middle half▲ 0.5pp-6.4%below the sector's middle half▼ 6.8pp6.1%within the sector's middle half▲ 12.5pp13.4%above the sector's middle half▲ 7.2pp3.0%within the sector's middle half▼ 10.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264,726
Fixed assets
€30,090 ▼ 29.1%
Current assets
€234,636 ▲ 4.0%
Equity and liabilities €264,726
Equity
€2,262
Debt
€262,464
Debt finances 99.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€28,490▼
2024 · €62,870
Cash flow
€20,240▼
2024 · €48,104
Quick ratio
3.54▲
2024 · 2.68
ROE
349.6%
Interest coverage
52.63▼
2024 · 227.75
Debt ≤ 1 year
€45,297▼
2024 · €56,531
Debt > 1 year
€217,168=
2024 · €217,168
Income taxes
€7,709▼
2024 · €14,490
A ratio outside any meaningful range has been withheld (balance sheet total €264,726, equity €2,262).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,082 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
0.8%
went bankrupt
2.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €7,187 | - | €312 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,810 | €13,900 | €5,729 | €12,308 | €12,333 | ▲ 0.2% |
| Other operating charges640/8 | €3,228 | €3,623 | €4,298 | €7,689 | €4,264 | ▼ 44.5% |
| Gross operating margin9900 | €17,640 | €3,085 | €29,776 | €70,558 | €32,754 | ▼ 53.6% |
| Operating profit (loss)9901 | €1,603 | -€14,439 | €19,749 | €50,561 | €16,157 | ▼ 68.0% |
| Financial charges65/66B | €341 | €180 | €251 | €276 | €541 | ▲ 96.1% |
| Recurring financial charges65 | €341 | €180 | €251 | €276 | €541 | ▲ 96.1% |
| Profit (loss) for the period before taxes9903 | €1,262 | -€14,618 | €19,497 | €50,285 | €15,615 | ▼ 68.9% |
| Income taxes67/77 | €145 | €117 | €3,009 | €14,490 | €7,709 | ▼ 46.8% |
| Profit (loss) for the period9904 | €1,116 | -€14,735 | €16,488 | €35,795 | €7,906 | ▼ 77.9% |
| Profit (loss) for the period to be appropriated9905 | €1,116 | -€14,735 | €16,488 | €35,795 | €7,906 | ▼ 77.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €241,388 | €231,816 | €268,314 | €268,054 | €264,726 | ▼ 1.2% |
| Fixed assets21/28 | €20,136 | €6,236 | €53,005 | €42,424 | €30,090 | ▼ 29.1% |
| Tangible fixed assets22/27 | €19,765 | €5,864 | €53,005 | €42,424 | €30,090 | ▼ 29.1% |
| Land and buildings22 | - | - | €27 | €20 | €13 | ▼ 33.4% |
| Plant, machinery and equipment23 | €16,052 | €5,831 | €4,251 | €4,250 | €2,498 | ▼ 41.2% |
| Furniture and vehicles24 | €3,672 | - | €48,727 | €38,153 | €27,579 | ▼ 27.7% |
| Leasing and similar rights25 | €40 | €33 | - | - | - | - |
| Financial fixed assets28 | €372 | €372 | - | - | - | - |
| Current assets29/58 | €221,251 | €225,580 | €215,310 | €225,630 | €234,636 | ▲ 4.0% |
| Stocks and contracts in progress3 | €123,279 | €123,279 | €111,179 | €74,350 | €74,350 | = |
| Stocks30/36 | €123,279 | €123,279 | €111,179 | €74,350 | €74,350 | = |
| Amounts receivable within one year40/41 | €93,038 | €99,990 | €98,867 | €142,132 | €149,741 | ▲ 5.4% |
| Trade receivables40 | €91,778 | €98,758 | €87,325 | €141,557 | €138,427 | ▼ 2.2% |
| Other amounts receivable41 | €1,260 | €1,232 | €11,542 | €575 | €11,314 | ▲ 1,867% |
| Cash at bank and in hand54/58 | €1,639 | €1,066 | €5,264 | €9,148 | €7,055 | ▼ 22.9% |
| Deferred charges and accrued income490/1 | €3,295 | €1,245 | - | - | €3,490 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €241,388 | €231,816 | €268,314 | €268,054 | €264,726 | ▼ 1.2% |
| Equity10/15 | -€43,192 | -€57,928 | -€41,440 | -€5,644 | €2,262 | ▲ 140% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | €18,592 | €18,592 | €18,592 | €18,592 | - | - |
| Other1109/19 | €18,592 | €18,592 | €18,592 | €18,592 | - | - |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | - | - |
| Distributable reserves133 | - | - | - | - | €1,859 | - |
| Profit (loss) carried forward14 | -€63,644 | -€78,379 | -€61,891 | -€26,096 | -€18,189 | ▲ 30.3% |
| Amounts payable17/49 | €284,580 | €289,744 | €309,754 | €273,698 | €262,464 | ▼ 4.1% |
| Amounts payable after more than one year17 | €264,816 | €264,816 | €217,168 | €217,168 | €217,168 | = |
| Other amounts payable178/9 | €264,816 | €264,816 | €217,168 | €217,168 | €217,168 | = |
| Amounts payable within one year42/48 | €19,764 | €24,928 | €92,587 | €56,531 | €45,297 | ▼ 19.9% |
| Trade debts44 | €1,893 | €7,985 | €56,004 | - | €2,524 | - |
| Suppliers440/4 | €1,893 | €7,985 | €56,004 | - | €2,524 | - |
| Taxes, remuneration and social security45 | €399 | €156 | €7,771 | €19,138 | €18,994 | ▼ 0.8% |
| Taxes450/3 | €399 | €156 | €7,771 | €19,138 | €18,994 | ▼ 0.8% |
| Other amounts payable47/48 | €17,473 | €16,788 | €28,812 | €37,392 | €23,778 | ▼ 36.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,116 | -€14,735 | €16,488 | €35,795 | €7,906 | ▼ 77.9% |
| + Depreciation and write-downs630 | €12,810 | €13,900 | €5,729 | €12,308 | €12,333 | ▲ 0.2% |
| Operating cash flow (approximation) | €13,926 | -€835 | €22,217 | €48,104 | €20,240 | ▼ 57.9% |
| Investment in fixed assets (approximation) | - | €0 | -€52,498 | -€1,727 | €0 | ▲ 100% |
| Change in cash | - | -€574 | €4,198 | €3,884 | -€2,092 | ▼ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 234 days late
30-09
Financial
Highest result since 2018net €35,795 ▲117%
Operating result €50,561, net result €35,795, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 400 days late
2023
30-09
Financial
Back to profitnet €16,488
Net result €16,488 after one loss-making year.
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €1,116
Net result €1,116 after 3 loss-making years.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 1996
Ground area
455 m²
Building footprint
148 m²
Parcel 53045A0178/00E004, Wallonia. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
LE MEDIEVAL
since 19962.079.184.607
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53045A0178/00E004 | Wallonia | 455 m² | 1 · 148 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BE POWER CARS
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JCC-Lommel
BE 0768.819.525
Lommel · Eq €2,314
N&H CARS
BE 1021.779.093
Sint-Jans-Molenbeek · Eq €2,319
Philippe JULLIEN
BE 0456.764.288
Sivry-Rance · Eq €2,203
Of 10,662 companies in sector 47811 we hold annual accounts for 5,227. 1,046 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-11-1996
Fiscal year end30-09
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459150785
Also
9925:BE0459150785
Registered
12-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.