AUTO - CARROSS
ActiveSummary
AUTO - CARROSS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €14k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+9
Solvency55▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.75 against 1.18 in 2024; short-term debt: 15.8% and cash: 2.2% of total assets), and 70% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
4 d early
2023
12 d late
2022
7 d late
2021
30 d late
2020
29 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▼ 17.2%
2024 · €16k
2018: €-5klowest in 8 years
2019: €4k▲ +175% vs 2018
2020: €5k▲ +42.1% vs 2019
2021: €5k▼ -2.9% vs 2020
2022: €12k▲ +153% vs 2021
2023: €3k▼ -73.9% vs 2022
2024: €16k▲ +410% vs 2023highest in 8 years
2025: €14k▼ -17.2% vs 2024
2018 → 2025
Working capital
€-12k
2024 · €7k
2018: €18khighest in 8 years
2019: €15k▼ -16.7% vs 2018
2020: €14k▼ -5.8% vs 2019
2021: €7k▼ -52.7% vs 2020
2022: €11k▲ +54.9% vs 2021
2023: €9k▼ -17.8% vs 2022
2024: €7k▼ -22.8% vs 2023
2025: €-12k▼ -273% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€63k▲ 24.3%€66k▲ 5.1%€83k▲ 24.7%€88k▲ 5.6%
2021: €51klowest in 5 years
2022: €63k▲ +24.3% vs 2021
2023: €66k▲ +5.1% vs 2022
2024: €83k▲ +24.7% vs 2023
2025: €88k▲ +5.6% vs 2024highest in 5 years
Operating result€4k-€16k▲ 272%€10k▼ 36.9%€29k▲ 186%€29k▼ 0.2%
2021: €4klowest in 5 years
2022: €16k▲ +272% vs 2021
2023: €10k▼ -36.9% vs 2022
2024: €29k▲ +186% vs 2023highest in 5 years
2025: €29k▼ -0.2% vs 2024
Net result€5k-€12k▲ 153%€3k▼ 73.9%€16k▲ 410%€14k▼ 17.2%
2021: €5k
2022: €12k▲ +153% vs 2021
2023: €3k▼ -73.9% vs 2022lowest in 5 years
2024: €16k▲ +410% vs 2023highest in 5 years
2025: €14k▼ -17.2% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292k
Fixed assets
€258k ▼ 3.0%
Current assets
€35k ▼ 19.3%
Equity and liabilities €292k
Equity
€88k ▲ 5.6%
Provisions
€49k ▼ 6.7%
Debt
€155k ▼ 10.0%
Debt's share of the balance-sheet total falls from 55.9% to 53.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €44k
Cash flow
€30k▼
2024 · €31k
Current ratio
0.75▼
2024 · 1.18
Debt to equity
1.77▼
2024 · 2.08
ROE
15.6%▼
2024 · 19.8%
ROA
4.7%▼
2024 · 5.3%
Interest coverage
6.89▲
2024 · 4.81
Debt ≤ 1 year
€46k▲
2024 · €36k
Debt > 1 year
€108k▼
2024 · €135k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€308k€292k▼
Fixed assets21/28€266k€258k▼
Tangible fixed assets22/27€266k€258k▼
Land and buildings22€238k€233k▼
Other tangible fixed assets26€28k€24k▼
Current assets29/58€43k€35k▼
Amounts receivable after more than one year29€35k€28k▼
Other amounts receivable291€35k€28k▼
Cash at bank and in hand54/58€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€308k€292k▼
Equity10/15€83k€88k▲
Contributions10/11€19k€19k=
Reserves13€167k€171k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Tax-exempt reserves132€103k€96k▼
Distributable reserves133€62k€73k▲
Profit (loss) carried forward14€-102k€-102k=
Provisions and deferred taxes16€53k€49k▼
Deferred taxes168€53k€49k▼
Amounts payable17/49€172k€155k▼
Amounts payable after more than one year17€135k€108k▼
Financial debts170/4€135k€108k▼
Amounts payable within one year42/48€36k€46k▲
Current portion of amounts payable after more than one year42€23k€25k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€5k€13k▲
Taxes450/3€5k€13k▲
Other amounts payable47/48€5k€5k▼
Accrued charges and deferred income492/3€1k€630▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Gross operating margin9900€44k€45k▲
Operating profit (loss)9901€29k€29k▼
Financial income75/76B€1k€925▼
Recurring financial income75€1k€925▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€9k€7k▼
Non-recurring financial charges66B€3k€3k▲
Profit (loss) for the period before taxes9903€18k€20k▲
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€16k€14k▼
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€23k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-102k€-82k▲
Profit (loss) brought forward from the previous period14P€-126k€-102k▲
Transfer from equity791/2-€9k
Transfer to equity691/2-€20k
To other reserves6921-€20k
Profit to be distributed694/7-€9k
Return on contributions (dividend)694-€9k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | €13k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €17k | €17k | €15k | €16k | ▲ 9.6% |
| Other operating charges640/8 | - | €186 | - | - | - | - |
| Non-recurring operating charges66A | €3k | - | - | - | - | - |
| Gross operating margin9900 | €25k | €33k | €27k | €44k | €45k | ▲ 3.1% |
| Operating profit (loss)9901 | €4k | €16k | €10k | €29k | €29k | ▼ 0.2% |
| Financial income75/76B | €1k | €1k | €1k | €1k | €925 | ▼ 20.0% |
| Recurring financial income75 | €1k | €1k | €1k | €1k | €925 | ▼ 20.0% |
| Financial charges65/66B | €3k | €7k | €11k | €12k | €10k | ▼ 19.7% |
| Recurring financial charges65 | €3k | €4k | €7k | €9k | €7k | ▼ 28.0% |
| Non-recurring financial charges66B | - | €3k | €3k | €3k | €3k | ▲ 3.1% |
| Profit (loss) for the period before taxes9903 | €3k | €11k | €701 | €18k | €20k | ▲ 12.1% |
| Transfer from deferred taxes780 | €4k | €4k | €4k | €4k | €4k | = |
| Income taxes67/77 | €1k | €2k | €1k | €5k | €10k | ▲ 100% |
| Profit (loss) for the period9904 | €5k | €12k | €3k | €16k | €14k | ▼ 17.2% |
| Transfer from tax-exempt reserves789 | €7k | €7k | €7k | €7k | €7k | = |
| Profit (loss) for the period to be appropriated9905 | €12k | €19k | €10k | €23k | €20k | ▼ 12.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €324k | €309k | €290k | €308k | €292k | ▼ 5.2% |
| Fixed assets21/28 | €288k | €271k | €254k | €266k | €258k | ▼ 3.0% |
| Tangible fixed assets22/27 | €288k | €271k | €254k | €266k | €258k | ▼ 3.0% |
| Land and buildings22 | €276k | €263k | €251k | €238k | €233k | ▼ 2.0% |
| Other tangible fixed assets26 | €12k | €8k | €3k | €28k | €24k | ▼ 11.0% |
| Current assets29/58 | €37k | €38k | €36k | €43k | €35k | ▼ 19.3% |
| Amounts receivable after more than one year29 | €35k | €35k | €35k | €35k | €28k | ▼ 20.0% |
| Other amounts receivable291 | €35k | €35k | €35k | €35k | €28k | ▼ 20.0% |
| Amounts receivable within one year40/41 | €360 | - | - | - | - | - |
| Other amounts receivable41 | €360 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €1k | €3k | €1k | €8k | €7k | ▼ 16.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €324k | €309k | €290k | €308k | €292k | ▼ 5.2% |
| Equity10/15 | €51k | €63k | €66k | €83k | €88k | ▲ 5.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Reserves13 | €158k | €170k | €173k | €167k | €171k | ▲ 2.8% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Other1319 | - | - | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €124k | €117k | €110k | €103k | €96k | ▼ 6.7% |
| Distributable reserves133 | €32k | €52k | €62k | €62k | €73k | ▲ 18.6% |
| Profit (loss) carried forward14 | €-126k | €-126k | €-126k | €-102k | €-102k | = |
| Provisions and deferred taxes16 | €64k | €60k | €57k | €53k | €49k | ▼ 6.7% |
| Deferred taxes168 | €64k | €60k | €57k | €53k | €49k | ▼ 6.7% |
| Amounts payable17/49 | €210k | €186k | €167k | €172k | €155k | ▼ 10.0% |
| Amounts payable after more than one year17 | €180k | €158k | €139k | €135k | €108k | ▼ 19.6% |
| Financial debts170/4 | €180k | €158k | €139k | €135k | €108k | ▼ 19.6% |
| Amounts payable within one year42/48 | €30k | €28k | €28k | €36k | €46k | ▲ 27.6% |
| Current portion of amounts payable after more than one year42 | €22k | €23k | €21k | €23k | €25k | ▲ 6.7% |
| Trade debts44 | €6k | €1k | €2k | €3k | €3k | ▲ 18.8% |
| Suppliers440/4 | €6k | €1k | €2k | €3k | €3k | ▲ 18.8% |
| Taxes, remuneration and social security45 | €2k | €3k | €3k | €5k | €13k | ▲ 167% |
| Taxes450/3 | €2k | €3k | €3k | €5k | €13k | ▲ 167% |
| Other amounts payable47/48 | - | €937 | €2k | €5k | €5k | ▼ 8.7% |
| Accrued charges and deferred income492/3 | - | - | - | €1k | €630 | ▼ 53.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €12k | €3k | €16k | €14k | ▼ 17.2% |
| + Depreciation and write-downs630 | €18k | €17k | €17k | €15k | €16k | ▲ 9.6% |
| Operating cash flow (approximation) | €23k | €29k | €20k | €31k | €30k | ▼ 4.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-27k | €-8k | ▲ 68.6% |
| Change in cash | - | €2k | €-2k | €6k | €-1k | ▼ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €16k ▲410%
Operating result €29k, net result €16k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 12 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1995
Ground area
146 m²
Building footprint
98 m²
Volume, LiDAR
1,261 m³
Parcel 52026D0513/00R000, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée Impériale 8, 6060 Charleroi
since 19952.072.584.647
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026D0513/00R000 | Wallonia | 146 m² | 1 · 98 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,667 companies in sector 47811 we hold annual accounts for 5,220. 3,587 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-1995
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68201Renting and operating of own or leased residential real estate, excluding social housing
47830Retail sale of motorcycles and motorcycle parts and accessories
Scores and ratios are computed by Checked and are not a credit decision.