AUTOBERGEN
ActiveSummary
AUTOBERGEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38k and a net result of €5k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 26046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▲+42
Solvency40▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.86 in 2023; short-term debt: 45% and cash: 9.1% of total assets), but 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.5%
Return on assets
1.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
91 d late
2022
31 d late
2020
18 d late
2019
108 d late
2018
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€38k▲ 15.2%
2023 · €33k
2018: €-8k
2019: €3k
2020: €47k
2022: €90k
2023: €33k
2018 → 2024
Total assets
€260k▼ 9.7%
2023 · €288k
2018: €181k
2019: €252k
2020: €247k
2022: €271k
2023: €288k
2018 → 2024
Net result
€5k
2023 · €-57k
2018: €-4k
2019: €11k
2020: €44k
2022: €21k
2023: €-57k
2018 → 2024
Working capital
€135k▲ 4.6%
2023 · €129k
2018: €-9k
2019: €-1k
2020: €47k
2022: €195k
2023: €129k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202220232024Trend
Equity€3k-€47k▲ 1,332%€90k▲ 91.1%€33k▼ 63.6%€38k▲ 15.2%
Operating result€13k-€45k▲ 250%€37k▼ 17.3%€-52k€11k
Net result€11k-€44k▲ 299%€21k▼ 51.6%€-57k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €52k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €260k
Fixed assets
€8k▼ 6.7%
Current assets
€252k▼ 9.8%
Equity and liabilities €260k
Equity
€38k▲ 15.2%
Debt
€222k▼ 12.9%
The debt ratio falls from 88.6% to 85.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2023 · €-51k
Cash flow
€8k▲
2023 · €-56k
Solvency
14.5%▲
2023 · 11.4%
Current ratio
2.16▲
2023 · 1.86
Quick ratio
0.58▲
2023 · 0.30
Debt / equity
5.88▼
2023 · 7.79
ROE
13.2%▲
2023 · -174.7%
ROA
1.9%▲
2023 · -19.9%
Interest coverage
2.50▲
2023 · -10.16
Debt
€222k▼
2023 · €255k
Debt ≤ 1 year
€117k▼
2023 · €150k
Debt > 1 year
€104k=
2023 · €104k
Income taxes
€751▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€288k€260k▼
Fixed assets21/28€8k€8k▼
Tangible fixed assets22/27€8k€8k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€125€125=
Current assets29/58€279k€252k▼
Stocks and contracts in progress3€235k€184k▼
Stocks30/36€235k€184k▼
Amounts receivable within one year40/41€38k€43k▲
Trade receivables40€38k€43k▲
Other amounts receivable41€65€65=
Cash at bank and in hand54/58€5k€24k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€288k€260k▼
Equity10/15€33k€38k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€12k€17k▲
Amounts payable17/49€255k€222k▼
Amounts payable after more than one year17€104k€104k=
Financial debts170/4€104k€104k=
Amounts payable within one year42/48€150k€117k▼
Financial debts43€49k€11k▼
Credit institutions430/8€49k€11k▼
Trade debts44€50k€50k▲
Suppliers440/4€22k€8k▼
Bills of exchange payable441€28k€43k▲
Advances received on contracts in progress46€500-
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Other amounts payable47/48€37k€49k▲
Accrued charges and deferred income492/3€929€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€980€3k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€22k-
Gross operating margin9900€-27k€16k▲
Operating profit (loss)9901€-52k€11k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-57k€6k▲
Income taxes67/77€132€751▲
Profit (loss) for the period9904€-57k€5k▲
Profit (loss) for the period to be appropriated9905€-57k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Profit (loss) brought forward from the previous period14P€70k€12k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Weakest financial yearnet €-57k ▼370%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 3.58
Current ratio from 1.24 to 3.58; short-term debt falls from €199k to €76k.
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Highest result since 2018net €44k ▲299%
Operating result €45k, net result €44k, both a record.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
27-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jules Destrée 377390 QuaregnonGround area
1,820 m²
Building footprint
158 m²
Volume, LiDAR
1,755 m³
Parcel 53065A0322/00E004, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AUTOBERGEN
since 19912.055.029.429
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53065A0322/00E004 | Wallonia | 1,820 m² | 1 · 158 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMNS GROUP
BE 0535.639.641
Vilvoorde · Eq €38k
GIOVANNI
BE 0452.906.163
Gent · Eq €38k
MRCF
BE 0733.811.829
Sint-Joost-ten-Node · Eq €38k
INNOVA CARS
BE 1006.208.417
Charleroi · Eq €38k
Cardicted
BE 0701.789.159
Heist-op-den-Berg · Eq €38k
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-1991
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.