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Le 13

Active
Private limited companyfounded 199828 yrs activeLibramont,Rue des Alliés 17, 6800 Libramont-Chevigny, BelgiumKBO/BCE: BE 0462.946.059
Summary

Le 13 has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124,101 and a net result of €18,642. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 15408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
Le 13ActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111NACE 55301Full-service restaurants NACE 56101
1 site
Size
€280,297total assets 2025
Staff
1 FTE
Equity
€124,101
Profit
€18,642
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 23 d early0 of 4 deeds read
Why 89- Sector Food and beverage service activities (NACE 56)- Size: total assets €280,297+ Liquidity: current ratio 1.63, cash €173,994+ Founded in 1998Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 69-27
equity 44.3% of total assets
Liquidity 73-18
short-term debt 53.8% · cash 62.1%
Profitability 77-9
return on assets 6.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,482 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -14.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%● 0.0% vs 03-2025lowest value 05-2025: 0.1%▲ +1.4% vs 04-2025 06-2025: 0.1%▼ -1.3% vs 05-2025lowest value 07-2025: 0.1%▲ +28.4% vs 06-2025 08-2025: 0.1%▼ -9.5% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -14.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%▲ +1.4% vs 04-2026 06-2026: 0.1%▼ -1.3% vs 05-2026lowest value 07-2026: 0.1%▲ +25.7% vs 06-2026 08-2026: 0.2%▲ +128% vs 07-2026highest value 09-2026: 0.2%● 0.0% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Liquidity: current ratio 1.63, cash €173,994 lowers the probability
  • Founded in 1998 lowers the probability for this profile
  • Size: total assets €280,297 raises the probability for this profile
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 1.63 against 3.17 in 2024; short-term debt: 53.8% and cash: 62.1% of total assets), but 55.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 63%, liquidity 76%, profitability 61%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 1.63, cash €173,994
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €280,297
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
36 d early
2023
1 d early
2022
4 d early
2021
58 d early
2020
64 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €18,642 ▼50.3%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 18% on equitysector median €29,468 · 15,439 companies €124,101 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €18,642 8 years View
  • Caution: Equity fell in 2025from €199,053 to €124,101 ▼ 37.7% View

By topic

Financials

Fiscal year
2025
Total assets
€280,297
Profit
€18,642
Solvency
44.3%
Total assets▲ 0.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 08-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 25-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
27-03-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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