LUAN
ActiveLUAN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €51k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+64
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 10.27 against 17.64 in 2024; short-term debt: 6.3% and cash: 36.2% of total assets), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
56 d early
2022
2 d late
2021
33 d early
2020
32 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€274k▲ 22.7%
2024 · €223k
2018: €186k
2019: €193k
2020: €160k
2021: €233k
2022: €261k
2023: €239k
2024: €223k
2018 → 2025
Total assets
€292k▲ 27.4%
2024 · €229k
2018: €310k
2019: €271k
2020: €208k
2021: €289k
2022: €312k
2023: €291k
2024: €229k
2018 → 2025
Net result
€51k
2024 · €-16k
2018: €-8k
2019: €7k
2020: €-33k
2021: €73k
2022: €28k
2023: €-22k
2024: €-16k
2018 → 2025
Working capital
€172k▲ 67.3%
2024 · €103k
2018: €-18k
2019: €10k
2020: €-4k
2021: €78k
2022: €109k
2023: €103k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€261k▲ 12.0%€239k▼ 8.6%€223k▼ 6.5%€274k▲ 22.7%
Operating result€77k-€48k▼ 37.9%€-19k€-14k▲ 26.8%€67k
Net result€73k-€28k▼ 61.9%€-22k€-16k▲ 30.7%€51k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €67k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292k
Fixed assets
€102k▼ 15.5%
Current assets
€190k▲ 74.8%
Equity and liabilities €292k
Equity
€274k▲ 22.7%
Debt
€19k▲ 200%
The debt ratio rises from 2.7% to 6.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €5k
Cash flow
€60k▲
2024 · €3k
Solvency
93.7%▼
2024 · 97.3%
Current ratio
10.27▼
2024 · 17.64
Quick ratio
10.27▼
2024 · 17.64
Debt / equity
0.07▲
2024 · 0.03
ROE
18.5%▲
2024 · -7.0%
ROA
17.3%▲
2024 · -6.8%
Interest coverage
465.98▲
2024 · 1.84
Debt
€19k▲
2024 · €6k
Debt ≤ 1 year
€19k▲
2024 · €6k
Income taxes
€16k▲
2024 · €49
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€292k▲
Fixed assets21/28€120k€102k▼
Tangible fixed assets22/27€120k€102k▼
Land and buildings22€106k€100k▼
Plant, machinery and equipment23€7k-
Furniture and vehicles24€7k€1k▼
Financial fixed assets28€150€150=
Current assets29/58€109k€190k▲
Amounts receivable within one year40/41€66k€85k▲
Trade receivables40€40k€49k▲
Other amounts receivable41€25k€36k▲
Cash at bank and in hand54/58€43k€106k▲
Equity and liabilities
Total equity and liabilities10/49€229k€292k▲
Equity10/15€223k€274k▲
Contributions10/11€31k€31k=
Revaluation surpluses12€180k€180k=
Reserves13€10k€63k▲
Non-distributable reserves130/1€639€639=
Reserves not available under the articles1311€639€639=
Distributable reserves133€9k€62k▲
Profit (loss) carried forward14€2k-
Amounts payable17/49€6k€19k▲
Amounts payable within one year42/48€6k€19k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€5k€16k▲
Remuneration and social security454/9€5k€16k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Non-recurring operating income76A-€91k
Remuneration, social security and pensions62€138k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€10k▼
Other operating charges640/8€10k€1k▼
Gross operating margin9900€152k€78k▼
Operating profit (loss)9901€-14k€67k▲
Financial income75/76B€832€7▼
Recurring financial income75€832€7▼
Financial charges65/66B€3k€165▼
Recurring financial charges65€3k€165▼
Profit (loss) for the period before taxes9903€-16k€67k▲
Income taxes67/77€49€16k▲
Profit (loss) for the period9904€-16k€51k▲
Profit (loss) for the period to be appropriated9905€-16k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€53k▲
Profit (loss) brought forward from the previous period14P€18k€2k▼
Transfer to equity691/2-€53k
To other reserves6921-€53k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €51k
Net result €51k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 6current ratio 17.64
Current ratio from 2.96 to 17.64; short-term debt falls from €53k to €6k.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.39
Current ratio from 0.92 to 2.39.
31-12
Financial
Equity above €200kEq €233k ▲45.8%
Equity rises from €160k to €233k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-33k ▼569%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klaproosstraat 722610 AntwerpenGround area
1.9 ha
Building footprint
279 m²
Volume, LiDAR
4,286 m³
Parcel 11051C0146/00X000, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Klaproosstraat 72, 2610 Antwerpen
since 19932.062.492.687
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0146/00X000 | Flanders | 1.9 ha | 1 · 279 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DINER PRIVÉ
BE 0452.842.817
Dilbeek · Eq €274k
CANOIE
BE 0830.671.673
Thimister-Clermont · Eq €274k
CARECOLE
BE 0457.432.895
Koksijde · Eq €274k
Sushi House Mons
BE 0766.814.494
Mons · Eq €274k
Huys54
BE 0454.668.296
Lichtervelde · Eq €274k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 7,879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-05-1993
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
70200Business and other management consultancy
70220Business consulting
71408
74142
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.