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DIEU

Active
Private limited companyfounded 200125 yrs activeMinderbroedersstraat 10, 3300 Tienen, BelgiumKBO/BCE: BE 0474.682.762
Summary

DIEU has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €4k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-12
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 19.58 against 35.57 in 2024; short-term debt: 4.8% and cash: 91.4% of total assets), and 4.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.2%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
3 d early
2023
2 d early
2022
on the day
2021
11 d early
2020
5 d early
2019
11 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€259k▲ 1.5%
2024 · €255k
2018: €132k 2019: €151k 2020: €174k 2021: €186k 2022: €221k 2023: €238k 2024: €255k
2018 → 2025
Total assets
€272k▲ 2.3%
2024 · €266k
2018: €201k 2019: €194k 2020: €202k 2021: €227k 2022: €253k 2023: €261k 2024: €266k
2018 → 2025
Net result
€4k▼ 78.7%
2024 · €18k
2018: €10k 2019: €18k 2020: €23k 2021: €12k 2022: €35k 2023: €16k 2024: €18k
2018 → 2025
Working capital
€244k▼ 2.6%
2024 · €251k
2018: €137k 2019: €154k 2020: €174k 2021: €195k 2022: €218k 2023: €232k 2024: €251k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€186k-€221k▲ 18.9%€238k▲ 7.3%€255k▲ 7.5%€259k▲ 1.5%
Operating result€19k-€56k▲ 201%€26k▼ 54.3%€34k▲ 30.2%€11k▼ 67.1%
Net result€12k-€35k▲ 189%€16k▼ 54.1%€18k▲ 9.6%€4k▼ 78.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €19k€19kNet result 2021: €12k€12kOperating result 2022: €56k€56kNet result 2022: €35k€35kOperating result 2023: €26k€26kNet result 2023: €16k€16kOperating result 2024: €34k€34kNet result 2024: €18k€18kOperating result 2025: €11k€11kNet result 2025: €4k€4k20212022202320242025€0€10k€20k€30kOperating result 2023: €26k€26kNet result 2023: €16k€16kOperating result 2024: €34k€34kNet result 2024: €18k€18kOperating result 2025: €11k€11kNet result 2025: €4k€3.8k202320242025
The operating result falls in 2025; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272k
Fixed assets €15k ▲ 88.2%
Current assets €258k ▼ 0.3%
Equity and liabilities €272k
Equity €259k ▲ 1.5%
Debt €13k ▲ 22.7%
Debt's share of the balance-sheet total rises from 4.0% to 4.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17k▼
2024 · €38k
Cash flow
€10k▼
2024 · €22k
Current ratio
19.58▼
2024 · 35.57
Debt to equity
0.05▲
2024 · 0.04
ROE
1.5%▼
2024 · 6.9%
ROA
1.4%▼
2024 · 6.7%
Interest coverage
5.38▼
2024 · 19.01
Debt ≤ 1 year
€13k▲
2024 · €7k
Income taxes
€4k▼
2024 · €14k
Staff costs
€65k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€266k€272k▲
Fixed assets21/28€8k€15k▲
Tangible fixed assets22/27€7k€14k▲
Plant, machinery and equipment23€7k€14k▲
Financial fixed assets28€625€625=
Current assets29/58€258k€258k▼
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€3k€4k▲
Other amounts receivable41€11€4k▲
Cash at bank and in hand54/58€255k€249k▼
Equity and liabilities
Total equity and liabilities10/49€266k€272k▲
Equity10/15€255k€259k▲
Contributions10/11€25k€25k=
Reserves13€54k€54k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€51k€51k=
Profit (loss) carried forward14€177k€181k▲
Amounts payable17/49€11k€13k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€7k€13k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Income statement Code20242025
Remuneration, social security and pensions62€66k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€2k€2k▼
Gross operating margin9900€105k€89k▼
Operating profit (loss)9901€34k€11k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€32k€8k▼
Income taxes67/77€14k€4k▼
Profit (loss) for the period9904€18k€4k▼
Profit (loss) for the period to be appropriated9905€18k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€177k€181k▲
Profit (loss) brought forward from the previous period14P€159k€177k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €4k ▼78.7%
Net result drops to €4k, the lowest in the series.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 35.57
Current ratio from 14.33 to 35.57; short-term debt falls from €17k to €7k.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €35k ▲189%
Operating result €56k, net result €35k, both a record.
31-12
Financial Equity above €200kEq €221k ▲18.9%
5 profitable years in a row build equity to €221k.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €150kEq €151k ▲13.7%
2 profitable years in a row build equity to €151k.
Show earlier events
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
164 m²
Building footprint
152 m²
Volume, LiDAR
1,287 m³
Parcel 24593G0704/00C000, Flanders · tallest building 16.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DIEU
Minderbroedersstraat 10, 3300 TienenNACE 5530105
since 20012.100.339.317
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24593G0704/00C000
ProtectedTownscape or village viewHistorische stadskern TienenSource ↗
Flanders 164 m² 1 · 152 m² 16.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tienen2.100.339.317
1 permission
Toelating · Eetgelegenheid · since 01-01-2006

Similar companies · same sector, comparable size

Of 20,495 companies in sector 56111 we hold annual accounts for 11,457. 7,995 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-04-2001
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.