LDMM Consult
ActiveLDMM Consult has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €64k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 4.19 in 2024), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
25.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-03-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
43 d late
2024
48 d late
2023
on the day
2022
1 d late
2021
on the day
2020
2 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▲ 33.1%
2024 · €146k
2019: €112k
2020: €105k
2021: €106k
2022: €114k
2023: €119k
2024: €146k
2019 → 2025
Total assets
€250k▲ 39.7%
2024 · €179k
2019: €139k
2020: €132k
2021: €142k
2022: €159k
2023: €177k
2024: €179k
2019 → 2025
Net result
€64k▲ 52.0%
2024 · €42k
2019: €8k
2020: €-8k
2021: €2k
2022: €12k
2023: €9k
2024: €42k
2019 → 2025
Working capital
€155k▲ 50.4%
2024 · €103k
2019: €74k
2020: €60k
2021: €51k
2022: €70k
2023: €71k
2024: €103k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€114k▲ 7.5%€119k▲ 4.2%€146k▲ 22.7%€195k▲ 33.1%
Operating result€4k-€19k▲ 315%€14k▼ 22.8%€65k▲ 352%€97k▲ 49.6%
Net result€2k-€12k▲ 532%€9k▼ 27.2%€42k▲ 392%€64k▲ 52.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 50% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€39k▼ 8.3%
Current assets
€210k▲ 55.0%
Equity and liabilities €250k
Equity
€195k▲ 33.1%
Debt
€55k▲ 69.8%
The debt ratio rises from 18.1% to 22.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€111k▲
2024 · €80k
Cash flow
€78k▲
2024 · €57k
Solvency
78.0%▼
2024 · 81.9%
Current ratio
3.82▼
2024 · 4.19
Quick ratio
3.82▼
2024 · 4.19
Debt / equity
0.28▲
2024 · 0.22
ROE
32.8%▲
2024 · 28.7%
ROA
25.6%▲
2024 · 23.5%
Interest coverage
912.36▼
2024 · 1103.91
Debt
€55k▲
2024 · €32k
Debt ≤ 1 year
€55k▲
2024 · €32k
Income taxes
€33k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€250k▲
Fixed assets21/28€43k€39k▼
Tangible fixed assets22/27€43k€39k▼
Furniture and vehicles24€21k€22k▲
Other tangible fixed assets26€22k€18k▼
Current assets29/58€136k€210k▲
Amounts receivable within one year40/41€71k€185k▲
Trade receivables40€68k€175k▲
Other amounts receivable41€4k€10k▲
Cash at bank and in hand54/58€63k€25k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€179k€250k▲
Equity10/15€146k€195k▲
Contributions10/11€19k€19k=
Reserves13€127k€176k▲
Distributable reserves133€127k€176k▲
Profit (loss) carried forward14€792€152▼
Amounts payable17/49€32k€55k▲
Amounts payable within one year42/48€32k€55k▲
Financial debts43€815€871▲
Credit institutions430/8€815€871▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€14k€31k▲
Taxes450/3€14k€31k▲
Other amounts payable47/48€15k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€81k€112k▲
Operating profit (loss)9901€65k€97k▲
Financial income75/76B€155€831▲
Recurring financial income75€155€831▲
Financial charges65/66B€72€122▲
Recurring financial charges65€72€122▲
Profit (loss) for the period before taxes9903€65k€97k▲
Income taxes67/77€23k€33k▲
Profit (loss) for the period9904€42k€64k▲
Profit (loss) for the period to be appropriated9905€42k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€65k▲
Profit (loss) brought forward from the previous period14P€9k€792▼
Transfer from equity791/2€7k€13k▲
Transfer to equity691/2€42k€62k▲
To other reserves6921€42k€62k▲
Profit to be distributed694/7€15k€15k▲
Return on contributions (dividend)694€15k€15k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 43 days late
2025
30-06
Financial
Highest result since 2019net €64k ▲52%
Operating result €97k, net result €64k, both a record.
30-06
Financial
Equity above €150kEq €195k ▲33.1%
5 profitable years in a row build equity to €195k.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-06
Financial
Weakest financial yearnet €-8k ▼190%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Hérissons 44130 EsneuxGround area
662 m²
Building footprint
288 m²
Volume, LiDAR
4,366 m³
2 parcels, Wallonia · tallest building 27.1 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Rue des Hérissons 4, 4130 Esneux
since 20122.205.781.879
-
since 20172.262.631.797
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101B0023/00C016 | Wallonia | 449 m² | 1 · 135 m² | 8.0 m · 2 fl. |
| 62805B0476/00W013 | Wallonia | 212 m² | 1 · 153 m² | 27.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2012
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pelerin.jacques@skynet.be
Phone:0475/46.02.79