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AP-EXPERTISE4U

Active
Private limited companyfounded 2015active for 11 yearsRoekstraat 14, 2170 Antwerpen, BelgiumKBO/BCE: BE 0640.817.632

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

AP-EXPERTISE4U has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194,635 and a net result of €105,117. Equity has been growing by about 4.9% per year since 2018. Its solvency ranks better than 91% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 07-10-2015 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.246.494.363 2170 Antwerpen, since 12-10-2015
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • ASSELBERGH PAULDirector

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€165,569
▲ 0.4%
Turnover
≈ €280,000
estimated
Profit
€105,117
▼ 9.2%
Equity
€194,635
▼ 52.7%
Total assets
€210,997
▼ 50.6%
Filed on 22-04-2026, 100 days before the deadlinePDF
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 12.47, cash €85,919, halvedEquity €194,635 (92.2% of total assets)Size: total assets €210,997Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 92.2% of total assets
Liquidity 100=
short-term debt 7.8% · cash 40.7%
Profitability 100=
return on assets 49.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.47 (26.12 in 2024), above the usual 1.5. Short-term debt is 7.8% and cash 40.7% of total assets. 7.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 84% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 12.47, cash €85,919, halved
NBB · annual accounts
lowers risk · Equity €194,635 (92.2% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €210,997
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
100 days early
2024
3 days early
2023
27 days late
2022
32 days early
2021
32 days early
2020
20 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 60 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 91% of companies in head offices and management consultancysector median 55.6% · 39,242 companies 92.2% View
  • Caution: Equity fell in 2025from €411,518 to €194,635 ▼ 52.7% View
  • Positive: 5 profitable years in a rowprofit 2025: €105,117 5 years View

Comparable companies

These companies have the same main activity as AP-EXPERTISE4U: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €179,000 and €237,000, founded between 2014 and 2016.

CompanyTotal assetsGross margin
AP-EXPERTISE4U Antwerpen€210,997€165,569
Betamacs Antwerpen€218,396€150,280
I3E CONSULTING Antwerpen€184,167€165,200
TVA & Partners BV Edegem€183,345€156,191
AVP Consulting Brasschaat€179,200€173,577
Koyen Linsay BVBA Hoogstraten€237,271€145,641
GIMAX CONSULTING Bornem€188,044€148,576
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about AP-EXPERTISE4U

What is the company number of AP-EXPERTISE4U?
The company number of AP-EXPERTISE4U is 0640.817.632. The VAT number is the same number with BE in front: BE 0640.817.632.
Where is AP-EXPERTISE4U based?
The registered office is at Roekstraat 14, 2170 Antwerpen.Company details
What does AP-EXPERTISE4U do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of AP-EXPERTISE4U?
The legal form of AP-EXPERTISE4U is Private limited company (BV).
When was AP-EXPERTISE4U founded?
AP-EXPERTISE4U was founded on 07-10-2015.
Is AP-EXPERTISE4U still active?
Yes, AP-EXPERTISE4U is an active enterprise in the KBO register.
What is the turnover of AP-EXPERTISE4U?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €165,569 and 110 comparable companies (NACE 70200). It probably lies between €240,000 and €340,000.Financials
Is AP-EXPERTISE4U profitable?
In financial year 2025, AP-EXPERTISE4U made a profit of €105,117.
Where can I find the annual accounts of AP-EXPERTISE4U?
AP-EXPERTISE4U filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of AP-EXPERTISE4U due?
AP-EXPERTISE4U must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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