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LDL Coin

Active
Private limited companyfounded 2006active for 19 yearsSterrestraat 90, 8700 Tielt, Belgium10 active companies are registered at this addressKBO/BCE: BE 0885.021.862
Summary

LDL Coin has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €904,815. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 1,120 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Renting and leasing of other personal and household goods
NACE 77229Wholesale trade NACE 46648
9th largest company by total assets in Tielt, Administrative and support services sector50 sites
Size
€5.1mtotal assets 2025
Staff
0.9 FTE
Equity
€1.7m
Profit
€904,815
Turnover not published (abbreviated format)
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
LDL GROUP HOLDING · 99.8%
Accounts 3 days early3 of 13 deeds read
Why 88raises risk1 change of registered office in 24 monthsLiquidity: current ratio 1.64, cash €337,672lowers riskSize: 0.9 FTE, total assets €5.1mFigures for financial year 2025 (filed 29-01-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 77, micro)
Financial strength · tick = 2024
Strong
Solvency 59+9
equity 33.6% of total assets
Liquidity 51-4
short-term debt 22.1% · cash 6.6%
Profitability 91+7
return on assets 17.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,163 companies, NACE 77, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.1%▼ -0.3 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.7%▲ +0.5 percentage points vs 12-2025highest value 02-2026: 0.2%▼ -0.5 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.64, compared with 0.97 in 2024, above the usual 1.5; short-term debt: 22.1% and cash: 6.6% of total assets), but 66.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 50% on solvency, 60% on liquidity, 86% on profitability and 93% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: 0.9 FTE, total assets €5.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-01-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.64, cash €337,672
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €1.7m
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
39 days early
2023
42 days early
2022
41 days early
2021
3 days early
2020
20 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 December (5 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end15-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignations: LDL GROUP HOLDING NV, SJ&T…Appointments: Sarah Norton, Ben Gujral…
  2. Permanent representative: Frank LampoleShareholding
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Result rose in 2025from €388,641 to €904,815 ▲ 133% View
  • Positive: Among the best 5% on net resultsector median €16,923 · 1,120 companies €904,815 View
  • Board changedlatest change 01-04-2026 · 3 in office 3 joined · 2 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by LDL GROUP HOLDING 99.8% View

By topic

Financials

Financial year
2025
Total assets
€5.1m
Profit
€904,815
Solvency
33.6%
Total assets▲ 59.5%
Net result
20192025
Go to Financials

Board & ownership

Board
3 members
Parent
LDL GROUP HOLDING · 99.8%
  • Ben GujralDirector
  • LDL GROUP HOLDINGManaging director
  • Sarah NortonDirector
Go to Board & ownership

Timeline

Events
27
Since
2008
Next accounts
by 31-01-2027
  1. 29-12-2025Registered office
  2. 30-06-2025Highest result from 2019 to 2025
  3. 30-06-2025Equity above €1m
Go to Timeline

Company details

Sites
50
Legal form
Private limited company
Activity
Renting and leasing of other personal and household…NACE 77229
Founded
16-11-2006
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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