LDH IMMO
ActiveSummary
LDH IMMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-28
Solvency41▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.88 in 2024; short-term debt: 25.8% and cash: 5% of total assets), and 84.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 21%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €161k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
29 d late
2022
31 d late
2021
31 d late
2020
53 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 82.5%
2024 · €36k
2018: €-19klowest in 8 years
2019: €31k▲ +265% vs 2018
2020: €53k▲ +70.1% vs 2019
2021: €109k▲ +106% vs 2020highest in 8 years
2022: €69k▼ -36.6% vs 2021
2023: €88k▲ +28.4% vs 2022
2024: €36k▼ -58.8% vs 2023
2025: €6k▼ -82.5% vs 2024
2018 → 2025
Working capital
€-81k▼ 108%
2024 · €-39k
2018: €2k
2019: €98k▲ +5233% vs 2018highest in 8 years
2020: €98k▼ -0.7% vs 2019
2021: €-60k▼ -161% vs 2020
2022: €-78k▼ -30.4% vs 2021
2023: €-41k▲ +47.8% vs 2022
2024: €-39k▲ +3.9% vs 2023
2025: €-81k▼ -108% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€30k=€118k▲ 296%€155k▲ 30.8%€161k▲ 4.1%
2021: €30klowest in 5 years
2022: €30k● 0.0% vs 2021lowest in 5 years
2023: €118k▲ +296% vs 2022
2024: €155k▲ +30.8% vs 2023
2025: €161k▲ +4.1% vs 2024highest in 5 years
Operating result€145k-€92k▼ 36.8%€126k▲ 37.0%€57k▼ 54.7%€18k▼ 69.0%
2021: €145khighest in 5 years
2022: €92k▼ -36.8% vs 2021
2023: €126k▲ +37.0% vs 2022
2024: €57k▼ -54.7% vs 2023
2025: €18k▼ -69.0% vs 2024lowest in 5 years
Net result€109k-€69k▼ 36.6%€88k▲ 28.4%€36k▼ 58.8%€6k▼ 82.5%
2021: €109khighest in 5 years
2022: €69k▼ -36.6% vs 2021
2023: €88k▲ +28.4% vs 2022
2024: €36k▼ -58.8% vs 2023
2025: €6k▼ -82.5% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 69% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€838k ▲ 47.4%
Current assets
€182k ▼ 38.4%
Equity and liabilities €1.02M
Equity
€161k ▲ 4.1%
Debt
€859k ▲ 21.1%
Debt's share of the balance-sheet total rises from 82.1% to 84.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▼
2024 · €88k
Cash flow
€33k▼
2024 · €67k
Current ratio
0.69▼
2024 · 0.88
Debt to equity
5.34▲
2024 · 4.59
ROE
4.0%▼
2024 · 23.5%
ROA
0.6%▼
2024 · 4.2%
Interest coverage
3.23▼
2024 · 7.14
Debt ≤ 1 year
€263k▼
2024 · €335k
Debt > 1 year
€594k▲
2024 · €374k
Income taxes
€5k▼
2024 · €16k
Staff costs
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€864k€1.02M▲
Fixed assets21/28€569k€838k▲
Tangible fixed assets22/27€569k€838k▲
Land and buildings22€544k€795k▲
Furniture and vehicles24€25k€43k▲
Current assets29/58€296k€182k▼
Amounts receivable within one year40/41€284k€123k▼
Trade receivables40€39k€13k▼
Other amounts receivable41€245k€110k▼
Cash at bank and in hand54/58€3k€51k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€864k€1.02M▲
Equity10/15€155k€161k▲
Contributions10/11€19k€19k=
Reserves13€136k€142k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€134k€141k▲
Amounts payable17/49€710k€859k▲
Amounts payable after more than one year17€374k€594k▲
Financial debts170/4€370k€590k▲
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€335k€263k▼
Current portion of amounts payable after more than one year42€38k€46k▲
Financial debts43-€21
Credit institutions430/8-€21
Trade debts44€7k€28k▲
Suppliers440/4€7k€28k▲
Taxes, remuneration and social security45€34k€27k▼
Taxes450/3€28k€15k▼
Remuneration and social security454/9€6k€12k▲
Other amounts payable47/48€256k€161k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€18k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€27k▼
Other operating charges640/8€7k€50k▲
Gross operating margin9900€113k€111k▼
Operating profit (loss)9901€57k€18k▼
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€12k€14k▲
Recurring financial charges65€12k€14k▲
Profit (loss) for the period before taxes9903€52k€11k▼
Income taxes67/77€16k€5k▼
Profit (loss) for the period9904€36k€6k▼
Profit (loss) for the period to be appropriated9905€36k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€6k▼
Transfer to equity691/2€36k€6k▼
To other reserves6921€36k€6k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €0 | - | €4k | €18k | €17k | ▼ 8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €16k | €27k | €31k | €27k | ▼ 13.7% |
| Other operating charges640/8 | €6k | €27k | €8k | €7k | €50k | ▲ 657% |
| Gross operating margin9900 | €167k | €135k | €165k | €113k | €111k | ▼ 1.6% |
| Operating profit (loss)9901 | €145k | €92k | €126k | €57k | €18k | ▼ 69.0% |
| Financial income75/76B | €5k | €1k | €612 | €7k | €7k | ▲ 2.0% |
| Recurring financial income75 | €5k | €1k | €612 | €7k | €7k | ▲ 2.0% |
| Financial charges65/66B | €9k | €7k | €13k | €12k | €14k | ▲ 11.7% |
| Recurring financial charges65 | €9k | €7k | €13k | €12k | €14k | ▲ 11.7% |
| Profit (loss) for the period before taxes9903 | €141k | €86k | €113k | €52k | €11k | ▼ 78.3% |
| Income taxes67/77 | €32k | €18k | €25k | €16k | €5k | ▼ 68.4% |
| Profit (loss) for the period9904 | €109k | €69k | €88k | €36k | €6k | ▼ 82.5% |
| Profit (loss) for the period to be appropriated9905 | €109k | €69k | €88k | €36k | €6k | ▼ 82.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €965k | €1.04M | €861k | €864k | €1.02M | ▲ 18.0% |
| Fixed assets21/28 | €382k | €548k | €563k | €569k | €838k | ▲ 47.4% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €382k | €548k | €563k | €569k | €838k | ▲ 47.4% |
| Land and buildings22 | €380k | €543k | €530k | €544k | €795k | ▲ 46.2% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | €2k | €5k | €33k | €25k | €43k | ▲ 71.7% |
| Current assets29/58 | €583k | €494k | €299k | €296k | €182k | ▼ 38.4% |
| Amounts receivable within one year40/41 | €222k | €317k | €226k | €284k | €123k | ▼ 56.9% |
| Trade receivables40 | €68k | €65k | €81k | €39k | €13k | ▼ 67.1% |
| Other amounts receivable41 | €154k | €252k | €145k | €245k | €110k | ▼ 55.2% |
| Cash at bank and in hand54/58 | €359k | €165k | €57k | €3k | €51k | ▲ 1,477% |
| Deferred charges and accrued income490/1 | €1k | €13k | €16k | €8k | €9k | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €965k | €1.04M | €861k | €864k | €1.02M | ▲ 18.0% |
| Equity10/15 | €30k | €30k | €118k | €155k | €161k | ▲ 4.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €11k | €11k | €100k | €136k | €142k | ▲ 4.7% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €9k | €9k | €98k | €134k | €141k | ▲ 4.7% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | - | - | - |
| Amounts payable17/49 | €935k | €1.01M | €743k | €710k | €859k | ▲ 21.1% |
| Amounts payable after more than one year17 | €290k | €440k | €403k | €374k | €594k | ▲ 59.0% |
| Financial debts170/4 | €290k | €440k | €403k | €370k | €590k | ▲ 59.6% |
| Other amounts payable178/9 | - | - | - | €4k | €4k | = |
| Amounts payable within one year42/48 | €642k | €572k | €340k | €335k | €263k | ▼ 21.3% |
| Current portion of amounts payable after more than one year42 | €34k | €34k | €42k | €38k | €46k | ▲ 20.8% |
| Financial debts43 | - | - | - | - | €21 | - |
| Credit institutions430/8 | - | - | - | - | €21 | - |
| Trade debts44 | €78k | €20k | €36k | €7k | €28k | ▲ 305% |
| Suppliers440/4 | €78k | €20k | €36k | €7k | €28k | ▲ 305% |
| Taxes, remuneration and social security45 | €40k | €25k | €11k | €34k | €27k | ▼ 18.5% |
| Taxes450/3 | €40k | €25k | €10k | €28k | €15k | ▼ 44.0% |
| Remuneration and social security454/9 | - | - | €1k | €6k | €12k | ▲ 103% |
| Other amounts payable47/48 | €491k | €493k | €250k | €256k | €161k | ▼ 36.9% |
| Accrued charges and deferred income492/3 | €3k | €425 | €994 | €2k | €2k | ▲ 43.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109k | €69k | €88k | €36k | €6k | ▼ 82.5% |
| + Depreciation and write-downs630 | €16k | €16k | €27k | €31k | €27k | ▼ 13.7% |
| Operating cash flow (approximation) | €124k | €85k | €116k | €67k | €33k | ▼ 50.8% |
| Investment in fixed assets (approximation) | - | €-182k | €-42k | €-37k | €-296k | ▼ 693% |
| Change in cash | - | €-195k | €-108k | €-54k | €48k | ▲ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €155k ▲30.8%
6 profitable years in a row build equity to €155k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Equity above €100kEq €118k ▲296%
5 profitable years in a row build equity to €118k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €109k ▲106%
Operating result €145k, net result €109k, both a record.
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 53 days late
2020
31-12
Financial
Equity above €200kEq €201k ▲1.3%
2 profitable years in a row build equity to €201k.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
Show earlier events
31-12
Financial
Equity above €150kEq €199k ▲173%
Equity rises from €73k to €199k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2017
Ground area
1,946 m²
Building footprint
184 m²
Volume, LiDAR
1,021 m³
Parcel 63042G0492/00A000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Monceau 26, 4987 Stoumont
since 20172.261.614.881
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63042G0492/00A000 | Wallonia | 1,946 m² | 1 · 184 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HEALTHCARE CONSULTING
BE 0882.551.332
Chastre · Eq €160,985
LAWPROFILE CONSULTING
BE 0660.848.231
Gent · Eq €160,974
70 Z 10
BE 0890.678.447
Alveringem · Eq €160,990
MAES PHARMCONSULT
BE 0875.845.464
Visé · Eq €160,970
SUAMI
BE 0896.109.952
Schilde · Eq €160,995
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,752 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
68122Development of non-residential building projects
55203Holiday cottages, homes and apartments
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.