LDH IMMO
ActiveSummary
LDH IMMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160,981 and a net result of €6,363. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-28
Solvency41▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.88 in 2024; short-term debt: 25.8% and cash: 5% of total assets), and 84.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 32629 sector peers (2025).
NBB · sector comparisonPosition among 32629 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €160,981
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
29 d late
2022
31 d late
2021
31 d late
2020
53 d late
2019
62 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 company by total assets in Stoumont, Professional and technical services sector#9 company by equity in Stoumont, Professional and technical services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6,363▼ 82.5%
2024 · €36,369
Working capital
-€81,171▼ 108%
2024 · -€39,065
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€145,448▲ 93.6%€91,989▼ 36.8%€126,040▲ 37.0%€57,083▼ 54.7%€17,719▼ 69.0%
Net result€108,547within the sector's middle half▲ 106%€68,839within the sector's middle half▼ 36.6%€88,360within the sector's middle half▲ 28.4%€36,369within the sector's middle half▼ 58.8%€6,363within the sector's middle half▼ 82.5%
Equity€29,889below the sector's middle half▼ 85.2%€29,889below the sector's middle half=€118,249within the sector's middle half▲ 296%€154,618within the sector's middle half▲ 30.8%€160,981within the sector's middle half▲ 4.1%
Total assets€964,946within the sector's middle half▲ 15.4%€1.0mwithin the sector's middle half▲ 8.1%€861,491within the sector's middle half▼ 17.4%€864,413above the sector's middle half▲ 0.3%€1.0mabove the sector's middle half▲ 18.0%
Debt€935,057▲ 47.3%€1.0m▲ 8.3%€743,243▼ 26.6%€709,795▼ 4.5%€859,430▲ 21.1%
Working capital-€59,744within the sector's middle half-€77,920within the sector's middle half▼ 30.4%-€40,666within the sector's middle half▲ 47.8%-€39,065below the sector's middle half▲ 3.9%-€81,171below the sector's middle half▼ 108%
Solvency3.1%below the sector's middle half▼ 21.0pp2.9%below the sector's middle half▼ 0.2pp13.7%below the sector's middle half▲ 10.9pp17.9%below the sector's middle half▲ 4.2pp15.8%below the sector's middle half▼ 2.1pp
Current ratio0.91within the sector's middle half▼ 0.450.86within the sector's middle half▼ 0.040.88within the sector's middle half▲ 0.020.88below the sector's middle half=0.69below the sector's middle half▼ 0.19
Return on assets (ROA)11.2%within the sector's middle half▲ 5.0pp6.6%within the sector's middle half▼ 4.6pp10.3%within the sector's middle half▲ 3.7pp4.2%within the sector's middle half▼ 6.0pp0.6%below the sector's middle half▼ 3.6pp
Staff (FTE)0below the sector's middle half0.4below the sector's middle half1.3▲ 225%1▼ 23.1%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 69% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€838,281 ▲ 47.4%
Current assets
€182,130 ▼ 38.4%
Equity and liabilities €1.0m
Equity
€160,981 ▲ 4.1%
Debt
€859,430 ▲ 21.1%
Debt's share of the balance-sheet total rises from 82.1% to 84.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44,582▼
2024 · €88,211
Cash flow
€33,227▼
2024 · €67,498
Debt to equity
5.34▲
2024 · 4.59
ROE
4.0%▼
2024 · 23.5%
Interest coverage
3.23▼
2024 · 7.14
Debt ≤ 1 year
€263,301▼
2024 · €334,650
Debt > 1 year
€593,921▲
2024 · €373,605
Income taxes
€4,917▼
2024 · €15,571
Staff costs
€16,760▼
2024 · €18,302
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,275 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.5%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €0 | - | €4,014 | €18,302 | €16,760 | ▼ 8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,871 | €15,977 | €27,268 | €31,128 | €26,863 | ▼ 13.7% |
| Other operating charges640/8 | €6,104 | €27,486 | €7,967 | €6,598 | €49,933 | ▲ 657% |
| Gross operating margin9900 | €167,423 | €135,451 | €165,289 | €113,111 | €111,275 | ▼ 1.6% |
| Operating profit (loss)9901 | €145,448 | €91,989 | €126,040 | €57,083 | €17,719 | ▼ 69.0% |
| Financial income75/76B | €4,825 | €1,154 | €612 | €7,214 | €7,357 | ▲ 2.0% |
| Recurring financial income75 | €4,825 | €1,154 | €612 | €7,214 | €7,357 | ▲ 2.0% |
| Financial charges65/66B | €9,321 | €6,675 | €13,411 | €12,356 | €13,796 | ▲ 11.7% |
| Recurring financial charges65 | €9,321 | €6,675 | €13,411 | €12,356 | €13,796 | ▲ 11.7% |
| Profit (loss) for the period before taxes9903 | €140,952 | €86,467 | €113,240 | €51,941 | €11,280 | ▼ 78.3% |
| Income taxes67/77 | €32,404 | €17,628 | €24,880 | €15,571 | €4,917 | ▼ 68.4% |
| Profit (loss) for the period9904 | €108,547 | €68,839 | €88,360 | €36,369 | €6,363 | ▼ 82.5% |
| Profit (loss) for the period to be appropriated9905 | €108,547 | €68,839 | €88,360 | €36,369 | €6,363 | ▼ 82.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €964,946 | €1.0m | €861,491 | €864,413 | €1.0m | ▲ 18.0% |
| Fixed assets21/28 | €382,381 | €548,192 | €562,598 | €568,828 | €838,281 | ▲ 47.4% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €382,381 | €548,192 | €562,598 | €568,828 | €838,281 | ▲ 47.4% |
| Land and buildings22 | €380,457 | €542,844 | €529,589 | €543,540 | €794,851 | ▲ 46.2% |
| Plant, machinery and equipment23 | €0 | - | - | - | - | - |
| Furniture and vehicles24 | €1,924 | €5,348 | €33,008 | €25,289 | €43,429 | ▲ 71.7% |
| Current assets29/58 | €582,565 | €494,463 | €298,894 | €295,585 | €182,130 | ▼ 38.4% |
| Amounts receivable within one year40/41 | €221,881 | €316,506 | €225,804 | €283,963 | €122,516 | ▼ 56.9% |
| Trade receivables40 | €67,735 | €65,005 | €80,869 | €38,666 | €12,702 | ▼ 67.1% |
| Other amounts receivable41 | €154,146 | €251,502 | €144,934 | €245,298 | €109,814 | ▼ 55.2% |
| Cash at bank and in hand54/58 | €359,419 | €164,606 | €56,915 | €3,227 | €50,895 | ▲ 1,477% |
| Deferred charges and accrued income490/1 | €1,265 | €13,351 | €16,175 | €8,394 | €8,719 | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €964,946 | €1.0m | €861,491 | €864,413 | €1.0m | ▲ 18.0% |
| Equity10/15 | €29,889 | €29,889 | €118,249 | €154,618 | €160,981 | ▲ 4.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €11,289 | €11,289 | €99,649 | €136,018 | €142,381 | ▲ 4.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €9,429 | €9,429 | €97,789 | €134,158 | €140,521 | ▲ 4.7% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | - | - | - |
| Amounts payable17/49 | €935,057 | €1.0m | €743,243 | €709,795 | €859,430 | ▲ 21.1% |
| Amounts payable after more than one year17 | €289,718 | €439,959 | €402,689 | €373,605 | €593,921 | ▲ 59.0% |
| Financial debts170/4 | €289,718 | €439,959 | €402,689 | €369,705 | €590,021 | ▲ 59.6% |
| Other amounts payable178/9 | - | - | - | €3,900 | €3,900 | = |
| Amounts payable within one year42/48 | €642,309 | €572,383 | €339,560 | €334,650 | €263,301 | ▼ 21.3% |
| Current portion of amounts payable after more than one year42 | €33,923 | €34,081 | €41,662 | €38,253 | €46,213 | ▲ 20.8% |
| Financial debts43 | - | - | - | - | €21 | - |
| Credit institutions430/8 | - | - | - | - | €21 | - |
| Trade debts44 | €77,915 | €20,304 | €36,207 | €7,022 | €28,423 | ▲ 305% |
| Suppliers440/4 | €77,915 | €20,304 | €36,207 | €7,022 | €28,423 | ▲ 305% |
| Taxes, remuneration and social security45 | €39,846 | €24,507 | €11,241 | €33,506 | €27,308 | ▼ 18.5% |
| Taxes450/3 | €39,846 | €24,507 | €9,845 | €27,685 | €15,496 | ▼ 44.0% |
| Remuneration and social security454/9 | - | - | €1,395 | €5,822 | €11,812 | ▲ 103% |
| Other amounts payable47/48 | €490,625 | €493,491 | €250,451 | €255,868 | €161,335 | ▼ 36.9% |
| Accrued charges and deferred income492/3 | €3,030 | €425 | €994 | €1,540 | €2,207 | ▲ 43.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €108,547 | €68,839 | €88,360 | €36,369 | €6,363 | ▼ 82.5% |
| + Depreciation and write-downs630 | €15,871 | €15,977 | €27,268 | €31,128 | €26,863 | ▼ 13.7% |
| Operating cash flow (approximation) | €124,418 | €84,816 | €115,628 | €67,498 | €33,227 | ▼ 50.8% |
| Investment in fixed assets (approximation) | - | -€181,788 | -€41,674 | -€37,359 | -€296,316 | ▼ 693% |
| Change in cash | - | -€194,813 | -€107,691 | -€53,688 | €47,668 | ▲ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150,000Eq €154,618 ▲30.8%
6 profitable years in a row build equity to €154,618.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Equity above €100,000Eq €118,249 ▲296%
5 profitable years in a row build equity to €118,249.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €108,547 ▲106%
Operating result €145,448, net result €108,547, both a record.
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 53 days late
2020
31-12
Financial
Equity above €200,000Eq €201,341 ▲1.3%
2 profitable years in a row build equity to €201,341.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Back to profitnet €30,952
Net result €30,952 after one loss-making year.
Show earlier events
31-12
Financial
Equity above €150,000Eq €198,677 ▲173%
Equity rises from €72,706 to €198,677.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2017
Ground area
1,946 m²
Building footprint
184 m²
Volume, LiDAR
1,021 m³
Parcel 63042G0492/00A000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Monceau 26, 4987 Stoumont
since 20172.261.614.881
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63042G0492/00A000 | Wallonia | 1,946 m² | 1 · 184 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,770 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded08-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
68122Development of non-residential building projects
55203Holiday cottages, homes and apartments
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0670854473
Also
9925:BE0670854473
Registered
11-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.