BENJAMIN DUC
ActiveBENJAMIN DUC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €963k and a net result of €418k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+8
Solvency100▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.4 in 2023; short-term debt: 16% and cash: 9.3% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.5%
Return on assets
36.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
1 d early
2022
on the day
2021
39 d early
2020
11 d late
2019
11 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€418k▲ 112%
2023 · €198k
2018: €127k
2019: €166k
2020: €173k
2021: €214k
2022: €107k
2023: €198k
2018 → 2024
Working capital
€2k
2023 · €-176k
2018: €-63k
2019: €-103k
2020: €-138k
2021: €-16k
2022: €-169k
2023: €-176k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€379k-€593k▲ 56.6%€582k▼ 1.8%€662k▲ 13.7%€963k▲ 45.4%
Operating result€136k-€149k▲ 10.0%€146k▼ 1.9%€132k▼ 9.6%€135k▲ 1.9%
Net result€173k-€214k▲ 23.8%€107k▼ 50.0%€198k▲ 84.4%€418k▲ 112%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 2% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.15M
Fixed assets
€966k▲ 2.6%
Current assets
€187k▲ 61.9%
Equity and liabilities €1.15M
Equity
€963k▲ 45.4%
Debt
€190k▼ 51.8%
The debt ratio falls from 37.3% to 16.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150k▲
2023 · €144k
Cash flow
€433k▲
2023 · €209k
Solvency
83.5%▲
2023 · 62.7%
Current ratio
1.01▲
2023 · 0.40
Quick ratio
1.01▲
2023 · 0.40
Debt / equity
0.20▼
2023 · 0.60
ROE
43.4%▲
2023 · 29.8%
ROA
36.3%▲
2023 · 18.7%
Interest coverage
37.49▲
2023 · 17.61
Debt
€190k▼
2023 · €394k
Debt ≤ 1 year
€185k▼
2023 · €291k
Income taxes
€27k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.06M€1.15M▲
Fixed assets21/28€941k€966k▲
Tangible fixed assets22/27€41k€66k▲
Furniture and vehicles24€38k€30k▼
Other tangible fixed assets26€3k€36k▲
Financial fixed assets28€900k€900k=
Current assets29/58€116k€187k▲
Amounts receivable within one year40/41€66k€80k▲
Trade receivables40€53k€54k▲
Other amounts receivable41€14k€26k▲
Current investments50/53€500€500=
Cash at bank and in hand54/58€49k€107k▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.15M▲
Equity10/15€662k€963k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€640k€941k▲
Amounts payable17/49€394k€190k▼
Amounts payable after more than one year17€99k-
Financial debts170/4€99k-
Amounts payable within one year42/48€291k€185k▼
Current portion of amounts payable after more than one year42€155k€50k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€14k€14k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€118k€118k=
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€145k€151k▲
Operating profit (loss)9901€132k€135k▲
Financial income75/76B€100k€315k▲
Recurring financial income75€100k€315k▲
Financial charges65/66B€8k€4k▼
Recurring financial charges65€8k€4k▼
Profit (loss) for the period before taxes9903€224k€445k▲
Income taxes67/77€26k€27k▲
Profit (loss) for the period9904€198k€418k▲
Profit (loss) for the period to be appropriated9905€198k€418k▲
Appropriation of the result
Profit (loss) to be appropriated9906€758k€1.06M▲
Profit (loss) brought forward from the previous period14P€560k€640k▲
Profit to be distributed694/7€118k€118k=
Return on contributions (dividend)694€118k€118k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €418k ▲112%
Net result €418k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 1.01
Current ratio from 0.40 to 1.01; short-term debt falls from €291k to €185k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €107k ▼50%
Net result drops to €107k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €500kEq €593k ▲56.6%
4 profitable years in a row build equity to €593k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 11 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Légipont 334671 BlégnyGround area
3,344 m²
Building footprint
161 m²
Volume, LiDAR
943 m³
Parcel 62095A0088/00B000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BENJAMIN DUC SPRL
since 20162.252.150.948
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095A0088/00B000 | Wallonia | 3,344 m² | 1 · 161 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 28,264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.