Equity
BENJAMIN DUC paid out €117,647 in dividends. That is 107% of the 2025 profit.
The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 56% on liquidity, 48% on profitability and 37% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is tight, with a current ratio of 1.05 (1.01 in 2024), below the usual 1.5. Short-term debt is 15.9% and cash 13.9% of total assets. 16.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| BENJAMIN DUC Blegny | €1.1m | €96,067 | 83.7% | - |
| MICHAEL PELSSER CONSULTING Liège | €1.2m | €98,281 | -39.2% | - |
| ZKM Sprimont | €1.2m | €83,688 | 5.8% | - |
| Madeli Liège | €1.1m | €91,170 | 10.0% | - |
| PHARMACIE DE LA GARE Flémalle | €1.0m | €90,759 | 40.9% | - |
| LDH IMMO Stoumont | €1.0m | €111,275 | 15.8% | - |
| DELHEZ HOLDING Verviers | €1.3m | €115,001 | 12.6% | - |
These companies have the same main activity as BENJAMIN DUC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1m and €1.3m, founded between 2014 and 2017.
BENJAMIN DUC files the abbreviated format. That format states no turnover. The gross margin rose from €44,520 in 2016 to €96,067 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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