ACCESS MANAGEMENT
ActiveACCESS MANAGEMENT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €82k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+22
Solvency28▼-71
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.59 against 3.58 in 2024), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.1%
Return on assets
9.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
12 d late
2024
8 d early
2023
19 d late
2022
27 d early
2021
6 d early
2020
26 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€216k▼ 55.5%
2024 · €486k
2018: €68k
2019: €126k
2020: €196k
2021: €314k
2022: €421k
2023: €428k
2024: €486k
2018 → 2025
Total assets
€860k▲ 8.3%
2024 · €794k
2018: €136k
2019: €201k
2020: €255k
2021: €380k
2022: €785k
2023: €777k
2024: €794k
2018 → 2025
Net result
€82k▲ 8.2%
2024 · €76k
2018: €49k
2019: €58k
2020: €70k
2021: €118k
2022: €125k
2023: €32k
2024: €76k
2018 → 2025
Working capital
€-180k
2024 · €198k
2018: €56k
2019: €116k
2020: €180k
2021: €296k
2022: €670k
2023: €287k
2024: €198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€314k-€421k▲ 34.0%€428k▲ 1.6%€486k▲ 13.6%€216k▼ 55.5%
Operating result€157k-€169k▲ 7.7%€76k▼ 55.2%€80k▲ 6.3%€96k▲ 19.5%
Net result€118k-€125k▲ 6.1%€32k▼ 74.7%€76k▲ 141%€82k▲ 8.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €860k
Fixed assets
€598k▲ 15.2%
Current assets
€262k▼ 4.8%
Equity and liabilities €860k
Equity
€216k▼ 55.5%
Debt
€644k▲ 109%
The debt ratio rises from 38.8% to 74.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€127k▲
2024 · €111k
Cash flow
€113k▲
2024 · €107k
Solvency
25.1%▼
2024 · 61.2%
Current ratio
0.59▼
2024 · 3.58
Quick ratio
0.59▼
2024 · 3.58
Debt / equity
2.98▲
2024 · 0.63
ROE
38.1%▲
2024 · 15.7%
ROA
9.6%▼
2024 · 9.6%
Interest coverage
10.98▲
2024 · -23.09
Debt
€644k▲
2024 · €308k
Debt ≤ 1 year
€442k▲
2024 · €77k
Debt > 1 year
€202k▼
2024 · €232k
Income taxes
€30k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€794k€860k▲
Fixed assets21/28€519k€598k▲
Intangible fixed assets21€592€159▼
Tangible fixed assets22/27€324k€294k▼
Land and buildings22€43k€41k▼
Plant, machinery and equipment23€276k€251k▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€161€0▼
Financial fixed assets28€195k€304k▲
Current assets29/58€275k€262k▼
Amounts receivable within one year40/41€19k€27k▲
Trade receivables40€17k€23k▲
Other amounts receivable41€2k€3k▲
Current investments50/53€180k€185k▲
Cash at bank and in hand54/58€75k€50k▼
Equity and liabilities
Total equity and liabilities10/49€794k€860k▲
Equity10/15€486k€216k▼
Contributions10/11€20k€20k=
Revaluation surpluses12€7k€5k▼
Reserves13€450k€175k▼
Distributable reserves133€450k€175k▼
Profit (loss) carried forward14€8k€16k▲
Amounts payable17/49€308k€644k▲
Amounts payable after more than one year17€232k€202k▼
Financial debts170/4€232k€202k▼
Amounts payable within one year42/48€77k€442k▲
Current portion of amounts payable after more than one year42€28k€30k▲
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€21k€77k▲
Taxes450/3€18k€73k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€20k€320k▲
Accrued charges and deferred income492/3-€67
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k▲
Other operating charges640/8€751€641▼
Non-recurring operating charges66A€24k€0▼
Gross operating margin9900€135k€128k▼
Operating profit (loss)9901€80k€96k▲
Financial income75/76B€6k€28k▲
Recurring financial income75€6k€28k▲
Financial charges65/66B€-5k€12k▲
Recurring financial charges65€-5k€12k▲
Profit (loss) for the period before taxes9903€92k€113k▲
Income taxes67/77€16k€30k▲
Profit (loss) for the period9904€76k€82k▲
Profit (loss) for the period to be appropriated9905€76k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€91k▲
Profit (loss) brought forward from the previous period14P€7k€8k▲
Transfer from equity791/2-€350k
Transfer to equity691/2€50k€75k▲
To other reserves6921€50k€75k▲
Profit to be distributed694/7€25k€350k▲
Return on contributions (dividend)694€25k€350k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €32k ▼74.7%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €125k ▲6.1%
Operating result €169k, net result €125k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €314k ▲60%
4 profitable years in a row build equity to €314k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €150kEq €196k ▲55.8%
3 profitable years in a row build equity to €196k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Equity above €100kEq €126k ▲85.1%
2 profitable years in a row build equity to €126k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tinlot · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Tilleul 114557 TinlotGround area
825 m²
Building footprint
112 m²
Volume, LiDAR
797 m³
Parcel 61023C0120/00S000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Access Management sprl
since 20172.269.665.287
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61023C0120/00S000 | Wallonia | 825 m² | 1 · 112 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,410 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43211General electrical installation work
43320Joinery installation
43332Laying of wooden floor and wall coverings
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jeanbenoitleroy@gmail.com