LD HAINAUT CONSTRUCTIONS
ActiveThe computed 12-month bankruptcy probability of LD HAINAUT CONSTRUCTIONS is 2.0% (moderate). The 2025 annual accounts show negative equity (€-49k) and a net result of €-52k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27787 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
22
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-29
Growth32=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.76 in 2024; short-term debt: 267% and cash: 20.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-167%
Return on assets
-176.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-49k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
48 d early
2021
33 d early
2020
24 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-49k
2024 · €3k
2018: €36k
2019: €8k
2020: €52k
2021: €53k
2022: €39k
2023: €67k
2024: €3k
2018 → 2025
Total assets
€29k▼ 53.5%
2024 · €63k
2018: €85k
2019: €61k
2020: €135k
2021: €112k
2022: €77k
2023: €98k
2024: €63k
2018 → 2025
Net result
€-52k▲ 19.0%
2024 · €-64k
2018: €-2k
2019: €-28k
2020: €44k
2021: €1k
2022: €-14k
2023: €28k
2024: €-64k
2018 → 2025
Working capital
€-64k▼ 381%
2024 · €-13k
2018: €27k
2019: €-5k
2020: €41k
2021: €46k
2022: €37k
2023: €66k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€39k▼ 26.6%€67k▲ 71.3%€3k▼ 95.9%€-49k
Operating result€5k-€-12k€40k€-63k€-51k▲ 19.3%
Net result€1k-€-14k€28k€-64k€-52k▲ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €51k in 2025 against €63k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€15k▼ 28.8%
Current assets
€15k▼ 65.4%
Key figures and ratios
EBITDA
€-45k▲
2024 · €-59k
Cash flow
€-46k▲
2024 · €-61k
Solvency
-167.0%▼
2024 · 4.3%
Current ratio
0.19▼
2024 · 0.76
Quick ratio
0.19▼
2024 · 0.76
Debt / equity
-1.60▼
2024 · 22.40
ROA
-176.2%▼
2024 · -101.1%
Interest coverage
-51.62▲
2024 · -65.82
Debt
€79k▲
2024 · €61k
Debt ≤ 1 year
€79k▲
2024 · €56k
Income taxes
€518▼
2024 · €555
Staff costs
€26k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€29k▼
Fixed assets21/28€21k€15k▼
Tangible fixed assets22/27€20k€14k▼
Furniture and vehicles24€20k€14k▼
Financial fixed assets28€200€200=
Current assets29/58€43k€15k▼
Amounts receivable within one year40/41€33k€9k▼
Trade receivables40€14k€8k▼
Other amounts receivable41€19k€631▼
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€514-
Equity and liabilities
Total equity and liabilities10/49€63k€29k▼
Equity10/15€3k€-49k▼
Contributions10/11€19k€19k=
Reserves13€46k€46k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€-62k€-114k▼
Amounts payable17/49€61k€79k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€56k€79k▲
Current portion of amounts payable after more than one year42€6k€5k▼
Trade debts44€20k€17k▼
Suppliers440/4€20k€17k▼
Taxes, remuneration and social security45€30k€16k▼
Taxes450/3€20k€6k▼
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48-€41k
Income statement
Code20242025
Non-recurring operating income76A€19k-
Remuneration, social security and pensions62€36k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€2k€532▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€-20k€-18k▲
Operating profit (loss)9901€-63k€-51k▲
Financial income75/76B€16€5▼
Recurring financial income75€16€5▼
Financial charges65/66B€904€864▼
Recurring financial charges65€904€864▼
Profit (loss) for the period before taxes9903€-63k€-51k▲
Income taxes67/77€555€518▼
Profit (loss) for the period9904€-64k€-52k▲
Profit (loss) for the period to be appropriated9905€-64k€-52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-114k▼
Profit (loss) brought forward from the previous period14P€2k€-62k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-64k ▼330%
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bernissart · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Impasse des Genêts(BLA) 97321 BernissartGround area
519 m²
Building footprint
181 m²
Parcel 57009B0956/00W012, Wallonia. Linked by address, not a title deed.
1 establishment unit
LD HAINAUT CONSTRUCTIONS
since 20102.188.209.736
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57009B0956/00W012 | Wallonia | 518 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SFT
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RENODAK MINJAUW
BE 0828.086.723
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JEAN - MICHEL L'HOEST
BE 0478.682.330
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DAKWERKEN JIMMY
BE 0816.882.629
Denderleeuw · Eq €3k
Of 11,137 companies in sector 43910 we hold annual accounts for 5,489. 1,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-05-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
33110Repair and maintenance of fabricated metal products
33140Repair and maintenance of electrical equipment
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ldhainautconstruction@hotmail.com
Phone:+32478240357