Financials
- Fiscal year
- 2025
- Total assets
- €22,800
- Loss
- -€4,458
- Solvency
- -43.4%
Total assets▲ 47.4%
Net result
20182025
Q & B
ActiveSummary
Q & B has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,895) and a net result of -€4,458. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Bricklaying and masonry work
NACE 43910NACE 43994
1 site
Size
€22,800total assets 2025
- Equity
- -€9,895
- Loss
- -€4,458
Turnover not published (abridged schema)
Structure
Accounts 59 d early0 of 4 deeds read
Why 52Capped at 59: negative equity- Negative equity -€9,895- Loss of €4,458 (FY 2025)+ Size: total assets €22,800+ Founded in 2011Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -43.4% of total assets
Liquidity
16-16
short-term debt 143.4% · cash 12.7%
Profitability
4-87
return on assets -19.6%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.4%lowest value
02-2026: 0.4%● 0.0% vs 01-2026lowest value
03-2026: 0.4%▲ +1.0% vs 02-2026
04-2026: 0.4%▲ +4.9% vs 03-2026
05-2026: 0.4%▼ -4.6% vs 04-2026
06-2026: 0.4%▲ +0.3% vs 05-2026
07-2026: 1.1%▲ +180% vs 06-2026highest value
08-2026: 1.1%● 0.0% vs 07-2026highest value
09-2026: 1.1%● 0.0% vs 08-2026highest value
10-2026: 1.1%● 0.0% vs 09-2026highest value
- Size: total assets €22,800 lowers the probability for this profile
- Negative equity -€9,895 raises the probability
- Loss of €4,458 (FY 2025) raises the probability
- Founded in 2011 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.53 against 0.4 in 2024; short-term debt: 143.4% and cash: 12.7% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 3%, liquidity 9%, profitability 10%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€9,895
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
41 d early
2023
58 d early
2022
69 d early
2021
80 d early
2020
22 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €2,775
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 02-06-2026Annual accounts filed
- 20-06-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Bricklaying and masonry workNACE 43910
- Founded
- 26-07-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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