Financials
- Fiscal year
- 2025
- Total assets
- €39,842
- Loss
- -€25,637
- Solvency
- -71.8%
Total assets▲ 60.6%
Net result
20182025
AM RENOVATION GROUP
ActiveSummary
The computed 12-month bankruptcy probability of AM RENOVATION GROUP is 3.8% (moderate). The 2025 annual accounts show negative equity (-€28,605) and a net result of -€25,637. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 32341 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Bricklaying and masonry work
NACE 43910NACE 43994
1 site
Size
€39,842total assets 2025
- Equity
- -€28,605
- Loss
- -€25,637
Turnover not published (abridged schema)
Structure
Accounts 25 d early0 of 11 deeds read
Why 46- Loss of €25,637 (FY 2025)- Negative equity -€28,605- 1 change of registered office in 24 months+ Size: total assets €39,842Show the evidence
Checked score
Score 2025
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 2% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0-38
equity -71.8% of total assets
Liquidity
0-55
short-term debt 156.7%
Profitability
0-100
return on assets -64.3%
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.0%
12-2024: 1.0%● 0.0% vs 11-2024
01-2025: 1.0%● 0.0% vs 12-2024
02-2025: 1.9%▲ +96.6% vs 01-2025
03-2025: 1.9%▲ +0.8% vs 02-2025
04-2025: 2.0%▲ +7.6% vs 03-2025
05-2025: 2.3%▲ +12.6% vs 04-2025
06-2025: 2.3%▼ -1.3% vs 05-2025
07-2025: 2.6%▲ +13.0% vs 06-2025
08-2025: 0.5%▼ -80.1% vs 07-2025lowest value
09-2025: 0.5%● 0.0% vs 08-2025lowest value
10-2025: 0.5%● 0.0% vs 09-2025lowest value
11-2025: 0.5%● 0.0% vs 10-2025lowest value
12-2025: 0.5%● 0.0% vs 11-2025lowest value
01-2026: 0.5%● 0.0% vs 12-2025lowest value
02-2026: 0.5%● 0.0% vs 01-2026lowest value
03-2026: 0.5%▲ +2.9% vs 02-2026
04-2026: 0.6%▲ +9.7% vs 03-2026
05-2026: 0.7%▲ +26.4% vs 04-2026
06-2026: 0.7%▼ -1.1% vs 05-2026
07-2026: 0.8%▲ +10.2% vs 06-2026
08-2026: 3.8%▲ +383% vs 07-2026highest value
09-2026: 3.8%● 0.0% vs 08-2026highest value
10-2026: 3.8%● 0.0% vs 09-2026highest value
- Size: total assets €39,842 lowers the probability for this profile
- Loss of €25,637 (FY 2025) raises the probability
- Negative equity -€28,605 raises the probability
- 1 change of registered office in 24 months raises the probability
No credit on open account
Liquidity short (current ratio 0.56 against 1.59 in 2024; short-term debt: 156.7% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 3%, liquidity 1%, profitability 4%, growth against the median 0%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€28,605
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
20 d early
2023
9 d early
2022
80 d early
2021
60 d early
2020
12 d early
2019
72 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €27,469 ▲78.3%
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€28,605 View
- Caution: From profit to loss in 2025after €27,469 in 2024 -€25,637 View
- Caution: Among the weakest 5% on solvencysector median 47.2% · 32,341 companies -71.8% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 06-07-2026Annual accounts filed
- 11-07-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Bricklaying and masonry workNACE 43910
- Founded
- 04-09-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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